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Selling a House with a Reverse Mortgage in 2021

Mortgage loans are one of the most popular loan forms in the US and Europe. This claim may stem from the fact that owning a home comes with accorded prestige, even significantly when you acquire a home in your younger years.  However, the concept of the reverse mortgage is almost unknown to many, despite its offering a proper solution to the housing problems of the elderly aged 62 and above.  A reverse mortgage is a loan that permits the purchase of a house or property with access to...
Tags: Europe, Fashion, US, Mortgages, House, Finances, Mortgage, Loans, Home Loan, Online Loan, Best Way, Reverse Mortgage, Reverse mortgage rates

HR leaders at Zoom and WayUp reveal how a strong virtual recruiting process can improve diversity and inclusion

Insider's Shana Lebowitz Gaynor with speakers Lynne Oldham of Zoom (c) and Liz Wessel of WayUp Insider Adding the word "remote" to a job isn't enough - think smartly about how you recruit virtually. A thorough hiring process that's inclusive includes plenty of face time and transparency. This was part of Insider's virtual event "Transforming HR in the Digital Era," presented by Paycom, on June 15. Click here to watch a recording of the full event. Supporting new hires throu...
Tags: US, Careers, San Francisco, Trends, Strategy, Remote Work, Recruiting, Unilever, HR, Hiring, Oldham, Blackrock, Zoom, Nordic, Wayup, Liz Wessel

Checking In: Style Goals for 2021

We are halfway through the year and fifteen months into the global pandemic. I can barely believe how time has flown by. In the US, life is slowly but surely normalizing. But in some ways, the world has changed forever. We’re adapting to new normals. I try to remember that each day brings us the power to be positive and hopeful amidst the stress, anxiety, loss, and uncertainty that we’ve experienced. Today I’m reflecting back on the annual style goals I set back in January. Overall, things are g...
Tags: Fashion, US, Sam, Jo, G Star, Individual Style, Furla, Nordstrom Anniversary Sale, Seattle Summer, G Stars

Everything to know about Amazon's advertising business, which is $21 billion and growing

Alex Wong/Getty Images; Samantha Lee/Business Insider Marketers cut ad spending in the pandemic, but e-commerce advertising has boomed as people shop more from home - with Amazon leading the pack.EMarketer said Amazon claimed 10.3% of the US digital ad market in 2020, up from 7.8% in 2019 - competing with Google and Facebook for ad budgets. That growth has attracted Walmart, Instacart, Walgreens and other retailers that have joined Amazon in vying for a slice of the pie.Here's the la...
Tags: Google, Amazon, Facebook, Media, Advertising, US, Careers, Trends, Strategy, Walgreens, Netflix, Retail, Roku, Hulu, Amazon Web Services, Alexa

After a year of navigating COVID, American workers are among the most stressed-out in the world, a new poll shows

Stelios Kirtselis/Getty Images Workers worldwide reported increased worry, stress, anger and sadness in 2020 in a new Gallup poll. Fifty-seven percent of US and Canadian workers had high daily stress, above the 43% world average. In the US and Canada, employed women and workers under 40 reported more stress than their peers. See more stories on Insider's business page. After a grueling year of work amid a pandemic, American workers are some of the most stressed in the world, according...
Tags: Work, News, US, Careers, Trends, Canada, Burnout, Western Europe, Gallup, Sarah Jackson, Stelios Kirtselis Getty Images Workers

Toxic ‘forever chemicals’ widespread in top makeup brands, study finds

Researchers find signs of PFAS in over half of 231 samples of products including lipstick, mascara and foundationToxic PFAS “forever chemicals” are widely used in cosmetics produced by major brands in the US and Canada, a new study that tested for the chemicals in hundreds of products found.The peer-reviewed study, published in Environmental Science & Technology, detected what the study’s authors characterized as “high” levels of organic fluorine, an indicator of PFAS, in over half of 231 makeup...
Tags: Health, Fashion, Makeup, US, Life and style, US news, Canada, Environmental Science Technology

I tried, and failed, to earn a living as an influencer. Here are 5 hard lessons I learned after gaining and losing thousands of social-media followers.

