Bloglikes - Trends en-US Thu, 15 Apr 2021 18:15:19 +0000 Sat, 06 Apr 2013 00:00:00 +0000 FeedWriter Netflix is overvalued and could tumble 37% in the next year as the streaming giant's spending on content weighs down profits, Wedbush says "Bridgerton" is currently streaming on Netflix.

Liam Daniel/Netflix

Netflix is overvalued and the shares could tumble in the next year, according to a team of Wedbush analysts led by Michael Pachter.

Wedbush has an "underperform" rating for Netflix and price target of $340, representing a roughly 37% drop from current levels. In a recent note the analysts said they are more constructive about Netflix now than they've been at any point in the last decade, but they continue to question its valuation and ability to generate free cash flow of more than $1 billion per year.

"Netflix has executed extremely well during the pandemic, surprising us by keeping its foot on the gas pedal for subscriber growth, while benefiting from a disruption in content production schedules that allowed it to generate positive free cash flow," said the analysts.

But they anticipate Netflix will only break even in free cash flow during 2021, and their models show that the company has an enterprise value of $162 billion, far below current levels.

"We had long believed that Netflix faced a difficult path to positive free cash flow, but its performance in 2020 convinced us that we were wrong. The company managed its production spending in a very difficult environment, and while conserving cash and generating $1.9 billion of positive free cash flow in 2020, Netflix still managed to add a record number of new subscribers.

Netflix crushed Wedbush's expectations in 2020, generating $1.9 billion of positive free cash flow and adding a record number of new subscribers, all while managing its production spending in a pandemic. Shares gained nearly 64% in 2020 but have remained relatively flat in year-to-date.

The analysts now expect Netflix to spend much more on content, and breakeven in cash flow for 2021.

Shares of Netflix were up 2.3% Thursday.

Read the original article on Business Insider

[Author: (Emily Graffeo)]

Thu, 15 Apr 2021 14:08:58 +0000 BlogLikes - Find Most Popular Blogs Markets MI Exclusive Netflix Stock Price Netflix price target NFLX stock price NFLX stock Wedbush Netflix cash flow
McConnell reportedly wants GOP senators to praise Manchin and Sinema, so they won't move to scrap filibuster Senate Majority Leader Mitch McConnell at a press conference with Republican Sen. from Wyoming John Barrasso (L) and Republican Sen. from South Dakota John Thune (R) at the Capitol.

Photo by Nicholas Kamm/POOL/AFP via Getty Images

  • McConnell wants GOP senators to say nice things about Joe Manchin and Kyrsten Sinema, per Politico.
  • He said the Democratic pair are under pressure to scrap the filibuster, which he needs to preserve as a block on Biden's agenda.
  • Manchin and Sinema are emerging as key swing votes in Democrats' razor-thin Senate majority.
  • See more stories on Insider's business page.

Senate Minority Leader Mitch McConnell is reportedly pushing GOP senators to praise Sens. Joe Manchin of West Virginia and Kyrsten Sinema of Arizona as they come under pressure to support scrapping the filibuster.

Politico reported that McConnell told Republicans during their Wednesday caucus lunch that the Democratic pair could "save this institution" with their opposition to toss out the 60-vote threshold that most bills now need to clear.

Many Democrats, particularly on the left, want President Joe Biden to eliminate the filibuster, so they can approve bills on voting rights and immigration with only a simple majority of 51 votes. They can use reconciliation to sidestep Republicans on budgetary bills, but those must conform with strict rules and can be used just a limited number of times per year.

"What they've been very forthright about is protecting the institution against pressures from their own party. I know what that's like," McConnell later told Politico about Manchin and Sinema. Democrats control an evenly divided Senate because of a tie-breaking vote from Vice President Kamala Harris, and undoing the filibuster would require every Democratic senator's support.

The Kentucky Republican also cited the pressure he came under when former President Donald Trump tried bulldozing him on the filibuster.

"Every time I said no. And it's nice that there are Democrats left who respect the institution and don't want to destroy the very essence of the Senate," McConnell said. Reached for further comment, McConnell's office pointed Insider back to his original comments to Politico.

Sen. John Thune, the chamber's second-ranked Republican, called the duo "good people."

The pair's public profile has risen over the past few months, particularly on economic issues. Manchin and Sinema were among the eight Senate Democrats that voted against a $15-an-hour minimum wage.

Sinema is currently partnering with Republican Sen. Mitt Romney on a bipartisan bill to increase the minimum wage. Manchin is also a key swing vote for Biden's infrastructure package.

Biden supports reverting to a "talking filibuster" where senators have to hold the floor and talk for hours on end.

"What it used to be when I first got to the Senate back in the old days, you had to stand up and command the floor. You had to keep talking," Biden told ABC News last month. "That's what it was supposed to be."

In late March, Manchin told The New York Times that he remains opposed to eliminating the filibuster, as well as pushing through major legislation on a partisan basis.

Read the original article on Business Insider

[Author: (Joseph Zeballos-Roig)]

Thu, 15 Apr 2021 14:08:04 +0000 BlogLikes - Find Most Popular Blogs Politics Economy Markets Policy Joe Manchin Kyrsten Sinema Republicans Democrats Joe Biden Infrastructure Minimum Wage Voting Rights Stimulus Immigration Reform Filibuster Filibuster Reform Reconciliation R L
Adidas announces new shoe made from mushroom leather


  • Adidas announced a new Stan Smith sneaker made from a mushroom-based material.
  • The brand developed the material, called Mylo, in partnership with biotech company Bolt Threads.
  • The leather alternative is vegan and also avoids using plastic-based leather substitutes like PVC.
  • See more stories on Insider's business page.

A new Stan Smith shoe from Adidas is now available in an unorthodox material - mushroom-based "leather." Adidas announced the release on their website and introduced "Mylo," a material made from mycelium, a substance found in the roots of mushrooms.

The sneaker brand is partnering with Bolt Threads, a biotechnology firm that develops plant-based materials, to make vegan alternatives for its traditionally leather-based shoes.

The Stan Smith Mylo shoes feature a natural rubber mid-sole, while the body of the sneaker is made from the mushroom leather. Adidas wrote in its press release that the mushrooms for the Mylo material are grown in vertical configurations and that the materials are ready to be harvested for leather in as little as two weeks. Adidas did not say in the press release how much the shoes will cost.

The Mylo sneaker is part of Adidas' broader sustainability goals, which include reducing plastic waste. Traditional leather alternatives like polyurethane (PU) and polyvinal chloride (PVC) are produced from plastic polymers and do not biodegrade, which is part of the reason Adidas and Bolt Threads looked for a naturally-derived alternative.

Earlier this year, Adidas released a version of the brand's classic Stan Smith shoes composed of 50% recycled materials, called Stan Smith PRIMEGREEN. And in 2017, the brand launched a sneaker called Parley, which was an update to its popular Ultraboost running shoe with parts of the shoe made from recycled ocean plastic, according to reporting from Insider.

Insider reported on the announcement of the mycelium-based fabric in December. And in 2019, Insider's Dennis Green reported on the broader trend of sustanability in the sneaker industry, with Adidas leading the charge on making shoes from recycled material and moving away from the environmentally-harmful materials often used in sneaker production.

Read the original article on Business Insider

[Author: (Annabelle Williams)]

Thu, 15 Apr 2021 14:06:46 +0000 BlogLikes - Find Most Popular Blogs Retail News Tech Insider Adidas Sustainability Sneakers Fashion Industry PU PVC
4 reasons why the bull market in stocks is alive and well with more upside ahead, according to LPL


  • The bull market in stocks is "alive and well," according to LPL chief market strategist Ryan Detrick.
  • The S&P 500 is already up more than 10% year-to-date, but Detrick sees more upside ahead.
  • Discussed below are four bullish stats that suggest the bull market in stocks "could still have plenty of life left," according to LPL.
  • Sign up here for our daily newsletter, 10 Things Before the Opening Bell.

The stock market has been on a tear over the past year, with the S&P 500 rallying more than 80% from its pandemic low on March 23, 2020. Year-to-date, the S&P 500 is up more than 10%, and the index has hit record highs 21 times so far this year.

LPL's chief market strategist Ryan Detrick believes the gains can continue on as the bull market in stocks enters its second year.

Detrick said in a note on Wednesday that the bull market is still "alive and well," and that it "could still have plenty of life left" going forward. That bullish sentiment stems from historical data that shows a booming stock market in prior environments that are similar to today's.

The four bullish stats detailed below suggest the bull market in stocks is just getting started, according to LPL's Detrick:

1. Strong first-quarter returns bode well for the rest of the year.

The S&P 500 was up just under 6% in the first quarter of the year, which has been a sweet spot for returns going forward, according to Detrick.

"Since 1950, when the S&P 500 was up between 5% and 10% in the first quarter, the rest of the year gained another 12.4% on average and was higher 86.7% of the time," Detrick said.

2. Stocks held above their December lows in the first quarter.

The December Low indicator, created by Forbes columnist Lucien Hooper, states that if the S&P 500 closes below its December low in the first quarter, stock are weak for the rest of the year, and vice versa.

"Stocks held above the December lows in 2021 and this could mean continued higher prices, as the S&P 500 was up more than 18% on average when this level held and incredibly was higher 33 out of 35 years," Detrick said.

Read more: Bank of America shares 6 ETFs to capitalize on what could be the greatest capital-spending boom in 4 decades as Biden's infrastructure policy rolls out

3. Significant one-year returns in stocks are followed up by more gains.

The S&P 500 was up 54% over the 12-month period ended March 2021, representing one of the largest yearly gains on record. Forward returns over the ensuing one, three, and six months have historically been weak as the market consolidates recent gains. But annual returns shined through.

"One year later the S&P 500 was higher more than 90% of the time, with only the year after the 1987 crash in the red," said Detrick.

4. Strong breadth is a sign of a healthy bull market.

Participation among different stocks and sectors has been strong amid the stock market rally, evidenced by more than 95% of components in the S&P 500 being above their 200-day moving average. This strong reading often suggests there could be exhaustion in the near-term, according to LPL.

"But this isn't what you see at the end of bull markets, in fact, it tends to usually happen at the start of new bull markets," Detrick said.

The last time market breadth was this strong was in December 2003 and September 2009, which represented the early innings of two multi-year bull markets.

"The key point is after extreme market breadth like we are seeing now, overall higher prices and the bull market lasted for many more years," Detrick said.

"It might seem counterintuitive to most investors, but big rallies like we've seen tend to mark the start of bull markets, not the end, so we wouldn't bet on this bull market ending anything soon," Detrick concluded.

lpl brweadth

LPL Research

Read the original article on Business Insider

[Author: (Matthew Fox)]

Thu, 15 Apr 2021 14:02:45 +0000 BlogLikes - Find Most Popular Blogs Markets MI Exclusive Stock Market Outlook Stock Market Outlook 2021 Stock Market Analysis Stock Market Stock Market 2021 Analyst Notes Bull Market
A whopping 2.5 billion fully grown T. rexes walked the Earth in the course of the species' existence, paleontologists found A T. rex depicted in the 1993 film "Jurassic Park."

Universal Pictures

An adult Tyrannosaurus rex required a lot of space - and the prey therein - to survive.

According to new calculations from paleontologists the University of California, Berkeley, each adult T. rex lived in an area roughly 40 square miles in size.

The study, published Thursday in the journal Science, uses that math to offer an estimate of the total number of these predators that walked the Earth during the Cretaceous Period, between 66 and 68 million years ago: an impressive 2.5 billion.

"The total number did catch me off guard," Charles Marshall, a paleontologist at Berkeley who co-authored the study, told Insider.

Marshall's analysis suggests that the entire island of Manhattan or city of San Francisco would be the territory of a single T. rex.

He said he'd been wondering for years how unusual it really is to find a T. rex fossil: "When I hold a fossil in my hand, I always said to myself, 'I know this is freakishly rare.' But just how rare is it - one in a million or one in a trillion?"

Comparing the T. rex to the Komodo dragon

The T. rex was one of the largest carnivorous land animals that ever walked the Earth. (That accolade currently goes to the polar bear.) An adult Tyrannosaurus rex could weigh at least 5 tons. It stood about 12 to 13 feet tall at the hip and was about 40 to 43 feet long.

The larger predators are, the fewer of them can live in the same area, since there just isn't enough food to sustain their massive size. This is known as Durham's Law. So if researchers know how many calories a meat-eater needs to survive, they can calculate the number of predators per square mile.

While there's no living predator that resembles the T. rex in size, Marshall compared the dinosaur's energy needs to those of a Komodo dragon, the largest lizard on Earth.

Komodo Dragon A Komodo dragon in Indonesia's Komodo National Park.

Danadi Sutjianto/Wikimedia Commons

Using that benchmark, he calculated that there could have been roughly 3,800 T. rex in an area the size of California at any given time - or just two in an area the size of Washington, DC.

There were about 20,000 adult T. rexes living at one time

Marshall's team also needed to calculate three other variables to determine the total number of rexes that ever walked the planet: the total land area of suitable T. rex habitat, the dino's average life span as an adult, and how long these predators existed on Earth.

T.rex illustration A full-grown Tyrannosaurus rex weighed about 6 to 9 tons, stood about 12 to 13 feet high at the hip, and measured about 40 to 43 feet long.

Illustration by Zhao Chuang/Courtesy of PNSO

By reviewing the locations of every T. rex fossil ever found, the study authors determined that the predator lived in about 888,000 square miles of North America - and nowhere else on Earth. Although the animal might have been able to survive in the area that's now Siberia, Marshall said, he'd be surprised if any rex fossils were ever found outside the one continent.