Brian Patrick Byrne built a following by posting videos and tweets about BTS. Big Hit Music, Brian Patrick Byrne I gained tens of thousands of followers by creating content about K-pop group BTS. My biggest mistake was trying to change my brand in order to earn a living. I ultimately decided that my mental health was more important than being an influencer. See more stories on Insider's business page. In 2020, I lost my job and decided to spend my free time pursuing a dream I'd had...
Tags: Twitter, Music, Media, Youtube, US, Careers, Trends, Strategy, Brian, Hannah Hart, Max, Bts, Influencers, McDonald, DUBLIN Ireland, Mediabase

Confessions of caregiver burnout: 5 women dealing with childcare and family needs reveal how the pandemic pushed them to a breaking point

Jolene Delisle, Lidia Bonilla, Shara Ruffin, Myka Harris, and Susan Foosness. Myka Harris; Shara Ruffin; Susan Foosness; Lidia Bonilla; Jolene Delisle; Marianne Ayala/Insider Working parents and caregivers have been particularly affected by burnout during the pandemic. In a survey, 68% of women reported feeling at least somewhat burned out, compared with 55% of men. Five women shared stories about the toll of unpaid caregiving on their careers and mental health. See more stories on Insider...
Tags: Work, New York, Parents, California, US, Careers, Trends, Strategy, Features, Bureau of Labor Statistics, Brooklyn, Davis, Burnout, Philadelphia, Caregiving, Dominican Republic

Natasha Denona Tan Puff Paint Blush Serum Review & Swatches

Tan Natasha Denona Tan Puff Paint Liquid Blush SerumNatasha Denona Tan Puff Paint Liquid Blush Serum ($22.00 for 0.23 oz.) is a darker peach with warm undertones tempered and muted with hints of brown paired with a natural sheen. It had semi-sheer to medium color payoff initially, which could be built up (as marketed) or sheered out further if desired. The texture was lightweight, thin, and almost like a very watery gel, as it glide...
Tags: US, Beauty, Christine, Natasha Denona, Blushes, Cheek Products, LORAC, Pigmentation, Temptalia, Natasha Denona Tan, Summer 2021, Natasha Denona Puff Paint Liquid Blush Serum, Tan Natasha Denona Tan

What Queen Elizabeth's relationship was like with every US president, from Truman to Trump

Queen Elizabeth II, pictured on a visit to Hull last month. Getty Images President Joe Biden and First Lady Jill Biden will meet Queen Elizabeth II on their visit to the UK. Since 1951, the Queen has met with 11 US presidents and helped facilitate diplomatic relations. Here's what the queen's relationships and meetings with US presidents have been like. Sign up for the 10 Things in Politics daily newsletter. President Joe Biden and First Lady Jill Biden are set to meet Queen Elizab...
Tags: Politics, UK, England, London, News, Washington Post, Washington, France, Life, White House, US, America, Barack Obama, Trends, Reagan, Joe Biden

Manifestation in Meditation: A Father’s Day Special Virtual Event

Join 2021 Father’s Day Transformational Special MANIFESTATION IN MEDITATION with Global Leading Holistic Health Guru And Corporate Life Coach Dr. Mickey Mehta from India & Professional Speaker And Author Of  Bread for the Head   Meher Amalsad from California. The program shall be moderated by Yazdi Tantra Founder – ZOROASTRIANS.NET & WZCC Global Vice President. Saturday, June 19, 2021  07:00 PM PST,  10:00 PM EST Sunday, June 20, 2021  07:30 AM IST,  2:00 AM GMT This Special M&M Show Is Dedic...
Tags: Hong Kong, News, California, Life, Singapore, India, US, Iran, Canada, Harvard University, Pakistan, New Zealand, Bollywood, Economic Times, Sydney Australia, IIT

Natasha Denona Darya Puff Paint Blush Serum Review & Swatches

Darya Natasha Denona Darya Puff Paint Liquid Blush SerumNatasha Denona Darya Puff Paint Liquid Blush Serum ($22.00 for 0.23 oz.) is a light-medium, pink-coral with moderate, warm undertones and a natural finish. It wasn’t quite dewy, but it had a hydrated, natural sheen that wasn’t tacky and fairly transfer-resistant (but not transfer-proof!). It had semi-sheer to medium, buildable pigmentation (as marketed), which layered well on i...
Tags: US, Beauty, Christine, Darya, Natasha Denona, Blushes, Cheek Products, Pigmentation, Temptalia, Natasha Denona Darya, Summer 2021, Natasha Denona Puff Paint Liquid Blush Serum, Darya Natasha Denona Darya

Sydney Grace x Temptalia Collection

Release Date + About the Launch Temptalia has collaborated with Sydney Grace to create three eyeshadow palettes featuring her dream color stories. Each palette will be available in a Deep version and a Light version; two matte shades from each palette have a Deep version and Light version designed to complement deeper and lighter skin tones. Stay tuned for in-depth breakdowns of the collaboration process...
Tags: China, US, Beauty, Usps, Sydney, Magellan, Christine, Sabrina, Fenty, Sydney Grace, Summer 2021, Year: 2021 Launches, Sydney Grace X Temptalia, Launch Temptalia, Umbra Deep, Orion Nebula Raspberry

How we met: ‘I’d had girlfriends. Being gay hadn’t crossed my mind’

Mark, 71, and Andrew, 73, met at university in Scotland and have been together for almost 50 years. They live in LondonMark was deeply unhappy when he started at St Andrews University in Scotland in 1967. He had grown up feeling conflicted about his sexuality, and though sex between two men had been decriminalised in England and Wales that summer, it remained illegal in the rest of the UK, and attitudes towards gay people remained extremely hostile. “Sex education taught me that my feelings were...
Tags: UK, England, London, Wales, Scotland, Relationships, Virginia, US, Life and style, Society, Dating, Edinburgh University, LGBT rights, Edinburgh, Aids and HIV, Mark

'Tiger Mom' Amy Chua speaks out about her battle with Yale Law

Hello!Welcome to this weekly roundup of stories from Insider's Business co-Editor in Chief Matt Turner. Subscribe here to get this newsletter in your inbox every Sunday.What we're going over today:How "Tiger Mom" Amy Chua became the pariah of Yale Law.50 founders and VCs dish on what it's like to work with Jason Calacanis, Silicon Valley's most polarizing investor.Gen Xers, in the middle of middle-age, are embracing the status quo.Capitol Hill staffers vent about unlivable pay an...
Tags: Amazon, Business, Florida, Supreme Court, Law, Congress, Life, White House, US, NFL, America, Newsletter, Trends, Bank Of America, Bloomberg, Brooklyn

Today’s Outfit: Stardog Loungewear Co-ords

This summer’s hottest trend is definitely co-ords and thankfully, all of our favorite stores took notice! What the heck are co-ords you may be asking? No, co-ords is NOT short for corduroys! (That trend is hopefully not coming back anytime soon!) co-ords – noun [ plural ]short for coordinates: clothes, especially for women, that are made in matching colors or styles so that they can be worn together: This season’s key trend is co-ords: matching two-piece sets in print or plain. htt...
Tags: Fashion, US, Today's Outfit, Today's Outfits, Stardog, Stardog Loungewear, Stardog Loungewear Co

20 Father's Day gifts for dads who love to fish

If you buy through our links, we may earn money from affiliate partners. Learn more. Ariel Skelley/Getty Images Father's Day 2021 falls on June 20th. Whether he's a deep-sea fisherman or just wants to cast off the dock, dads who fish love a themed gift. From rods and reels to pliers and coolers, there's something he's in dire need of below. Whether it's fly-fishing, deepsea fishing, or just casting off the dock of your nearby river, if Dad fancies himself a fisherman...
Tags: Reviews, Amazon, Outdoors, Gift Guide, Life, US, Trends, Chile, Fishing, PLA, Yeti, Dad, Lifeproof, Owen Burke, Columbia Columbia, Dexter Russell

Experience: I was an imam at Guantánamo Bay

The official military line was that torture did not happen. As an insider, I knew this was a lieI was one of the first Muslim imams in the United States military. Clergy defend the right of US military personnel to practise their religion. This means providing religious support, taking services and advising the commander in religion, ethics and morale.I grew up in New Jersey as a Lutheran and was still a Christian when I graduated from the military academy at West Point, but I met someone who op...
Tags: Guantanamo Bay, Law, West Point, Religion, Americas, US, Life and style, World news, US news, United States, New Jersey, US military, Islam, Torture, Cuba