Using that assumption about the T. rex's geographic range, Marshall calculated that there could have been about 20,000 adult T. rexes alive at any given time in the species' existence.

Figuring out how long the T. rex species was around was a bit easier - the oldest rex fossil ever found suggests the dinosaur walked the Earth for the last 2.5 million years of the Cretaceous Period, starting 68 million years ago. Then it went extinct after the Chicxulub space rock struck.

Finally, Marshall's team calculated how long one generation of adult rexes lasted by looking at the average time span between when rexes became fully grown - at around age 15 - and when they died in their early 30s.

woodward4HR An artist's depiction of a juvenile Tyrannosaurus rex.

Julius T. Csotonyi

That means that in the 2.5 million years these animals were on Earth, there were about 127,000 generations of them. Multiply that number by 20,000, and you wind up with 2.5 billion T. rexes.

However, Marshall pointed out that this number doesn't include baby or juvenile T. rexes. Those were excluded from the calculations because research suggests juvenile rexes were smaller and faster than their adult counterparts, so hunted different prey.

T Rex in New York City A Tyrannosaurus rex skeleton, named STAN, displayed by Christie's Auction House in New York City, September 15, 2020.

Photo by ANGELA WEISS/AFP via Getty Images

Marshall's team's estimate suggests that the remains of just one in every 80 million adult T. rexes have been found. Currently, there are about 32 well-preserved, adult T. rex skeletons in public museums worldwide, Marshall said.

That means we've only dug up 0.00000125% of all the adult T. rexes that ever lived.

Read the original article on Business Insider

[Author: (Aylin Woodward)]

Thu, 15 Apr 2021 14:00:00 +0000 BlogLikes - Find Most Popular Blogs Science News Dinosaurs T. rex Tyrannosaurus Rex Paleontology Fossils
Here's what would happen if all insects on Earth disappeared
  • Although it's impossible to say exactly what would happen if all insects on Earth suddenly vanished, it's likely that civilization and ecosystems would be in serious trouble.
  • Nitrogen-rich feces would potentially build up, choking plant life and preventing new growth.
  • Meanwhile, no dermestid beetles and other corpse-eaters would lead to fewer custodians available to clean dead bodies and recycle their nutrients back into the ecosystem.
  • See more stories on Insider's business page.
  • Following is a transcript of the video.

    Narrator: Humans might have built civilizations, but insects own the world. After all, over half of all known species are insects. So if they all suddenly vanished, you'd notice. No more summers of singing cicadas and flickering fireflies. No bees to pollinate apple, cherry, peach, or almond trees. No one to make honey. A world without insects means a world with empty grocery-store shelves. But that would be just the beginning of our problems. Now, it's impossible to say exactly what would go down, but here's a worst-case scenario of what could happen if all the insects disappeared.

    There are a few insects most people would be happy to see vanish. Like mosquitoes. They kill hundreds of thousands of people every year by transmitting malaria, West Nile virus, and other diseases. But if they disappeared tomorrow, we might actually miss them. There are over 3,000 species of mosquitoes on Earth, all of which are food to birds, bats, frogs, and other animals. No more mosquitoes means these creatures and the animals that eat them could go hungry. The same goes for the dreaded cockroach, a protein-packed meal for birds, rodents, and even humans in some parts of the world. If we lost all 4,400 species of roach, entire ecosystems would struggle to survive. Believe it or not, we'd have even worse troubles ahead since we'd face a serious poop problem without one of the world's greatest recyclers, the dung beetle.

    You see, history has taught us exactly what happens when these critters can't do their job. Back in 1788, the British introduced cattle to Australia, and these cows pooped a lot. Each one poops enough to fill five tennis courts every year. But while the dung beetles back in Britain would eat and break down cow poo, the native Australian beetles wouldn't touch the stuff because they evolved to munch only on dry, fibrous marsupial dung. So the cow poop piled up. By 1960, the cattle had carpeted 500,000 acres of pasture in dung. That's enough to cover over half of Rhode Island, and while a little bit of poop is great for fertilizer, this ocean of dung would flood plants with nitrogen, making it impossible for anything to grow. So, imagine if all 8,000 species of dung beetle, plus other doo-dining insects, like flies, vanished worldwide. The land would be knee-deep know.

    Farmland, forest, and desert would all collapse, and floating throughout would be loads of corpses. You see, most animals won't eat dead bodies. That's where flesh-eating beetles, aka dermestids, and other corpse-munching insects come in. Over 500 species of these grisly undertakers live worldwide, devouring dead flesh until nothing but bone remains. Without them, there would be fewer custodians around to clean up the mess. Sure, there would still be hungry vultures and bacteria around to help, but it wouldn't be enough.

    So, that's where we could end up in an insect-less world. Starving to death while drowning in a sea of poop and corpses.

    EDITOR'S NOTE: This video was originally published in August 2019.

    Read the original article on Business Insider

    [Author: (Gina Echevarria,Shira Polan)]

    Thu, 15 Apr 2021 13:58:58 +0000 BlogLikes - Find Most Popular Blogs Science Tech Insider Video Insects Chemistry Biology Ecology Science Insider BI Animation Video Format What If
    Europe's wealthy are falling behind - London just dropped out of the top 10 cities for very high net worth individuals London.

    Xinhua/Han Yan via Getty

    • A new report looks at where the very high net worth - between $5 million to $30 million - live.
    • London fell out of Wealth-X's top 10 ranking for the first time dating back to 2004.
    • The US dominated the ranking, with seven cities in the top 10 including the top spot - New York.
    • See more stories on Insider's business page.

    London is no longer a top-10 hub for very high net worth (VHNW) individuals.

    In fact, the city's share of VHNW individuals dropped by 16% in 2020, according to a Wealth-X's second edition of the Very High Net Worth Handbook, which classifies VHNWs as having net worth between $5 million and $30 million.

    London was knocked out of eighth place to 12th - the first time that London has been out of the top 10 since Wealth-X records dating back to 2004.

    The report cites a few different factors for London's fall down the ranks, including damages from Brexit, general pandemic economic conditions, and "poorly performing" equity markets. All was compounded by much stronger showings for the VHNW in the US and Asia.

    As Insider's Harry Robertson reported, the UK's economy shrank by 9.9% in 2020 - the worst contraction on record as the UK fared the worst of the G7. The UK has also been particularly hard hit by the virus.

    "The third major wealth region of Europe significantly underperformed its global peers, with the VHNW population declining by 7% to 623,880 individuals," the report said.

    Meanwhile, New York remained in first place, showing that a different story was unraveling across the pond. In fact, US cities represent the vast majority of the top 10 for the VHNW, with seven cities making the list. New York is holding fast to number one, and all of the US cities represented saw their VHNW populations grow.

    The wealthiest Americans also saw substantial growth in 2020, with America's billionaires adding $1.62 trillion to their wealth over the last 13 months.

    On the whole, the VHNW population grew by 1.3%, amounting to a total of around 2.7 million. That's a much smaller gain than prior years, but Wealth-X predicts a robust recovery and 1 million more VHNW individuals by 2025. Even still, the VHNW population's total wealth rose by 1.2% to a total of $26.8 trillion.

    On the other hand, a recent report from the Pew Research Center found 54 million people fell out of the global middle class, classified as those who earn about $14,600 to $29,200 a year, meaning they live on around $10 to $20 a day. A January report from Oxfam estimated that not only did 200 million to 500 million potentially fall into poverty in 2020 - it could also take a decade for the bottom to recover.

    London's drop on the VHNW list is another potential signal of its uncertain future as a financial hub, and as a home for the wealthy. In March, London saw drops in the Global Financial Centres Index, which ranks how competitive different finance hubs are. While it's still the second top financial center, it fell over 10 points and barely ranks above Shanghai.

    Read the original article on Business Insider

    [Author: (Juliana Kaplan)]

    Thu, 15 Apr 2021 13:58:22 +0000 BlogLikes - Find Most Popular Blogs Economy Markets London Europe Europe coronavirus UK Wealth Wealth distribution Inequality Inequality in Britain Wealth-X VHNW
    The 16 best Airbnbs in Massachusetts from beachy trips to the Cape to a spooky gothic stay in Salem If you buy through our links, we may earn money from affiliate partners. Learn more.

    Modern cottage with pool and ocean views on Nantucket


    • Massachusetts is home to sandy beaches, beautiful mountains, and many historical landmarks.
    • Because experts say it's safe to stay in an Airbnb, we rounded up some of the best across the state.
    • Our picks are Enhanced Clean Airbnbs and appeal to all travelers, from couples to families.

    Massachusetts offers a rich array of choices no matter the time of year or region you visit. Explore the pristine coastline and beautiful beaches of Cape Cod in summer, while in winter, the Berkshires offer some of New England's best skiing. Autumn sees spectacular leaf-peeping, and year-round, uncover incredible history from Boston's Freedom Trail to the Revolutionary War sites of Concord.

    I've taken advantage of these attractions year after year, from visiting family in Boston's Beacon Hill to summering on the Cape, and learning to ski in the Berkshires.

    Based on that background, and because Airbnb continues to be a popular travel choice, I rounded up some of the best Airbnb homes you can rent in the state's most desirable regions.

    The best Airbnb homes in Massachusetts were chosen based on the following criteria:

    1. Listings are for the exclusive use of the entire home, condo, or stand-alone apartment, per current expert recommendations regarding social distancing.
    2. Airbnb rentals have starting rates ranging between $110 to $700 per night. Though, expect rates to rise during popular seasons, holidays, and weekends.
    3. All are top-rated properties with a review score of at least 4.8.
    4. Every home is committed to Airbnb's Enhanced Clean program, a five-step cleaning process developed in partnership with health and hospitality experts.
    5. Airbnbs appeal to all types of travelers, from couples to larger families, with central locations in close proximity to popular area attractions.
    6. All homes are available to book in the coming weeks and months, as of publishing time. But if your desired home or dates aren't available, click here to discover more Airbnbs in Massachusetts.
    Browse all listings below, or jump to a specific area:
    • Cape Cod and the islands
    • North Shore
    • Berkshires and Hampshire County
    • Boston area
    • FAQ: Massachusetts travel
    • More of the best Airbnbs in the Northeast
    Here are the best Airbnbs in Massachusetts, sorted by region and price. Travel Hotel Reviews Banner Cape Cod and the Islands


    Cottage with a tennis court in Orleans Cottage with tennis court in oceanfront neighborhood in Orleans


    Book this Cape Cod cottage on Airbnb

    Price: $250

    Sleeps: 4 guests/2 bedrooms

    Rating: 5.0

    One of the Cape's best beaches, Nauset Beach, is within walking distance of this home, located on a large, beautifully landscaped plot that also includes two historic cottages, converted horse stables, and a private tennis court.

    The open-plan living/dining/kitchen area feels spacious thanks to high, beamed ceilings and white shiplap walls, while a gas fireplace and personalized decor keep things homey. 

    The main bedroom has a California King bed and French doors leading to a sunny patio, while the finished basement, lined entirely in traditional pine, is ideal for kids with two twin beds and a half-bath. Note that the other cottages on the property occasionally are occupied by family members in the spring and fall. 

    Gingerbread cottage on Martha's Vineyard Historic gingerbread cottage on Martha's Vineyard


    Book this Martha's Vineyard cottage starting on Airbnb

    Price: $251

    Sleeps: 7 guests/3 bedrooms

    Rating: 4.94 

    Set among the colorful vintage homes of Oak Bluffs, which offers year-round ferry service from the mainland, this charming cottage is within walking distance to downtown restaurants and shopping and is just five minutes by foot to the beach.

    The home, which dates from the late 1800s, features many original details including huge, Gothic-style windows, wood floors, and vaulted beamed ceilings in the upstairs bedrooms, but it also has been updated with modern conveniences like central AC. Relax with an afternoon cocktail on the rocking chairs on the front porch, then head to the back deck to grill up a meal and dine alfresco. The cozy living room is outfitted with bright, beachy accents, while the eat-in kitchen has a big table for playing board games from the well-stocked collection. 

    The home is ideal for groups or families, with one bedroom equipped with a double bed and single bed plus a screened-in porch, and two more bedrooms, each with two single beds.

    Vintage beachfront cottage in East Sandwich Vintage beachfront cottage in East Sandwich


    Book this Cape Cod home on Airbnb

    Price: $343

    Sleeps: 6 guests/3 bedrooms

    Rating: 4.82

    If you don't want to battle summer traffic to the Outer Cape, know that the towns of Sandwich and East Sandwich are just over the Sagamore Bridge and offer miles of lovely, family-friendly, bayfront beaches.

    Exceedingly private, with just one other home nearby, this vintage cottage is nestled among the dunes with direct stairway access to the wide beaches of Cape Cod Bay. It features rustic interiors complemented by shabby-chic furnishings and an updated kitchen with modern gadgets.

    Outside is where this home really shines, with a big beachfront deck and seating/dining area complete with a gas fire pit that's a prime spot to soak up the sunrise.  

    The house has no central heat (or central AC) but a gas Franklin stove in the living room keeps things cozy on chillier spring and fall evenings. 

    Midcentury modern townhouse in Provincetown Midcentury Modern townhouse in Provincetown


    Book this Provincetown house on Airbnb

    Price: $514

    Sleeps: 6 guests/2 bedrooms

    Rating: 5.0

    Located at the northernmost tip of Cape Cod, Provincetown is an artsy seaside haven best known for its LGBTQ-friendly vibe. The waterfront town centers around Commercial Street and is divided into two parts: the lively West End, with a concentration of bars, restaurants, nightclubs, and shopping, and the sleepier East End, home to art galleries, B&Bs, and quaint cottages. 

    This recently renovated, two-story townhome is located in the West End, a short walk to Commercial Street and area beaches. Offering plenty of indoor/outdoor entertaining space, the upper level features an open-plan living room with a wood-burning fireplace and direct access to a large wood deck with an outdoor dining table and separate lounging area. It's ideal for small groups wanting a bit of privacy, with one ensuite bedroom with a King-sized bed upstairs, and a lower-level ensuite with a Queen-sized bed, plus a kitchenette and private brick patio. 

    There are many thoughtful touches, including a Nespresso machine and SodaStream in the fully-equipped eat-in kitchen, a Sonos music system, memory foam mattresses, sustainably sourced bath products, and an outdoor shower.

    Modern home with pool and ocean views on Nantucket Modern cottage with pool and ocean views on Nantucket


    Book this Nantucket home with a pool on Airbnb

    Price: $700

    Sleeps: 9 guests/4 bedrooms

    Rating: 5.0

    Find this Airbnb on the south shore of Nantucket island, in a neighborhood made up of newer homes nestled alongside acres of wooded conservation land. A private path leads to the beach, which, because it's not easily accessible to those not staying in the area, means you'll likely have this stretch of sand all to yourself.

    While the exterior resembles the typical gray-shingled, Nantucket-style cottage, inside, the home is wonderfully modern, with an open-plan design featuring high ceilings and tall windows. The contemporary furnishings suit the clean architectural lines, and magnificent views of the ocean can be had from the entire upper level. Outside, there's a large in-ground pool, with multiple seating areas to enjoy the ocean breezes. 

    The home feels remote yet it's just a five-minute drive to all the restaurants of Siasonset Village (known familiarly as Sconset) and about 15 minutes to Nantucket town.

    Read more: The best Airbnbs in Cape Cod Travel Hotel Reviews Banner North Shore


    Centrally-located apartment in historic Newburyport Elegant, centrally-located apartment in historic Newburyport


    Book this Newburyport apartment on Airbnb

    Price: $135

    Sleeps: 2 guests/1 bedroom

    Rating: 4.92

    Just 45 minutes north of Boston, the former shipping and whaling town of Newburyport is now a major tourist destination, brimming with art galleries, antique stores, smart boutiques, and beautiful 19th-century mansions. Not far away are the pristine, wild beaches of Plum Island, which are surrounded by nature preserves and birdwatching.

    This elegant, one-bedroom apartment set in an 1840s row house is steps from downtown Newburyport's lively dining and shopping district and near the waterfront promenade. The sunny living room is pleasingly decorated with a mix of contemporary and traditional furnishings and features an exposed brick wall and an original (non-working) fireplace. Off the modern kitchen is a private deck with a gas grill and deck chairs, plus a large shared backyard patio with seating. On the lower level are the bathroom and bedroom, outfitted with a King-sized bed and facing the backyard for a quiet sleep. 

    Beach chairs, towels, and a cooler are provided for a day at Plum Island beach.

    Gothic-themed apartment in Salem Gothic-themed apartment in Salem


    Book this Salem apartment on Airbnb

    Price: $250

    Sleeps: 4 guests/1 bedroom

    Rating: 5.0

    The site of the 1692 witch trials and a favorite Halloween destination, Salem plays up its haunted history with all manner of stores, museums, and guided tours dedicated to witchcraft, ghosts, and magic. 

    Designed to get you into the spooky spirit, this spacious apartment features eclectic, gothic-inspired dark and moody decor. There is a Victorian-style reading room, outfitted with cozy antique armchairs and a gallery wall of curios, and a dramatic bedroom with black walls, black bedding, quirky candelabras, and a raven-sculpted lamp. The apartment is a short walk to downtown and all its haunted happenings. 

    Harborfront condo in Rockport Harborfront condo in Rockport


    Book this Rockport condo on Airbnb

    Price: $294

    Sleeps: 2 guests/1 bedroom

    Rating: 4.98

    Set on the rugged coast of Cape Ann, about 40 miles northeast of Boston, Rockport is easily the North Shore's prettiest town. Its scenic main harbor is dotted with old fishing and lobstermen's shacks that now house a charming mix of local eateries, art galleries, and boutiques, and it's a short walk to several sandy beaches.

    This harborfront condo sits in the heart of Bearskin Neck's dining and shopping and overlooks Rockport's most iconic and photographed site, an old brick-red fishing shack known as Motif #1. While the condo measures just 550 square feet, the open-plan design, minimalist furnishings, and clever built-in features make it feel larger. Off the kitchenette, which has a small breakfast bar, is a petite patio with lovely harbor views.

    From the cozy upstairs bedroom with a Queen-sized bed, you can open the windows to catch the fresh ocean breezes. (The condo does not have air-conditioning.) Two beach cruisers are provided and you can coordinate with the owner to borrow a two-person kayak.

    Travel Hotel Reviews Banner Berkshires and Hampshire County


    Modernized historic home in North Adams Modernized historic home in North Adams


    Book this Berkshires home on Airbnb

    Price: $110

    Sleeps: 4 guests/2 bedrooms

    Rating: 4.91

    While most Berkshires towns have a quaint, nostalgic feel, post-industrial North Adams is distinctly edgy. Chief among its attractions is MASS MoCa, a contemporary art museum housed in a massive converted factory complex. It anchors the town's burgeoning cultural district, which counts numerous art galleries, artist studios, breweries, and coffee shops.

    A five-minute drive from the museum is this circa-1875 home that's been entirely remodeled but still features many original details. The look is a mix of contemporary and farmhouse-style furnishings with gleaming wood floors and wood accents throughout. A large back deck with a grill allows plenty of space for entertaining.

    Note that the upstairs bedrooms, which have low ceilings, are only reachable by a spiral staircase, so this property may not be a fit for everyone. 

    Apartment on historic Main Street in Stockbridge Apartment on historic Main Street in Stockbridge


    Rent this Stockbridge home on Airbnb

    Price: $132

    Sleeps: 2 guests/1 bedroom

    Rating: 4.97

    Lovingly depicted by longtime resident Norman Rockwell, Stockbridge is the quintessential New England town brimming with historical buildings, quaint shops, and Gilded Age mansions. One of his most famous paintings is of Main Street, where you'll find this apartment, set inside a bright yellow house dating back to 1845. 

    Thoroughly modern, this roomy one-bedroom has a retro vibe with vintage furniture filling the large, open-plan living room/kitchen and King-sized bedroom. Big living room windows overlook a tranquil, tree-filled backyard. Common outdoor spaces include a paved backyard patio with seating and an idyllic front porch with rocking chairs. 

    This home is steps away from the downtown historic district and a five-minute drive to the Norman Rockwell Museum, the botanical garden, and other attractions. It's also close to several Berkshires ski resorts including Bousquet, Butternut, and Catamount.

    Designer retreat in downtown Northampton Designer retreat in downtown Northampton


    Book this Northampton apartment on Airbnb

    Price: $225

    Sleeps: 4 guests/2 bedrooms

    Rating: 4.95

    Located in central Massachusetts' Hampshire County, artsy Northampton is best known as the home of Smith College. The town has a distinct counter cultural bent, with lots of eclectic restaurants and bars, art galleries, theaters, museums, and unique independent shops.

    One such place is Sticks and Bricks, a shop on downtown's historic Market Street that crafts furniture using reclaimed materials. Just above the store — and entirely furnished with its handmade rustic pieces — is this sunny, serene, two-bedroom apartment. As you'd expect, the design is outstanding, particularly in the dining room, with its large reclaimed wood table and expertly mismatched chairs. A three-season porch, private patio, and shared courtyard garden provide plenty of outdoor seating options.

    Large colonial in Lenox Large Colonial in Lenox


    Book this Lenox home on Airbnb

    Price: $296

    Sleeps: 10 guests/4 bedrooms

    Rating: 4.96

    Lenox offers a wealth of attractions year-round, from magnificent Gilded Age mansions — including Edith Wharton's The Mount — to summer music at Tanglewood, and visiting the Berkshires' many ski resorts.

    This two-story colonial is a particularly good choice for families with four large bedrooms configured with a mix of Queen and double beds. There is also a spacious, fully-equipped eat-in kitchen, a large living room, separate dining room, and a private backyard with deck. The home is within walking distance of downtown Lenox and its many dining and shopping options.

    Travel Hotel Reviews Banner Boston Area


    Pond-front apartment in Concord Pond-front apartment in Concord


    Book this Concord apartment on Airbnb

    Price: $140

    Sleeps: 5 guests/2 bedrooms

    Rating: 4.95

    This Airbnb makes a great base to see Concord's many Revolutionary War sites, as well as historic attractions like Walden Pond and Sleepy Hollow Cemetery, where notable writers including Thoreau, Emerson, and Louisa May Alcott are buried.  

    Simply yet comfortably furnished, this first-floor unit features a spacious living room with a pull-out sofa, a separate eat-in kitchen, and two bedrooms with Queen-sized beds. It overlooks bucolic Warner's Pond and guests can request access to the tranquil, waterfront backyard garden.

    Walk to the small village of West Concord with a nice selection of independent shops, restaurants, and bakeries, or take a short drive to historic Concord, with museums, old churches, and well-preserved homes of famous 19th- and 20th-century authors.

    Boston is a half-hour drive from Concord or the commuter train takes approximately 40 minutes.

    Stylish, renovated condo in Beacon Hill Stylish, renovated condo in Beacon Hill


    Book this Beacon Hill condo on Airbnb

    Price: $178

    Sleeps: 3 guests/1 bedroom

    Rating: 4.99

    Tucked inside a 19th-century brownstone in one of Boston's oldest, prettiest neighborhoods, this renovated condo is within walking distance of many major attractions including the Boston Common, the Boston Public Garden, and the Charles River Esplanade. Charles Street, with its abundance of antique stores, art galleries, and restaurants, is just a block away.

    High ceilings and tall windows give the small space an airy, open feel, and the crown molding and decorative fireplace create a strong sense of place. It's smartly decorated with modern, functional furnishings, like a desk in a sunny alcove that provides an ideal working area. The rental includes thoughtful amenities like a full-sized dishwasher, washer/dryer, and a Pack 'n Play crib for families.

    Designer one-bedroom in Cambridge Designer one bedroom in Cambridge


    Book this Cambridge apartment on Airbnb

    Price: $240

    Sleeps: 2 guests/1 bedroom

    Rating: 5.0

    From the bright pink and green kitchen cabinetry to the fun, tropical-themed bathroom wallpaper, this petite pad packs in a lot of personality. Smart design choices maximize its 500-square-foot footprint, like a built-in breakfast bar with room for four in the sunny kitchen. The bedroom's big bay windows, complete with a cozy seating area, provide great views of the neighborhood and Boston beyond. 

    The apartment is close to Inman Square's restaurant and club scene and is well connected to the rest of the city by bus, and is walking distance to the subway.

    The space is intimate and best suited to a couple or solo traveler. And guests should be fit, as there are four flights of stairs to climb to reach the top-floor apartment. This home, and all others in Cambridge, is also really meant for long-term rentals as Cambridge enforces a 90-day policy on Airbnb.

    Large townhouse in Brookline Large townhouse in Brookline


    Book this Brookline townhouse on Airbnb

    Price: $654

    Sleeps: 12 guests/3 bedrooms

    Rating: 4.8

    Featuring multiple indoor/outdoor entertaining areas spread across several levels, this converted 1890s carriage house is perfect for larger groups like multi-generational families or pods of friends.

    On the main floor, the sprawling, open-plan kitchen/dining/living room is beautifully designed with vaulted beamed ceilings, gleaming cherry-wood floors, and exposed brick walls. Big windows and a skylight keep things bright. There's another seating area on the lower level, plus a shady rooftop deck with a grill for more hangout space.

    Three spacious bedrooms have different configurations of Queen-sized beds, two roll-away single beds, and a pull-out couch.
    Red Sox fans will appreciate the short 12-minute walk to Fenway Park, and the home is also close to all the green space of the Emerald Necklace parks.

    FAQ: Massachusetts travel Can I travel to Massachusetts right now?

    The state of Massachusetts currently has a travel advisory that advises travelers who have not been vaccinated to quarantine for 10 days.

    Travelers are exempt from this advisory if they have a negative COVID-19 test result that has been administered up to 72 hours prior to their arrival in the state. If not obtained before entry to Massachusetts, a test may be obtained after arrival, as long as travelers quarantine until a negative test result has been received.

    How do I book a vacation rental in Massachusetts on Airbnb?

    You may search for homes on Airbnb and filter results based on location, price, date, the number of bedrooms or bathrooms, amenities, and more. Once you've found a home you want, check for cancellation policies, and review your price in full. For more information on how to book on Airbnb, click here.

    What is Airbnb's cancellation policy?

    Cancellation policies on Airbnb are different for every home and set by each host. For a full breakdown of Airbnb's cancellation policies, click here.

    Is it safe to stay in an Airbnb home right now?

    Experts say that private home rentals on Airbnb are safe, especially when compared to hotels. They eliminate interactions with others, and hosts must follow enhanced cleaning procedures. The CDC also now says it's safe for fully vaccinated individuals to travel domestically in the US.

    However, there are still risks associated with traveling and we recommend following CDC guidelines, practicing social distancing, wearing a mask, and washing hands frequently.

    More of the best Airbnbs in the Northeast best airbnbs with pools washington lodge


    Read the original article on Business Insider

    [Author: (Jennifer Ceaser)]

    Thu, 15 Apr 2021 13:54:26 +0000 BlogLikes - Find Most Popular Blogs Travel Reviews Travel (Reviews Features Insider Reviews 2021 IP Freelance Insider Picks Travel Insider Picks Airbnbs Insider Picks Rentals Insider Picks vacation homes AirBnB IP Roundup Spring Forward 2021 IP Graphics
    Charles Schwab added 3.2 million retail investor accounts in the 1st quarter, more than in all of 2020 Schwab opened more than 3 million new brokerage accounts in Q1.