Natasha Denona Bloom Puff Paint Blush Serum Review & Swatches

Bloom Natasha Denona Bloom Puff Paint Liquid Blush SerumNatasha Denona Bloom Puff Paint Liquid Blush Serum ($22.00 for 0.23 oz.) is a darker, raspberry pink with cool undertones and a natural finish–not quite dewy but still a bit luminous and very “skin-like” as it looked quite hydrated. It had semi-sheer to medium color coverage, which was easy to apply and diffuse for an even layer of blush. The product built up readily, too, and ...
Tags: US, Beauty, Christine, Natasha Denona, Blushes, Cheek Products, Pigmentation, Temptalia, Kevyn Aucoin Grapevine, Summer 2021, ColourPop Tinsel Town LE, Natasha Denona Puff Paint Liquid Blush Serum

A psychologist shares clinical tips for transitioning into post-pandemic work and life

Post-pandemic life will be different for everyone, so it's important to meet loved ones where they are. urbazon/Getty Images Charting the post-pandemic world will not be as simple as returning to the way things were. To keep anxiety in check, psychologist Bethany Teachman says to set realistic expectations for yourself. Expect some awkwardness, frustration, and annoyance, and remember to recognize your privilege. See more stories on Insider's business page. You've been waiting ...
Tags: Life, US, Trends, Strategy, Expectations, Nordic, Contributor, Pandemic, Expectations Vs Reality, The Conversation, The New Normal, Bethany Teachman, Contributor 2019, University of Virginia Read, Post-Pandemic Life

32 companies that give back all year long - not just around the holidays

If you buy through our links, we may earn money from affiliate partners. Learn more. Cotopaxi is a B Corp that puts 1% of its yearly revenue toward grants to nonprofits making sustainable changes in poverty alleviation. Cotopaxi/Instagram Giving back is woven into the business and operations of these 32 companies. If you shop from the following brands, you're also supporting several charitable initiatives. Need more gift ideas? Check out our ultimate gift guide. Aside from voluntee...
Tags: Reviews, Home, Food, Asia, New York, Style, California, US, Gift, Trends, Features, Gifts, Beauty, Aclu, B Corp, Patagonia

One iconic picture from each year of Queen Elizabeth's record 69-year reign

Queen Elizabeth II after her coronation. Associated Press Queen Elizabeth II is celebrating the 68th anniversary of her coronation on June 2. She technically became Queen a year earlier, after the death of her father King George on February 6, 1952. Charles Clark contributed to an earlier version of this story. See more stories on Insider's business page. 1953: Although she officially became Queen in 1952 after the passing of her father, King George, Her Majesty's coronation wasn't...
Tags: Asia, UK, England, London, Entertainment, Wales, Putin, France, Saudi Arabia, Life, White House, China, Germany, Iraq, Berlin, Nigeria

Awesome places to call home within the US

Are you a free spirited person who is ready to get out of your hometown and see what more the world has to offer you? If so, here are a number of awesome .  Mississippi While you might have your eye on a state with more luxurious living, Mississippi is an awesome place to move to. It ranks as one of the most affordable states in the USA. It comes in with a cost of living that is about 15% lower than the rest of the country! You can afford to travel around the world and come home to your huge...
Tags: Fashion, Florida, Usa, General, Mississippi, Virginia, US, America, North Carolina, NC, Charlotte NC, Virginia Virginia, Best Places to Live, best places to move in USA, Relocating North Carolina, Why Move To North Carolina

Dolly Parton’s Makeup Includes a Bunch of Maybelline and This One Product That’s Still Sold But Not in Stores

Every wondered about Dolly Parton’s makeup routine? I mean, the woman is as a national a treasure as Betty White is lately. I’m not much of a country music kind of girl but Dolly’s as cute as a button! What’s not to love? She recently interviewed in a news article that…. Wait, for it. Deep breath now. She sleeps in her makeup. Dolly, girl, what are you talking about? You can’t do that! “I usually try to keep my makeup on at night,” she said. “Because I never know if there’s going to be an ...
Tags: Celebs, US, Beauty, Dolly Parton, Betty White, Dolly, Maybelline, Max Factor Pan Stick, Dolly Max Factor, Vermont County Store, Vermont Country Store Catalog

Companies could invite a 'minefield' of lawsuits if they let employees choose how often they work remotely, economist says