    • Charles Schwab said Thursday it opened more than 3 million new retail brokerage accounts in the first quarter of 2021.
    • The quarterly additions were more than what Schwab saw during all of 2020.
    • Schwab said core net new assets more than doubled from last year to $148.2 billion.
    • See more stories on Insider's business page.

    Charles Schwab opened more retail accounts during the first quarter of 2021 than it did during all of 2020, with figures from the broker highlighting the recent boom in new market participants.

    The company as part of its earnings report on Thursday said it opened 3.2 million new brokerage accounts during the first three months of this year, exceeding its total for 2020, excluding accounts it acquired through recent mergers with other brokerages.

    The new accounts contributed to daily trades rising to an average of 8.4 million in the quarter. Schwab said that was four times higher than the pro forma combined pace for the fourth quarter of 2019 that marked the start of the $0-online-equity-commission era.

    "Early in the first quarter, we were challenged to keep pace with extraordinary activity from both new and existing clients," said Walt Bettinger, Schwab's CEO, in the statement.

    The company said the climb in new accounts took place against the backdrop of the US economy continuing to recover from the COVID-19 pandemic, aided by an increase in vaccinations and fiscal stimulus from the government. As well, the growth came alongside a 78% jump in the S&P 500 index from its March 2020 lows through the end of the first quarter of 2021, and a climb in the 10-year Treasury yield past 1.7%.

    Schwab said it logged $148.2 billion in core net new assets, more than double from a year ago and up 24% from its record in the fourth quarter of 2020. Core new assets hit $62.6 billion in March.

    The update followed a study released last week by Charles Schwab showing that 15% of all US stock markets investors began investing in 2020.

    The company also said Thursday that first-quarter retail call volumes rose by 19% a year earlier to 8.3 million.

    Read the original article on Business Insider

    [Author: (Carla Mozée)]

    Thu, 15 Apr 2021 13:53:12 +0000 BlogLikes - Find Most Popular Blogs Markets MI Exclusive Stocks Retail Investors Investing Brokerage Account Charles Schwab
    JPMorgan is offering rich clients a way to ride the market waves created by massive investors People walk past a branch of Chase Bank in New York on Jan. 14, 2015.

    AP Photo/Mark Lennihan, File

    JPMorgan Chase plans to offer its wealthy clients access to a stock strategy typically limited to institutional managers, offering them a chance to ride the wave created by a massive inflow of investors, Bloomberg first reported.

    The bank has issued $15 million of structured notes that will allow clients to analyze trading patterns caused by big investors in the S&P 500 under the assumption that these whales may give rise to a new trend or create momentum, according to Bloomberg.

    The notes offered by the bank, which carry maturities of up to five years, track the performance of the bank's Kronos+ index that launched in December 2020, an SEC filing first viewed by Bloomberg showed. Kronos+ thus far has outperformed the benchmark.

    According to the Bloomberg report, the gauge of the market tracked by the Kronos+ index hasn't seen a loss since 2008, when it dropped 54%.

    The newly available strategy is among the several that big-league clients can utilize to make sense of the market, especially during bouts of volatility.

    Read the original article on Business Insider

    [Author: (Isabelle Lee)]

    Thu, 15 Apr 2021 13:31:39 +0000 BlogLikes - Find Most Popular Blogs Markets MI Exclusive JPM JP Morgan Stock Market Market Whale Big Institution S&P S&p 500 Kronos
    American voters overwhelmingly like the stuff the GOP wants to strip out of Biden's infrastructure plan President Joe Biden.

    Mandel Ngan/AFP via Getty Images

    • A CNBC poll found that just 36% of voters support Biden's infrastructure plan as is.
    • But most supported funding for nontraditional infrastructure measures, like caregiving and climate.
    • The GOP argues that anything unrelated to physical infrastructure doesn't belong, but voters seem to disagree.
    • See more stories on Insider's business page.

    President Joe Biden unveiled his $2.3 trillion infrastructure package two weeks ago, and a CNBC survey found overwhelming support for it, but only parts of it. That's where it gets interesting.

    According to a CNBC survey released on Thursday, just 36% of Americans supported Biden's infrastructure plan as he presented it - only three percentage points higher than those who oppose the plan, at 33%. This is about half the level of support that Biden's $1.9 trillion stimulus plan received in similar polling in March.

    Since Biden unveiled the plan, Republican lawmakers have attacked his definition of infrastructure, saying that a new bill should focus on physical infrastructure, like roads and brides, and should exclude measures related to the care economy like universal pre-K, as well as things like climate change initiatives. Senate Republicans are drafting a bill focused on roads and bridges, Insider's Joseph Zeballos-Roig reported.

    The CNBC poll illustrates the catch for Republicans: the nontraditional aspects of Biden's plan are very popular. This could prove pivotal for its future, as the White House has stressed that its definition of bipartisanship doesn't focus just on what Republican politicians favor, but on what Republican voters favor as well.

    The poll noted that a "31% slice of the public say they don't know enough to venture an opinion, suggesting an opportunity for each political party to make headway."

    Despite the majority of respondents opposing the president's plan, an overwhelming majority supported specific funding proposals within the plan.

    Of the following four main findings, three are measures the GOP has argued for excluding from the bill:

    • 87% of the public backed fixing roads and bridges;
    • 82% of the public supported increasing pay for elderly caregivers;
    • 78% of the public supported expanding high-speed broadband;
    • And 70% of the public supported fixing the electrical grid and making buildings and homes more energy efficient.

    The poll also found that 50% of respondents supported raising the corporate tax rate from 21% to 28% to pay for the plan. When asked about corporate tax hikes generally, 46% said it was a bad idea because it would raise wages and cost jobs, while 43% said corporate tax hikes should be raised to pay for infrastructure because companies "do not pay their fair share."

    Senate Minority Leader Mitch McConnell said in a statement that while Biden could have drafted a "serious, targeted infrastructure plan" that would have received bipartisan support, "the latest liberal wish-list the White House has decided to label 'infrastructure' is a major missed opportunity by this Administration."

    And South Dakota's Republican governor, Kristi Noem, said during a Fox News interview in early April that she was "shocked" and at how little of Biden's plan relates to infrastructure, although her comments indicated that she is unclear on what constitutes physical infrastructure.

    "It goes into research and development, it goes into housing and pipes and different initiatives, green energy, and it's not really an honest conversation that we're having about what this proposal is," Noem said.

    John Bolten, chief executive officer of Business Roundtable, which represents CEOs of the largest US companies, said in an interview with Bloomberg TV that the organization wants Biden to of the package to mainly address roads and bridges and "leave the rest of the stuff for something else."

    He added, though, that "more modern infrastructure" also needs investment, citing broadband as an example.

    Biden's Chair of the Council of Economic Advisors Cecilia Rouse said on April 3 that America needs an upgraded definition of infrastructure to meet "the needs of a 21st-century economy."

    A New York Times poll released on Thursday found that 64% of voters approve of Biden's infrastructure plan, 84% of voters support rebuilding roads and bridges, and 78% support expanded broadband.

    Read the original article on Business Insider

    [Author: (Ayelet Sheffey)]

    Thu, 15 Apr 2021 13:29:00 +0000 BlogLikes - Find Most Popular Blogs Economy Politics Markets Policy Infrastructure Infrastructure Bill Infrastructure Plan Biden Mitch McConnell Kristi Noem CEA Cecilia Rouse Corporate Tax CNBC Poll Survey
    DJI Air 2S has a camera that shoots high-quality videos and photos - an affordable drone ideal for filmmakers If you buy through our links, we may earn money from affiliate partners. Learn more.

    DJI Air 2S Drone Review

    Les Shu/Insider

    • DJI's $999 Air 2S is its first consumer drone to use a 1-inch sensor.
    • The sensor allows the camera to capture videos and photos with enhanced image quality.
    • The Air 2S is easy to fly and includes improved safety features such as obstacle avoidance.
    Table of Contents: Masthead Sticky Air 2S (small) Fly More Combo with Remote Controller (small)

    DJI's consumer drones (the Mavic series) are some of the easiest to fly, even if you are a first-time pilot. They incorporate operation that's simple to understand, but users can take off the training wheels when they advance. They also utilize technology that promote safe flying, such as obstacle avoidance and aircraft detection. Having established itself as the premier drone maker, DJI has since focused on improving the camera image quality.

    The new $999 DJI Air 2S ($1,299 for a complete bundle) is the first consumer-grade drone from DJI to use a camera with a 1-inch sensor, which delivers enhanced video (up to 5.4K resolution), improved low-light performance, and sharp, high-resolution photos - making it an affordable option for budget filmmakers and video enthusiasts. (The DJI Mavic 2 also uses a 1-inch sensor, but that is geared toward more pro and advanced users).

    Design and setup

    Like the other DJI consumer drones we've tested, including the Mini 2 and Air 2 that are in the current lineup, the Air 2S is easy to set up and fly. If you own a DJI drone or you've used one extensively, the Air 2S will feel familiar. Newbies should practice, and DJI offers training tutorials.

    The Air 2S is slightly larger and heavier than the Air 2, but I find both to be similar in operation. DJI's drones tend to have solid build quality, and while I didn't have any mishap with the Air 2S, previous drones I've tested all escaped accidents without injury. (If you are accident-prone, consider DJI's Care Refresh program where, for a fee, you are covered for any accidents and even loss.)

    For a drone, the Air 2S is compact and lightweight. I don't have issues carrying it around and it never weighs me down, even with extra batteries in the carrying case. I also find it easy to set up for flight and pack away.

    New 1-inch sensor dji_air 2S_drone_review_5

    Les Shu/Insider

    The Air 2S is the first DJI consumer drone to use a 1-inch sensor, which captures still images at 20 megapixels and high-resolution video up to 5.4K. And with a pixel size that is four times larger than the sensor in the Air 2, the Air 2S captures improved image and video quality, particularly in low-light situations.

    Because the sensor can capture more information, you can zoom closer to a subject or object without physically moving the drone while preserving image detail - up to eight times, depending on the video resolution. These enhancements will appeal to filmmakers, digital content creators, and anyone who needs high-quality video from a compact drone.

    Smarter photos

    While camera drones are primarily used to shoot videos, DJI's newest Mavic models also excel at photos. The Air 2S introduces the SmartPhoto mode, which uses computational photography to capture 20-megapixel stills. In layman's terms, SmartPhoto is an advanced auto mode that analyzes the scene for the best shot.

    The user lets the camera decide if an image should have more vivid colors (HDR), compensate for lighting (low-light scenes), or adjust for the optimal settings for what's in the frame (scene recognition). SmartPhoto is geared toward casual users who don't want to fuss with settings, but advanced users will likely skip this function.

    Your personal cameraman

    Unless you're a filmmaker who wants to control the shots, the less advanced user can activate one of the automatic video modes. New to the Air 2S is MasterShots in which the drone picks a flight path and shooting mode after analyzing the scene, and then a quick 2-minute video with effects is compiled from the footage via DJI's Fly app (iOS and Android).

    The Air 2S also features three other auto functions found in other DJI drones: FocusTrack, which shoots videos around a subject or object, QuickShots for fun effects, and Hyperlapse, a time-lapse-like video.

    Safety, safety, safety

    The more advanced DJI drones include safety features to help you fly with more confidence. This means avoiding obstacles and flying in permitted airspace. The Air 2S uses DJI's Advanced Pilot Assistance System (APAS) 4.0, which the company touts as its most advanced autopilot system in any of its drones.

    Compared to previous versions of APAS, the Air 2S has a wider view of obstacles and can automatically move the drone around, over, or under an object, or simply brake before a potential collision, thanks to the improved sensors located around the drone and the camera itself.

    DJI Air 2S Drone Review

    Les Shu/Insider

    DJI says the Air 2S is more stable. Using the third version of its OcuSync technology and four antennas, the Air 2S maintains a connection with the pilot's remote at up to 12 kilometers or approximately 7.5 miles. Like Air 2, the Air 2S also uses DJI's AirSense to warn of nearby aircraft and geofencing technology when in potentially dangerous or restricted flight zones.

    And, with global positioning, The Return-to-Home (RTH) function automatically brings the drone back to where it lifted off when the battery is low (flight time is estimated at 31 minutes) or it's out of range. The Air 2S will also warn you if the camera gimbal needs calibration or if you installed the propellers incorrectly.

    Our first take on performance

    During my first round of testing, the Air 2S flew smoothly and I was always in control. It doesn't have the quick braking like DJI's new FPV drone, however the APAS 4.0 worked effectively in preventing a crash with a lamp post.

    DJI Air 2S Drone Review

    Les Shu/Insider

    Because I was flying near an airport, the DJI App, which is used in conjunction with the remote control, warned me constantly that I was flying near a restricted zone and of planes taking off, even though I was flying in a designated safe zone. You can bypass these warnings, and while they can be annoying, I do appreciate having them for peace of mind.

    While I didn't encounter any issues during this testing, one annoyance had to do with the visibility of my phone's screen. Because the remote controller requires my phone for the live view and connectivity, it's difficult to see under bright sunlight. While this isn't a fault of the Air 2S itself, it is something to keep in mind.

    Due to the restrictions of where I was flying, I wasn't able to use the automated functions - I will have more to say on this in a future update. However, in my previous testing of the auto modes in the Air 2 and Mini 2, I can confidently say they work well.

    One function that I was not able to test - but have tested with the DJI FPV - is an upcoming ability to use DJI's new goggles and motion controller. The goggles are similar to a VR headset, which delivers an incredibly high-resolution video feed from the drone's camera.

    The motion controller is a simplified remote that allows for one-handed operation. I find these two accessories - optional with the Air 2 - to work well and offer a new type of immersive flying experience. While they are essential to the FPV, which is designed for drone racing, they aren't as critical for the Air 2S.

    What are your alternatives?

    For most casual users, I think the DJI Mini 2 is the ideal drone. While it doesn't offer many of the safety features or higher resolutions of the Air 2S or Air 2, it is cheaper and even easier to fly.

    The Air 2S definitely brings some welcomed enhancements to the DJI lineup. However, if you don't need the improved video quality, I find the Air 2 to be fine for many enthusiasts; the video quality from the Air 2's camera is not too shabby. In fact, flying the Air 2S feels like flying the Air 2.

    Picking the Air 2S or Air 2 will depend on your needs and budget, but both models are recommended (I will have details on additional flying experience and image quality in a long-term update).

    As mentioned, DJI also makes the Mavic 2, which also uses a 1-inch sensor camera developed in cooperation with Hasselblad. For consumers and proper comparison, the Air 2S is more aligned with the Air 2 and Mini 2. However, you could argue that the DJI trickled down some of the Mavic 2's pro features to the Air 2S.

    DJI Air 2S Drone Review

    Les Shu/Insider

    The bottom line

    For content creators or if this is your first drone and you want the best quality video out of the gate, the Air 2S is a drone worth checking out.

    Again, the DJI Air 2S will sell for $999, which includes the remote controller and basic accessories. The Fly More Combo, which will sell for $1,299 and what I'm testing, includes three batteries, lens filters, a charging station, and a bag.

    We will update our review shortly with longer-term testing to give a proper full assessment, but we like what we are seeing so far.

    DJI Air 2s Air 2S (button) DJI Fly More Combo Fly More Combo with Remote Controller (button) Read the original article on Business Insider

    [Author: (Les Shu)]

    Thu, 15 Apr 2021 13:26:25 +0000 BlogLikes - Find Most Popular Blogs Tech Insider Reviews Tech & Electronics (Reviews Insider Reviews 2021 Product Card Cameras IP Reviews HDR RTH APAS
    The US is readying sanctions against Russia over the SolarWinds cyber attack. Here's a simple explanation of how the massive hack happened and why it's such a big deal SolarWinds Corp. banner hangs at the New York Stock Exchange (NYSE) on the IPO day of the company in New York.

    Reuters/Brendan McDermid

    • SolarWinds was the subject of a massive cybersecurity attack that spread to the company's clients.
    • Major firms like Microsoft and top government agencies were attacked, and sensitive data was exposed.
    • Here's a simple explanation of what happened and why it's important.

    SolarWinds, a major US information technology firm, was the subject of a cyberattack that spread to its clients and went undetected for months, Reuters first reported in December. Foreign hackers, who some top US officials believe are from Russia, were able to use the hack to spy on private companies like the elite cybersecurity firm FireEye and the upper echelons of the US Government, including the Department of Homeland Security and Treasury Department.

    On Thursday, it was reported that the US government was ready to impose sanctions on about a dozen Russian intelligence officials over their alleged role in interfering with the 2020 presidential election as well as the Solarwinds attack.

    Here's a simple explanation of how the massive breach happened, and why it matters.

    An unusual hack

    In early 2020, hackers secretly broke into Texas-based SolarWind's systems and added malicious code into the company's software system. The system, called "Orion," is widely used by companies to manage IT resources. Solarwinds has 33,000 customers that use Orion, according to SEC documents.

    Most software providers regularly send out updates to their systems, whether it's fixing a bug or adding new features. SolarWinds is no exception. Beginning as early as March of 2020, SolarWinds unwittingly sent out software updates to its customers that included the hacked code.

    The code created a backdoor to customer's information technology systems, which hackers then used to install even more malware that helped them spy on companies and organizations.

    Read more: How hackers breached IT company SolarWinds and staged an unprecedented attack that left US government agencies vulnerable for 9 months

    The victims

    SolarWinds told the SEC that up to 18,000 of its customers installed updates that left them vulnerable to hackers. Since SolarWinds has many high-profile clients, including Fortune 500 companies and multiple agencies in the US government, the breach could be massive. Microsoft president Brad Smith said in a February congressional hearing that more than 80% of the victims targeted were nongovernment organizations.

    Read more: Microsoft said its software and tools were not used 'in any way' in the SolarWinds attacks. New findings suggest a more complicated role

    US agencies - including parts of the Pentagon, the Department of Homeland Security, the State Department, the Department of Energy, the National Nuclear Security Administration, and the Treasury - were attacked. So were private companies, like Microsoft, Cisco, Intel, and Deloitte, and other organizations like the California Department of State Hospitals, and Kent State University, the Wall Street Journal reported.

    And since the hack was done so stealthily, and went undetected for months, security experts say that some victims may never know if they were hacked or not, the Wall Street Journal reported.

    At the Treasury Department, hackers broke into dozens of email accounts and networks in the Departmental Offices of the Treasury, "home to the department's highest-ranking officials," Sen. Ron Wyden said. The IRS hasn't found any evidence of being compromised, he added. Treasury Secretary Steven Mnuchin said on CNBC that the hackers have only accessed unclassified information, but the department is still investigating the extent of the breach.

    Read more: Former US cybersecurity chief Chris Krebs says officials are still tracking 'scope' of the SolarWinds hack

    Who did it?

    Federal investigators and cybersecurity experts say that Russia's Foreign Intelligence Service, known as the SVR, is probably responsible for the attack. Russian intelligence was also credited with breaking into the email servers in the White House, the State Department, and the Joint Chiefs of Staff in 2014 and 2015. Later, the same group attacked the Democratic National Committee and members of the Hilary Clinton presidential campaign.

    Russia has denied any involvement with the breach and former President Donald Trump had suggested, without evidence, that Chinese hackers may be the culprits. But the Biden White House has said it may respond to the cyberattack in the coming weeks, which could include actions against the Russian government.

    Microsoft's Smith said during the February hearing that he believes Russia is behind the attack, and FireEye CEO Kevin Mandia said based on his company's forensic analysis, the evidence is "most consistent with espionage and behaviors we've seen out of Russia." However, the execs noted that the full extent of the attack is still unfolding.

    Read more: 5 takeaways from the Tuesday Senate hearing over the SolarWinds cyberattack

    Why it matters

    Now that multiple networks have been penetrated, it's expensive and very difficult to secure systems. Tom Bossert, President Trump's former homeland security officer, said that it could be years before the networks are secure again. With access to government networks, hackers could, "destroy or alter data, and impersonate legitimate people," Bossert wrote in an Op-Ed for the New York Times.

    Not only is the breach one of the largest in recent memory, but it also comes as a wake-up call for federal cybersecurity efforts. The US Cyber Command, which receives billions of dollars in funding and is tasked with protecting American networks, was "blindsided" by the attack, the New York Times reported. Instead, a private cybersecurity firm called FireEye was the first to notice the breach when it noticed that its own systems were hacked.

    FireEye CEO Kevin Mandia testified in February after the US Senate summoned SolarWinds as well as Microsoft, CrowdStrike to a series of hearings over the sweeping breach.

    The hack could accelerate broad changes in the cybersecurity industry. Companies are turning to a new method of assuming that there are already breaches, rather than merely reacting to attacks after they are found, Business Insider previously reported. And the US government may reorganize its cybersecurity efforts by making the Cyber Command independent from National Security Agency, the Associated Press reported.

    The attack may also lead to a strengthened relationship between the US government and the cybersecurity industry, with the private sector helping federal officials fight off nation-state attacks and foreign bad actors in the future, as Insider reported.

    Read the original article on Business Insider

    [Author: (Isabella Jibilian,Katie Canales)]

    Thu, 15 Apr 2021 13:25:30 +0000 BlogLikes - Find Most Popular Blogs Tech Insider News SolarWinds Hack Cybersecurity Business News Desk IBM-block NYSE
    QuantumScape drops 15% after short-seller report calls it a 'pump-and-dump SPAC scam by Silicon Valley celebrities' and compares it to disgraced startup Theranos

    Drew Angerer/Getty Images

    • QuantumScape fell as much as 15% on Thursday after short-seller Scorpion Capital compared the company to Theranos and called it a "pump and dump SPAC scam by silicon valley celebrities."
    • The report is based on interviews with former QuantumScape employees and alleges that many of the battery startups claims are false.
    • "Our research indicates that QuantumScape can't even reliably make test cells that work," the short report said.
    • Sign up here for our daily newsletter, 10 Things Before the Opening Bell.

    QuantumScape fell as much as 15% on Thursday after the battery startup was the subject of a scathing short-report from Scorpion Capital.

    The report, titled "A pump and dump SPAC scam by silicon valley celebrities, that makes Theranos look like amateurs," say that QuantumScape's technical claims on its highly guarded battery technology are misleading, exaggerated, or fraudulent.

    The report is based off of interviews with former QuantumScape employees, as well as battery experts and current Volkswagen employees that are focused on the auto company's electric vehicle battery efforts.

    QuantumScape is working to make a scalable solid-state battery that would promise quicker charging times, longer range, and lower costs for electric vehicles, relative to today's lithium-ion batteries.

    The company has partnered with Volkswagen, which has invested $300 million in QuantumScape over the past few years, but Scorpion Capital is skeptical that the battery startup can deliver on its promises.

    "Our research indicates that QuantumScape can't even reliably make test cells that work," the report said, adding that "red flags around scaling and manufacturability render QuantumScape's cells a pipe dream."

    Volkswagen and QuantumScape are targeting a production start of 2025 for the solid-state batteries. But Scorpion Capital doesn't think that goal will be met. The short-seller believes Volkswagen is an unwitting partner that lends credibility to QuantumScape, similar to how General Motors partnered with Nikola, or Walgreens and Safeway partnered with Theranos.

    "A key feature of the largest frauds is often the backing of a famous investor or corporate partner, in this case VW - 'the smart money' - that lends credibility to the scam," Scorpion Capital said.

    Scorpion Capital is short shares of QuantumScape, meaning it stands to profit if the stock moves lower.

    Read more: BTIG identifies 14 beaten-down stocks poised to dominate the market this earnings season and extend their track record of crushing expectations


    Markets Insider

    Read the original article on Business Insider

    [Author: (Matthew Fox)]

    Thu, 15 Apr 2021 13:18:58 +0000 BlogLikes - Find Most Popular Blogs Markets MI Exclusive QuantumScape QuantumScape Stock Short Seller Stock Market 2021 Movers Batteries Electric Vehicles Analyst Notes
    Ex-Trump critic J.D. Vance is running for Senate after meeting with Trump and Silicon Valley billionaire Peter Thiel at Mar-a-Lago, according to new report J.D. Vance

    Lloyd Bishop/NBCU Photo Bank/NBCUniversal via Getty Images via Getty Images

    • Venture capitalist J.D. Vance has told friends that he will run for retiring Republican Sen. Rob Portman's Ohio seat in 2022, Axios first reported on Thursday.
    • Vance, author of the bestselling 2016 memoir "Hillbilly Elegy," recently met with former President Donald Trump at Mar-a-Lago.
    • Before Trump's 2016 win, Vance said Trump "would be terrible for the country."
    • See more stories on Insider's business page.

    Venture capitalist J.D. Vance has told friends that he will run for retiring Republican Sen. Rob Portman's Ohio seat in 2022, Axios first reported on Thursday.

    Vance, who made a name for himself with his bestselling 2016 memoir "Hillbilly Elegy," recently met with former President Donald Trump and conservative Silicon Valley billionaire Peter Thiel at Trump's Mar-a-Lago resort in Florida, Axios reported.

    The 36-year-old Marine veteran and Yale Law School graduate was highly critical of Trump before he was elected president.

    "I can't stomach Trump. I think that he's noxious and is leading the white working class to a very dark place," Vance told NPR's Terry Gross before Trump's win in 2016. He also told conservative commentator Mona Charen, "If Trump wins it would be terrible for the country, but good for book sales."

    As Vance predicted, he became a popular translator of the issues facing the struggling white working-class that helped power Trump's 2016 presidential bid. Over the last few years, he's become a loyal Republican.

    Vance previously worked for Thiel's venture capital firm, Mithril Capital. In 2019, he founded his own firm, Narya, which invests in start-ups in under-resourced areas. Thiel and other prominent Silicon Valley figures, including former Google CEO Eric Schmidt and two top Facebook executives, contributed to Vance's $90 million fund.

    Thiel has helped shepherd Vance into politics and donated $10 million to the super PAC Protect Ohio Values, which was set up to back Vance's Senate bid.

    While Vance built his career in finance on support from prominent tech executives, he's recently taken to condemning the power of "Big Tech" along with other conservatives politicians. He's called on the Republican Party to remake itself as the champion of the working class and aligned himself with the likes of Fox News' Tucker Carlson, who he recently argued "is the only powerful figure who consistently challenges elite dogma - on both cultural and economic questions."

    Several other Republicans have already entered the Senate primary, and the race is looking to be one of the most-watched of the cycle.

    Read the original article on Business Insider

    [Author: (Eliza Relman)]

    Thu, 15 Apr 2021 13:15:15 +0000 BlogLikes - Find Most Popular Blogs Politics News JD Vance Hillbilly Elegy Senate Ohio Donald Trump Mar-a-Lago resort Peter Thiel Silicon Valley
    The 30 highest-paying jobs in California Airline pilots, copilots, and flight engineers are one of the highest-paying jobs in California where they earn $229,110 a year.