Tom Werner/Getty Images Hybrid work could eventually result in lawsuits, Stanford economist Nicholas Bloom told Bloomberg. Single men could return to the office full-time while working mothers may work from home some days. It could result in a difference in promotion rates and a "legal minefield" for companies, he said. See more stories on Insider's business page. The future of work could bring about new challenges for employers and employees alike - including, one leading economist s...
Tags: Work From Home, Microsoft, Stanford, US, Careers, Trends, Remote Work, Bloomberg, Austin, Hsbc, Working From Home, Salesforce, Zillow, Sundar Pichai, Cnbc, Stanford University

Slack CEO Stewart Butterfield and Away's Jen Rubio just had their first child together. Here are 13 other power couples who rule the tech world.

Snap CEO Evan Spiegel and wife Miranda Kerr. Stefanie Keenan/Getty Images for Snap Inc Slack's Stewart Butterfield and Away's Jen Rubio just had their first child together. They're among over a dozen other leaders in the tech industry in relationships with powerful people. Some, like Jeff Bezos and MacKenzie Scott, and Bill and Melinda Gates, have recently split up. See more stories on Insider's business page. As the singer Grimes, Tesla CEO Elon Musk's girlfriend, migh...
Tags: Apple, Google, Amazon, Facebook, Mark Zuckerberg, Elon Musk, Marriage, Instagram, Yahoo, Life, US, Trends, Tech, Features, Rome, Wyoming

Here's how much money 25 types of scientists make

Soil scientists make a median of $66,120 a year. Smith Collection/Gado/Getty Images There are dozens of career specializations in science, but some are more lucrative than others. Physicists and natural-sciences managers were among the highest-paid professions. Here are 25 select science jobs ranked from lowest to highest median annual pay as of May 2020. See more stories on Insider's business page. 25. Conservation scientists had a median annual salary of $64,020. Don Emmer...
Tags: Science, US, Careers, Trends, Earth, Features, United States, Salaries, Cuba, Miami Florida, John S, Department of Labor, Savannah River, Charlie Riedel, Occupations, Smith Collection Gado Getty

Team Lipstick or Team No Lipstick

If you’re in the US, we hope you’re having a safe, lovely, and peaceful Memorial Day. We’re relaxing at the Cox Castle and enjoying the rest of what has been an unexpectedly beautiful Seattle Spring. We’re throwing in a poll about lipstick too.  You are on Team Lipstick if you prefer to wear lipstick all or most of the time. You are on Team No Lipstick if you tend to leave it off, or wear it infrequently. Note that if you wear lip balm instead of lipstick, you’re on Team No Lipstick. I used to L...
Tags: Fashion, US, Seattle, Cox Castle, Team X Team Y

Terra Moons Matte Eyeshadows & Pressed Pigments Reviews & Swatches (Part 5 of 5)

Utopia Terra Moons Utopia Matte Eyeshadow ($6.00 for 0.05 oz.) is a medium pink with subtle, cool undertones and a matte finish. It had semi-sheer to medium coverage paired with a drier, more powdery texture that was slightly thin. The product was more prone to fallout and sheering out when applied to my skin, though it blended out evenly. It lasted for seven and a half hours before fading visibly.FURTHER READING: Form...
Tags: Bali, US, Eu, Beauty, Sydney, Fda, Christine, Pat McGrath, Natasha Denona, Eye Products, Pigmentation, Eyeshadows, Temptalia, Claudia LE, Anastasia Lula, Natasha Denona Jasper

Coronavirus vaccines may be slightly less effective for women than men, emerging research suggests

A physician administers the Moderna COVID-19 vaccine. MediaNews Group/Boston Herald via Getty Images Clinical trials suggest that coronavirus vaccines are slightly less effective among women than men. A new CDC report also found that women represent most breakthrough infections. Scientists are exploring why women may respond differently to these shots. See more stories on Insider's business page. Anna Kern, a 33-year-old nurse practitioner in Ferndale, Michigan, didn't expect to ge...
Tags: Gender, Science, News, Congress, Cdc, Sex, US, Trends, Food And Drug Administration, Pfizer, Wuhan, Clinical Trials, Johnson & Johnson, Kern, Hollywood Florida, Klein

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