    David McNew/Getty Images

    • California has an economy bigger than that of most countries.
    • Using wage data from BLS, we found the occupations with the highest average salaries in California.
    • The following are the 30 highest-paying jobs in the Golden State.
    • See more stories on Insider's business page.
    30. Computer hardware engineers computer hardware

    vm/Getty Images

    Average annual salary: $153,730

    Number of people employed in California: 15,140

    What they do, according to O*NET: Research, design, develop, or test computer or computer-related equipment.

    29. Human resources managers human resources

    Hispanolistic/Getty Images

    Average annual salary: $154,030

    Number of people employed in California: 22,420

    What they do, according to O*NET: Plan, direct, or coordinate human resources activities and staff of an organization.

    28. All other managers, personal service managers, and all other entertainment and recreation managers business meeting

    Luis Alvarez/Getty Images

    Average annual salary: $154,690

    Number of people employed in California: 71,660

    This is a catchall category on BLS for managers that combines 2018 Standard Occupational Classification codes of entertainment and recreation managers, all other personal service managers, and all other managers.

    27. Compensation and benefits managers Spreadsheet and Calculator

    ShutterStock / Wolfilser

    Average annual salary: $155,130

    Number of people employed in California: 1,940

    What they do, according to O*NET: Plan, direct, or coordinate compensation and benefits activities of an organization.

    26. Advertising and promotions managers advertising agency advertising manager business meeting

    Klaus Vedfelt/Getty Images

    Average annual salary: $158,820

    Number of people employed in California: 2,270

    What they do, according to O*NET: Plan, direct, or coordinate advertising policies and programs as well as create posters, contests, and other similar promotions for a product or service.

    25. Nurse midwives nurse midwife and nurse at doctor's office

    Diversity Photos/Getty Images

    Average annual salary: $159,590

    Number of people employed in California: 1,010

    What they do, according to O*NET: Diagnose and coordinate all aspects of the birthing process, either independently or as part of a healthcare team.

    24. Dentists dentist

    Scott Olson/Getty

    Average annual salary: $160,300

    Number of people employed in California: 12,040

    What they do, according to O*NET: Examine, diagnose, and treat diseases, injuries, and malformations of teeth and gums.

    23. First-line supervisors of police and detectives police supervisor

    Graham Taylor/Shutterstock

    Average annual salary: $161,250

    Number of people employed in California: 5,040

    What they do, according to O*NET: Directly supervise and coordinate activities of members of police force.

    22. Financial managers bank banker office


    Average annual salary: $162,650

    Number of people employed in California: 92,670

    What they do, according to O*NET: Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

    21. Marketing managers marketing manager

    kate_sept2004/Getty Images

    Average annual salary: $176,940

    Number of people employed in California: 42,140

    What they do, according to O*NET: Plan, direct, or coordinate marketing policies and programs, such as determining the demand for products and services offered by a firm and its competitors, and identify potential customers.

    20. Lawyers lawyers

    Minerva Studio/Shutterstock

    Average annual salary: $179,470

    Number of people employed in California: 84,160

    What they do, according to O*NET: Represent clients in criminal and civil litigation and other legal proceedings, draw up legal documents, or manage or advise clients on legal transactions.

    19. Astronomers astronomy Los Angeles, California on 04/01/2018 crowd of people outside of Griffith Observatory Griffith Observatory in Los Angeles.

    Christian Horz/Getty Images

    Average annual salary: $181,360

    Number of people employed in California: 340

    What they do, according to O*NET: Observe, research, and interpret astronomical phenomena to increase basic knowledge or apply such information to practical problems.

    18. Architectural and engineering managers architectural engineer


    Average annual salary: $188,940

    Number of people employed in California: 36,100

    What they do, according to O*NET: Plan, direct, or coordinate activities in such fields as architecture and engineering, or carry out research and development in these fields.

    17. Judges, magistrate judges, and magistrates Inyo county California courthouse

    John Elk/Getty Images

    Average annual salary: $195,700

    Number of people employed in California: 1,650

    What they do, according to O*NET: Arbitrate, advise, adjudicate, or administer justice in a court of law.

    16. Orthodontists dentist dental

    Master Video/Shutterstock

    Average annual salary: $197,710

    Number of people employed in California: N/A

    What they do, according to O*NET: Examine, diagnose, and treat dental malocclusions and oral cavity anomalies. 

    15. Computer and information systems managers computer servers

    Jetta Productions Inc/Getty Images

    Average annual salary: $198,210

    Number of people employed in California: 81,760

    What they do, according to O*NET: Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

    14. Natural sciences managers mars rover

    Damian Dovarganes/AP

    Average annual salary: $202,570

    Number of people employed in California: N/A

    What they do, according to O*NET: Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, and statistics, and carry out research and development in these fields.

    13. Oral and maxillofacial surgeons dentist oral surgery surgeon

    Mikhail Olykainen/Shutterstock

    Average annual salary: $204,920

    Number of people employed in California: 560

    What they do, according to O*NET: Perform surgery and related procedures on the hard and soft tissues of the oral and maxillofacial regions to treat diseases, injuries, or defects.

    12. Nurse anesthetists Anesthesiologist Anesthesiology patient hospital surgery doctor physician


    Average annual salary: $205,360

    Number of people employed in California: 1,710

    What they do, according to O*NET: Administer anesthesia, monitor patient's vital signs, and oversee patient recovery from anesthesia.

    11. Dentists, all other specialists A dentist performs a dental examination. A dentist performs a dental examination.

    Justin Sullivan/Getty Images

    Average annual salary: $205,860

    Number of people employed in California: 440

    What they do, according to O*NET: This is a catchall category for dentists not listed in some other occupational group.

    10. Anesthesiologists anesthesiologist


    Average annual salary: At least $208,000*

    Number of people employed in California: 3,500

    What they do, according to O*NET: Physicians who administer anesthetics prior to, during, or after surgery or other medical procedures.

    *BLS does not have an exact wage estimate for this occupation.

    9. General internal medicine physicians internist doctor physician

    Rick Bowmer/AP Images

    Average annual salary: $210,620

    Number of people employed in California: 3,000

    What they do, according to O*NET: Physicians who diagnose and provide non-surgical treatment of diseases and injuries of internal organ systems.

    8. Pediatricians pediatrician baby doctor family

    Rogelio V. Solis/AP Images

    Average annual salary: $212,990

    Number of people employed in California: 3,250

    What they do, according to O*NET: Physicians who diagnose, treat, and help prevent children's diseases and injuries.

    7. Family medicine physicians PANORAMA CITY, CA - JANUARY 28: Dr. Jason Greenspan (L) and emergency room nurse Junizar Manansala care for a patient in the ER of Mission Community Hospital where doctors held a press conference outside on a class action lawsuit against the state of California by a coalition of emergency room physicians claiming that without additional funding, the entire emergency healthcare system is on the verge of collapse on January 28, 2009 in Panorama City, California. According to the coalition, the cost of providing emergency room treatment has nearly doubled over the past decade and patient load increased by more than 28 percent while Medi-Cal reimbursements have remained largely unchanged. During that time, 85 California hospitals in California have closed and an additional 55 facilities have shut down their emergency rooms. California now reportedly ranks worst in the nation for access emergency care and last in emergency rooms per capita. California has seven emergency rooms per million people while the national average is 20 emergency rooms per million people. (Photo by David McNew/Getty Images) Doctors performing on a patient.

    David McNew/Getty Images

    Average annual salary: $215,860

    Number of people employed in California: 10,920

    What they do, according to O*NET: Physicians who diagnose, treat, and help prevent diseases and injuries that commonly occur in the general population.

    6. Chief executives Sundar Pichai


    Average annual salary: $218,700

    Number of people employed in California: 30,150

    What they do, according to O*NET: Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body.

    5. Physicians, all other, and ophthalmologists dermatologist Dermatologist Dr. Deanne M. Robinson and a patient.

    Dave Kotinsky/Getty Images

    Average annual salary: $226,200

    Number of people employed in California: 30,800

    What they do, according to O*NET: This is a catchall category for specialized doctors not listed in some other occupational group. Some specialties include dermatologists, hospitalists, ophthalmologists, and urologists.

    4. Airline pilots, copilots, and flight engineers Airport LAX busy airplane Airline pilots, copilots, and flight engineers are one of the highest-paying jobs in California where they earn $229,110 a year.

    David McNew/Getty Images

    Average annual salary: $229,110

    Number of people employed in California: 10,170

    What they do, according to O*NET: Pilot and navigate the flight of fixed-wing, multi-engine aircraft, usually on scheduled air carrier routes, for the transport of passengers and cargo.

    3. Surgeons Surgery

    HRAUN/Getty Images

    Average annual salary: $229,430

    Number of people employed in California: 4,790

    What they do, according to O*NET: Physicians who treat diseases, injuries, and deformities by invasive, minimally invasive, or non-invasive surgical methods.

    2. Obstetricians and gynecologists Obstetrician gynecologist

    Orlin Wagner/AP Images

    Average annual salary: $235,610

    Number of people employed in California: 1,440

    What they do, according to O*NET: Physicians who provide medical care related to pregnancy or childbirth and those who diagnose, treat, and help prevent diseases of women, particularly those affecting the reproductive system.

    1. Psychiatrists Psychiatrist

    Zinkevych/Getty Images

    Average annual salary: $245,000

    Number of people employed in California: 3,970

    What they do, according to O*NET: Physicians who diagnose, treat, and help prevent disorders of the mind.

    Method and data source

    California is one of the largest economies in the world, with a gross domestic product bigger than that of most countries.

    Using data from the Bureau of Labor Statistics' Occupational Employment and Wage Estimates program, we found the 30 jobs with the highest average annual salaries in California. To do this, we looked at the 765 detailed occupations that had average annual wage data available for the state in May 2020, the most recently available data.

    Similarly to our recently published list of the highest-paying jobs in the US, medical occupations were top earners. Eight of the top 10 highest-paying jobs in the state are various medical and dental specializations.

    Average annual salaries and number of people employed in each occupation are from BLS' May 2020 estimates. Where available, we also included a brief description of what workers in the occupation do, from the Department of Labor's O*NET Online occupational database.

    Read the original article on Business Insider

    [Author: (Andy Kiersz,Madison Hoff)]

    Thu, 15 Apr 2021 13:14:48 +0000 BlogLikes - Find Most Popular Blogs Careers Features California Jobs Salaries Bureau of Labor Statistics
    Cuba's Raul Castro is stepping down, ending more than half a century of Castro rule over the island Raul and Fidel Castro in May 1978.

    Francois Lochon/Getty Images

    • Raul Castro is set to step down as the head of the Communist Party of Cuba.
    • This will mark an end to over 60 years of Castro rule over Cuba.
    • President Miguel Diaz-Canel, Castro's protege, is set to become the new leader.
    • See more stories on Insider's business page.

    Raul Castro is poised to step down as the head of the Communist Party of Cuba at its congress this week, ending six decades of Castro rule over the island.

    President Miguel Diaz-Canel, Castro's protege, is set to take over as the next party secretary-general - the most powerful position in the country.

    Though the change in leadership will not necessarily lead to drastic shifts in policy in Cuba, it's still a historic moment for the country. Castro, 89, took over after his brother, Fidel Castro, died six years ago. The Castros have been in power since the 1959 communist revolution.

    Castro is also stepping down with Cuba's economy in historically bad shape - it shrank 11% in 2020 amid the COVID-19 pandemic. Some experts believe Castro's retirement could help bring about economic reform.

    "What is happening now is a new generation is consolidating control," Arturo López-Levy, a professor at Holy Names University in California, told NBC News. "Now they will be forced to make important reforms, because their legitimacy doesn't come from a revolutionary background, but from being capable of showing better performance."

    It's also unclear whether the new leadership will lead to changes in US policy toward Cuba under President Joe Biden. Since the 1960s, the US has imposed a trade embargo on Cuba and many Republicans in Congress vehemently oppose any restoration of ties with the Cuban government.

    When Biden was vice president, then-President Barack Obama moved toward normalizing relations with Cuba, restoring diplomatic ties, easing restrictions on remittances and travel, and expanding commercial ties. Obama made a historic trip to Cuba in 2016, delivering a speech in which he called on both countries to continue the normalization process. Obama supported lifting the decades-old embargo and urged Congress to do so, declaring during his speech in Havana that it's "an outdated burden on the Cuban people."

    But former President Donald Trump moved to roll-back Obama's Cuba thaw, reimposing harsh restrictions on travel and commerce while slapping severe sanctions on Cuba.

    Biden during his campaign pledged to reverse Trump's Cuba policies, but there's been little to no movement on that front so far.

    Read the original article on Business Insider

    [Author: (John Haltiwanger)]

    Thu, 15 Apr 2021 13:11:02 +0000 BlogLikes - Find Most Popular Blogs Politics News Raul Castro Fidel Castro Cuba Joe Biden Barack Obama Donald Trump
    AMD could rise 19% due to its durable technical advantage over Intel, Raymond James says AMD CEO Lisa Su

    Steve Marcus/Reuters

    Raymond James initiated coverage on Advanced Micro Devices (AMD) with an "outperform" rating and a $100 price target on Thursday.

    The price target represents a potential 19% jump from Thursday's intraday highs.

    In their note to clients, analysts led by Chris Caso cited AMD's "durable technical advantage" over Intel and growing server business as key reasons for their bullish view.

    The analysts said that Intel's decision to stick with internal manufacturing has cemented AMD's technology lead through 2024 and that the stock's recent pullback is a buying opportunity.

    "We think the stock's pullback has been driven by improved sentiment that Intel will solve their manufacturing challenges, which will reverse AMD's successes. We're taking the other side of that view," Caso and his team wrote.

    "Now that Intel has committed to internal manufacturing, we think it's unlikely that Intel ever regains a transistor advantage vs. AMD," Caso added.

    Intel announced last month it would double down on its in-house chip manufacturing business with plans to spend $20 billion on two new Arizona factories. The Santa Clara, California-based firm also plans on opening up its chip foundries to other companies so they can build their own designs.

    The move came after VMWare's Pat Gelsinger took over as CEO in January.

    Raymond James analysts explained how Intel's move to stick with its 7 nanometer(nm) process for internal manufacturing while AMD is moving to Taiwan Semiconductor's 5nm process next year-and likely to 3nm by 2024-is a big problem for the firm.

    According to the analysts, the decision means AMD will hold a transistor advantage over Intel for at least the next three years.

    Caso and his team also discussed cloud market share growth in their note to clients, calling it an important driver for AMD moving forward.

    The analysts said the launch of AMD's 'Milan' chip for data centers represents the firm's first move into the enterprise server market and that a number of server OEMs are launching AMD designs for the first time this year. The team of analysts expects 59% year-over-year growth in the segment.

    As far as risks to AMD's rise, Raymond James said a slowdown in PC sales could hurt revenue growth and that they "believe pandemic PC purchases pulled forward demand for several years."

    However, the investment bank's analysts noted that AMD's increasing market share of PC sales and enterprise servers will mitigate much of the demand drawdown.

    Finally, Raymond James expects 2022 earnings per share to hit $2.81, 12% ahead of the Street's consensus estimates. The analysts used a ~36x multiple on their 2022 EPS estimate to reach their $100 price target.

    The team said they believe much of the bear case around AMD is due to fears of Intel's resurgence, but they "don't expect there to be much to catalyze those fears for a long while."

    Read the original article on Business Insider

    [Author: (Will Daniel)]

    Thu, 15 Apr 2021 13:03:03 +0000 BlogLikes - Find Most Popular Blogs Markets MI Exclusive Advanced Micro Devices AMD AMD stock Amd Stock Price AMD Milan Intel Intel 7nm chip Raymond James Tech stocks
    The best films in Netflix’s Black Lives Matter collection ]]> Thu, 15 Apr 2021 12:50:47 +0000 BlogLikes - Find Most Popular Blogs Home Theater Movies & TV best Black films Black films Black Lives Matter BLM Netflix The Master Your Money Bootcamp will help you take control of your finances, no matter how messy they are Master Your Money series banner with Fidelity logo

    Business Insider

    demystify your finances 2x1

    Skye Gould/Insider

    Ask just about any personal finance expert how to start taking control of your money and they'll give you the same advice: Figure out where your money goes.

    It's a lot harder than it sounds.

    Have you ever left a bill unopened, to deal with it later? Are you 100% sure which subscriptions are charging you every month? Which of your debts has the highest interest rate? Quick, off the top of your head: How much money do you have in cash savings?

    Chances are, you can't answer some of these questions without a good deal of password-finding, terms-reading, and note-taking. And that's normal! But being aware of your money (all of it) is a crucial step on the path to building long-term wealth.

    Welcome to the Master Your Money Bootcamp

    Master Your Money Bootcamps are month-long challenges broken into simple one-week exercises to help you take control of your money.

    Over the course of 2021, we'll conduct four of these Bootcamps, each culminating in a free, live, virtual discussion among experts about how to make the most of the tasks you've already accomplished. You can take all four Bootcamps this year, or pick and choose the ones that give the guidance you need most.

    For each exercise, you'll get a detailed explanation of how to complete it and why it's important. Use the hashtags #MasterYourMoney and #MasterYourMoneyBootcamp to share your thoughts, progress, and connect with others across our Twitter, Facebook, LinkedIn, and Instagram as you make your way through each exercise, then join us for the live events.

    Our first Bootcamp exercise launches Monday, April 19, 2021. You don't have to sign up - just dive in! Here's what you'll accomplish in just one month (we'll link to each exercise as it goes live):

    Master Your Money Bootcamp: Demystify your finances
    • Exercise 1: Track down all of your accounts and passwords
    • Exercise 2: Figure out how much you owe, to whom, and at what price
    • Exercise 3: Calculate your net worth
    • Exercise 4: Decide on a system to keep things easy from now on
    • Virtual Live Event: Credit and debt
    Read the original article on Business Insider

    [Author: (Libby Kane, CFEI)]

    Thu, 15 Apr 2021 12:48:44 +0000 BlogLikes - Find Most Popular Blogs Master your Money PFI SP Edit Series Master your Money Bootcamp Mym-money-challenge
    Graduate certificate programs can be cheaper, faster alternatives to grad school - here's how they compare to master's degrees and what you should consider before signing up for one If you buy through our links, we may earn money from affiliate partners. Learn more.

    edX Micromaster and coursera MasterTrack 4x3

    edX Micromaster; Coursera; Alyssa Powell/Business Insider

    • A graduate certificate can offer similar career and skill-boosting benefits as grad school.
    • edX MicroMasters or Coursera MasterTracks can help you earn cheaper credits for a master's degree.
    • Below are answers to FAQs about grad certificates, including cost, time commitment, and more.
    Table of Contents: Masthead Sticky

    While graduate degrees can provide chances to pivot to new careers, they also can take a few years to complete and charge high tuition, depending on the school and program. That's why many people consider more affordable, flexible alternatives such as graduate certificates.

    Here's everything you need to know about graduate certificates, how they compare to master's degrees, and some of the most popular graduate degree programs:

    What is a graduate certificate?

    While not the same as a master's degree, a graduate certificate can be taken fully online, at your own pace, and for anywhere from $1,000-$5000 total. Depending on the intended profession, it can help you learn new skills to transition into a different field - with official certification to show employers on LinkedIn or your resume - and some options even have built-in portfolio assignments so you can exit the course with new samples of your work.

    On some occasions, such as with edX MicroMasters and Coursera MasterTracks, graduate certificates can double as college credits towards a related master's degree, since you technically completed graduate coursework. However, certificate credits are not automatically accepted by all schools - it varies on the university and program.

    MicroMasters (small)

    MasterTrack (small)

    On top of graduate certificates offered by universities, companies and non-profits sometimes offer professional certificate programs, which can also be added to resumes or LinkedIn profiles. Google and Udacity, for instance, offer programs designed to teach you in-demand tech skills such as data analysis, project management, and programming.

    Google Data Analytic Professional Certificate (small) Digital Marketing Nanodegree (small) What's the difference between a graduate certificate and a graduate degree?

    Unlike finishing a full master's degree program, grad certificate program students take a few master's courses around a subject - like Sustainability and Development or Data Science - and receive a certificate of completion upon passing the program.

    Because certificates involve taking fewer classes (and don't usually have an admissions process), they're not considered the same as having a master's degree or Ph.D. However, they can help you stand out to prospective employers, especially if you're looking to transition into a different field and want to demonstrate that you learned the required skills.

    How much do certificate programs cost?

    Graduate certificate programs can cost anywhere from $1,000-$5,000, depending on the school, program, and length. The price of a graduate certificate can be a fraction of the cost of traditional college degrees (including online ones).

    How long do certificate programs typically take?

    Graduate certificate programs widely vary in length. Some, like MIT's Supply Chain Management MicroMasters, can take a little over a year. Others, like the University of Minnesota's UX Design MasterTrack, take a few months to complete.

    How do I apply to a graduate certificate program?

    Most certificate programs, such as the ones offered through edX's MicroMasters, don't require a formal application process. If the course requires any prerequisite knowledge, that information will usually be in the course description.

    That being said, graduate certificate programs, such as Coursera's MasterTracks, can cap off after a certain number of applicants, so it's good to bookmark the enrollment date and sign up as soon as you can.

    Can I pick some of the classes in the certificate program?

    Usually, no. Coursera and edX's graduate certificate offerings pick the classes for you and you have to pass all of them to get the certification.

    There are exceptions, though. Harvard's Extension School, for instance, lets you choose a few electives as part of your certificate.

    How does grading work?

    While graduate degree programs operate via GPAs, graduate certificates are often Pass/Fail. Coursera, for example, gives you a percentage grade on each assignment and then a final combined score.

    Depending on the program and size of your class, your written feedback on assignments might also be shorter and more brief than it would be in a graduate degree program.

    What if I want to get a master's degree after finishing a certificate program?

    Specific programs in the edX MicroMasters and Coursera MasterTrack series have different guidelines regarding college credits. Some might only accept the certificate classes as college credits if you pursue a degree in the same school and program you completed the certificate in; others provide a list of schools that will take the credits.

    One upside to completing a certificate before continuing a degree in the same field is that the certificate credits are typically cheaper and can save you some money down the line.

    Can I get financial aid for a certificate program?

    It depends. Coursera MasterTracks don't currently offer financial assistance. And while edX lets you apply for financial aid for most of its programs, for MicroMasters, you'll have to audit each course first and apply for financial aid every time.

    Is a graduate certificate worth it?

    If you're looking to save time and money, graduate and professional certificates can be a great alternative to graduate degrees, especially if you're just looking to pick up some new skills, such as accounting or coding. Online certificate programs can also offer some flexibility in terms of scheduling and can help you decide if you want to pursue a full degree later. Here's a review of one Insider employee's positive experience taking a free University of Michigan Coursera MasterTrack course, which led her to apply to grad school.

    Read the original article on Business Insider

    [Author: (Julia Pugachevsky)]

    Thu, 15 Apr 2021 12:45:50 +0000 BlogLikes - Find Most Popular Blogs Education Reviews Education & Personal Development (Reviews IP Reviews Insider Picks 2020 Education & Personal Development E-Learning Product Card Online Learning Online Classes
    Rep. Ilhan Omar shares details about her warm relationship with 'Auntie' Nancy Pelosi Rep. Ilhan Omar (D-MN) (L) talks with Speaker of the House Nancy Pelosi (D-CA) on March 08, 2019.

    Chip Somodevilla/Getty Images

    • Rep. Ilhan Omar talked to journalist Susan Page about her relationship with House Speaker Nancy Pelosi.
    • Pelosi was one of the first people to congratulate Omar on her primary win in 2018.
    • Pelosi would check in on Omar so regularly that Omar's aides would joke, "Auntie Nancy's calling."
    • See more stories on Insider's business page.

    Democratic Rep. Ilhan Omar of Minnesota shared details about her relationship with House Speaker Nancy Pelosi for the first time, and revealed that the two lawmakers are, in fact, friends.

    Speaking to USA Today journalist Susan Page for her upcoming book, "Madam Speaker: Nancy Pelosi and the Lessons of Power," which comes out Tuesday, Omar said Pelosi was one of the very first people to congratulate her on her primary victory in 2018.

    "You're going to win, so we'll see you in November," Pelosi told Omar at the time, according to an excerpt of the book published in Politico on Thursday.

    During that phone call, the incoming freshman lawmaker, who wears a hijab and would soon become one of the first Muslim women elected to Congress, voiced concerns to Pelosi about the House's headgear ban.

    "Will they amend that for me?" Omar asked Pelosi, per the Politico excerpt. "Would I be able to sit as a member of Congress?"

    Pelosi informed Omar not to fret and that she would take care of the issue. She did.

    That conversation laid the groundwork for what would eventually become a warm friendship between the two. Although the House speaker would later tussle with members of the so-called Squad - consisting of Omar, and fellow progressive Democratic Reps. Alexandria Ocasio Cortez of New York, Rashida Tlaib of Michigan, and Ayanna Pressley of Massachusetts - Omar and Pelosi remained on good terms.

    Pelosi would check in on Omar so frequently after that phone call, to the point where Omar's aides would joke: "Auntie Nancy's calling."

    In February 2019, top congressional Democrats, including Pelosi, publicly called on Omar to apologize for her tweets that critics claimed repeated anti-Semitic tropes. The tweets in question, which have since been removed, appeared to suggest that Republicans' support for Israel is driven by money. "It's all about the Benajmins baby," Omar wrote at the time.

    Privately, however, Pelosi lent a hand to Omar, and the two had conversations about the situation, according to the book.

    "[Pelosi] wasn't depriving me of the agency of being able to understand the gravity of whatever was happening," Omar told Page, adding that the House speaker was polite and did not boss her around, the Politico excerpt said.

    The lawmakers have kept up their alliance. Pelosi endorsed Omar for her 2020 reelection, and Omar voted for Pelosi as House speaker for this year's new Congress.

    Read the original article on Business Insider

    [Author: (Oma Seddiq)]

    Thu, 15 Apr 2021 12:38:41 +0000 BlogLikes - Find Most Popular Blogs Politics News Nancy Pelosi Ilhan Omar Congress Democrats Alexandria Ocasio-Cortez The Squad L
    A guide to two-factor authentication, the two-part security test for your online accounts and devices Two-factor authentication, or 2FA, uses multiple tests or devices to keep your accounts secure.

    d3sign/Getty Images

    • Two-factor authentication is a security measure that makes you pass two security tests before gaining access to your account or device.
    • As hackers and hacking systems become more advanced, experts say passwords alone are not enough to keep your data secure.
    • Many apps and websites give users the option to use two-factor authentication, but it's also something users can set up for themselves.
    • Visit Insider's Tech Reference library for more stories.

    You can never be too careful with your information online.

    Hackers are becoming more sophisticated, and while developers continually come up with new methods to make sites and devices more secure, hackers can still find ways around them. As a result, a password alone may not be enough to protect your important accounts from cybercriminals.

    Lately, more businesses and services have been adding two-factor authentication as an optional feature for their online logins. Certain industries require two-factor authentication as a security practice, and most internet security experts would tell you that adding two-factor authentication is not only a good idea but an increasingly necessary step for ensuring your online security.

    What to know about two-factor authentication

    Two-factor authentication, also referred to as 2FA or two-step verification, is a method of confirming your identity by asking you to pass two security tests. It's a way for a site or a system to ensure that it's really you logging in and not a sophisticated robot or a hacker.

    After you enter your password, you'll be asked to pass a second test, which will vary depending on the site you're using.

    2FA forces hackers to come up with solutions to two unique problems, rather than one. It's also constantly evolving because hackers seem to eventually come up with solutions to said problems. One early form of 2FA was the security question, but years of predictable questions and answers left that method vulnerable to hackers.

    Types of two-factor authentication

    Things have gotten more complex since the days of the security question - hackers and robots have gotten more advanced, so security challenges have, too. There are now five common types of 2FA.

    Text or voice-based 2FA

    This type of two-factor authentication will usually prompt you to enter your phone number and choose whether you would like to receive a text message or a phone call to have your identity verified.

    If you're logging in to a multi-use account, once you have done this once, your preferences will usually be remembered for next time, with your permission.

    If you choose a phone call, an automated system will call your number and ask you to verbally confirm that you are logging in.

    If you choose text, you will most likely be sent a text message with a link that will automatically log you in and redirect to the site or app's landing page. However, some older forms of this feature may simply send you a text asking you to send a reply text confirming that you logged in.

    It's important to note that, even if you know a site utilizes this form of authentication, they will never ask you for information like your username or password over SMS or a voice call. If you are ever asked for this info, you should block the number immediately - this is a common phishing scam.

    Additionally, if a site you use has an option to set up this feature and you haven't done so yet, you should do it as soon as possible, or set up some form of 2FA for that account immediately. If you don't, a hacker who was able to get in using only your password might be able to set it up with their own number.

    Hardware tokens

    Hardware tokens are the oldest form of 2FA out there and they are relatively uncommon today, mostly because they're expensive, easy to lose, and are, while still incredibly secure, not entirely invulnerable to hacking.

    A hardware token is a device that generates a new, randomized code every 30 seconds. When you want to log into the associated account, you simply look at the device and enter the code displayed on it. With newer versions, you plug the device into your USB port and it enters the code for you.

    Other tokens seek to authenticate your identity, but hardware tokens sidestep that issue entirely, operating under the assumption that whoever has it is already qualified to get into the system.

    Software tokens

    These tokens combine the best factors of SMS and hardware-based 2FA, while eliminating some significant issues each of the other methods face.

    Software tokens work exactly like hardware tokens, as described above, but rather than using a physical device to generate a password, they're an application that you install to generate a password automatically.

    These tokens are sometimes attached to specific websites; CAPTCHA is one method employed by many sites in order to confuse robot password hackers with a visual question. However, you can also download and set up your own software token application - they're an excellent and reliable way to stay secure online, and they work whether you're using a desktop computer, a smartwatch, or anything in between.

    Push notifications

    When you're logging into a website, chances are you're using what's called a secure connection. Basically, this means that, during the time your device and the site are communicating, the site is masking all of the communications involved to make them difficult for hackers to penetrate.

    Push-notification 2FA merely takes advantage of this secure connection while you're using it. Essentially, when you log in, it sends a signal to the server to send a push notification with a unique one-time code that completes your login.

    This is basically an improved form of the SMS-based 2FA outlined earlier - the difference is that this one eliminates opportunities for phishing scams to take advantage of unsuspecting users, and, more importantly, stops man-in-the-middle attackers from intercepting login links.

    The only drawback to this method is that it doesn't work very well in areas with spotty internet service.


    There's an even more secure way to confirm your identity than any of these 2FA methods though, and people have been using it since even before there were computers - we just didn't figure out how to implement it digitally until recently.

    Once used as a sci-fi trope and associated with top-secret access, fingerprint scanners can be found on a number of devices people use every day, like phones and laptops. Other forms of biometric identification - methods of confirming your identity using factors unique to your biology - are also on the rise, most notably facial recognition.

    Some organizations, especially apps on your phone that deal with money, like PayPal or whatever virtual banking app you may use, already use two-factor authentication, in a sense. If you have a phone that allows for fingerprint or facial recognition, these apps work with its software to allow you to store your username and password in your device, and have the device fill it in for you as long as it recognizes you.

    Currently, the only issues with this technology are that not all devices have a fingerprint scanner or facial-recognition technology, and facial recognition is relatively in its infancy.

    Why two-factor authentication is important

    Two-factor authentication has become an increasingly important security measure as hackers and hacking systems have become more sophisticated over time. In fact, advanced hackers can easily use one unlocked account to unlock dozens, if not hundreds, of others.

    These days, hackers aren't just sitting at the computer typing away, hoping and guessing at random numbers and letters. They have algorithmic programs that test hundreds of common patterns and combinations in seconds. If your specific username or password hasn't been guessed by these machines already, it's most likely sheer luck. Once one password has been guessed, chances are they'll be able to use that combo to hack into other common sites as well.

    Related Article Module: What is cybersecurity? A guide to the methods used to protect computer systems and data

    Even if you're taking all the proper precautions and using the smartest, most obscure usernames and passwords you can think of, making them unique every time, you're still vulnerable. You're just a little less vulnerable than other people with simpler ones - and even then, you're making way more work for yourself than you need to.

    Human memory is faulty, and the more we get comfortable online, the more passwords we'll have to create and remember to stay secure. Setting up two-factor authentication frees you from that burden, while still giving you the peace of mind of knowing you're much more secure against cyberattacks.

    How to enable two-factor authentication

    If you're not looking to buy a hardware token or download and install a separate software token in order to protect your accounts, there's still good news for you. Most major websites, apps, and devices already have 2FA capability that you have the option to set up with your account.

    Here's a brief list of guides on how to set up two-factor authentication on some of the most popular sites, apps, and devices:

    What is a computer worm? Here's how to protect yourself from the replicating malwareWhat is spyware? 5 ways to protect your computer from being infectedWhat is a computer virus? Here's how to spot signs of viruses and avoid themWhat is malware? Everything you need to know about malicious software and viruses, and how to protect your computer Read the original article on Business Insider

    [Author: (Melanie Weir)]

    Thu, 15 Apr 2021 12:36:14 +0000 BlogLikes - Find Most Popular Blogs Tech Insider Tech Reference Software & Apps (Reference Tech How To Two-factor authentication Two-step verification 2FA Cybersecurity Cybercrime Security BI-freelancer Sp-microsoft-tech-reference Edit Series
    Unless this one product is announced, Apple’s Spring Loaded event could be a dud ]]> Thu, 15 Apr 2021 12:23:41 +0000 BlogLikes - Find Most Popular Blogs Apple Computing AirTags Apple Spring Event 2021 iMac iPad iPad Pro M1 Spring Loaded McConnell rejected Pelosi's request for Ruth Bader Ginsburg to lie in state at the Capitol Rotunda, book says The flag-draped casket of Justice Ruth Bader Ginsburg lies in state in the U.S. Capitol on Friday, Sept. 25, 2020. Ginsburg died at the age of 87 on Sept. 18 and is the first women to lie in state at the Capitol.

    Erin Schaff/The New York Times via AP, Pool

    • McConnell rejected Pelosi's idea for Justice Ginsburg to lie in state in the Capitol Rotunda.
    • Ginsburg would have been the first woman in US history to receive the honor.
    • The forthcoming book "Madam Speaker" sheds more light on Pelosi's disdain for McConnell.
    • See more stories on Insider's business page.

    Top Senate Republican Mitch McConnell shut down House Speaker Nancy Pelosi's idea to have the late Justice Ruth Bader Ginsburg lie in state at the Capitol Rotunda last fall, according to an excerpt from a forthcoming book about Pelosi reported by Punchbowl News.

    USA Today Washington Bureau Chief Susan Page interviewed Pelosi 10 times and conducted 150 additional interviews for her upcoming book, "Madam Speaker."

    Read more: We spoke with 21 of Matt Gaetz's high-school classmates. Some say they could have predicted the congressman's sex scandal.

    After Ginsburg's death from cancer in September 2020, Pelosi suggested that the justice, a trailblazer for women's rights under the law and women in the legal profession, should lie in state in the Capitol Rotunda. She would have been the first woman in US history to receive the honor.

    McConnell, however, rejected the idea, arguing there was no precedent for a Supreme Court justice to lie in state in the Rotunda. Those who have lain in state in the Rotunda have mainly been presidents, senators, representatives, military leaders, and unknown soldiers of US wars.

    Former President William Howard Taft lay in the state in the Rotunda after serving as both chief justice of the Supreme Court and president.

    Four Capitol Police officers who were killed in the line of duty (two in 1998 and two in 2021), the Reverend Billy Graham, and civil rights activist Rosa Parks have lain in honor in the Capitol Rotunda.

    As Punchbowl noted, Justice Ginsburg ended up lying in state in Statuary Hall on the House side of the Capitol, not under the Rotunda.

    The book sheds further light on the frosty relationship between the two power players, who have forged reputations for keeping their respective caucuses firmly in line and being shrewd, tactical legislators during their decades in Congress.

    "Mitch McConnell is not a force for good in our country," Pelosi told Page. "He is an enabler of some of the worst stuff, and an instigator of some of it on his own."

    Page's book also says that Pelosi calls McConnell "Moscow Mitch" because "she knows it gets under his skin," Punchbowl reported.

    McConnell, for his part, has eagerly embraced other nicknames political rivals have given him, including "Darth Vader" and "the Grim Reaper" of the Senate.

    "Madam Speaker" will be released from Twelve Books on April 20.

    Read the original article on Business Insider

    [Author: (Grace Panetta)]

    Thu, 15 Apr 2021 12:22:43 +0000 BlogLikes - Find Most Popular Blogs Politics Pelosi Mitch McConell Ruth Bader Ginsburg
    Coinbase pulled in $57 million from retail investors during its trading debut, the 5th-most-popular offering since 2017 Coinbase is set to directly list on the Nasdaq on Wednesday.

    Chesnot/Getty Images

    • Retail investors poured $57 million into Coinbase shares during its first day of trading Wednesday.
    • Coinbase's debut is the fifth most popular for retail investors in four years, says VandaTrack.
    • Coinbase shares were up during their second session of trade.
    • See more stories on Insider's business page.

    Coinbase's trading debut drew in more than $57 million from retail investors, putting the cryptocurrency exchange among the most popular stocks to go public in the last four years, according to figures released Thursday.

    Retail investors poured in $57.35 million into Coinbase on Wednesday when its direct listing on Nasdaq went live publicly, according to VandaTrack, which monitors retail investing activity in 9,000 individual stocks and ETFs in the US.

    Coinbase accounted for nearly 7% of net purchases made by retail investors on Wednesday, with total purchases of US stocks and ETFs coming in at US$822 million.

    Coinbase's public debut was the fifth largest in terms of retail buying for newly listed shares since 2017, VandaTrack estimated. The largest was for Snap, with the social media company taking in $143 million in its first day of trading in March 2017. More recently, Rocket Companies, which runs personal finance and consumer service brands including Rocket Mortgage, logged $58 million from retail investors when it went public in August.

    The collective profile of retail investors has been raised during the coronavirus pandemic in part as people have used stimulus money and time spent indoors during lockdowns working to make money from the stock market. A recent study by Charles Schwab released showed that 15% of all US stock markets investors began investing in 2020.

    In the highly anticipated debut, Coinbase's market value swelled to an intraday high of $112 billion, surpassing those of some of the largest companies in the US.

    Coinbase shares during Thursday's session rose, trading above $334 each. They finished Wednesday's session at $328.28, below their open opening price of $381.

    Read more: BTIG identifies 14 beaten-down stocks poised to dominate the market this earnings season and extend their track record of crushing expectations

    Coinbase day one retail investing


    Read the original article on Business Insider

    [Author: (Carla Mozée)]

    Thu, 15 Apr 2021 12:09:46 +0000 BlogLikes - Find Most Popular Blogs Markets MI Exclusive Coinbase COIN stock Bitcoin Crypto Retail Investors Trading Debut IPO Apple Palantir
    Mercedes-Benz unveils its first EV for the US, the luxurious EQS sedan with a 478-mile range and screens galore The 2022 Mercedes-Benz EQS could give the Porsche Taycan and Tesla Model S a run for their money.


    • Mercedes-Benz unveiled its first electric car for the US, the flagship EQS sedan on Thursday.
    • The EQS will have a 478-mile range and a gigantic 56-inch "Hyperscreen" as an option, Mercedes says.
    • It will hit US dealerships in the fall of 2021, likely carrying a starting price of around $100,000.
    • See more stories on Insider's business page.
    Mercedes is jumping into the US electric-vehicle market at long last. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    On Thursday, the German automaker took the wraps off of its first US-market EV, the flagship EQS sedan. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    There will be two models to start: the 2022 EQS 450+ and the EQS 580 4Matic. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    Both cars will arrive at US dealers in fall 2021. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    Mercedes hasn't announced pricing yet, but expect it to be in line with the gas-powered S-Class sedan, which starts at around $110,000. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    But the EQS isn’t just a battery-powered S-Class. It’s the first Mercedes built on a dedicated electric platform that will underpin its future EVs. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    The 450+ comes with a single rear motor that delivers a rated 329 horsepower and more than 400 lb-ft of torque. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    Mercedes gave the 580 4Matic an extra motor up front, for a whopping 516 horsepower and 611 lb-ft of torque, the company says. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    The dual-motor model hits 60 mph in 4.1 seconds, according to Mercedes. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    Rear-wheel steering comes as standard to give the electric land yacht a more manageable turning radius. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    As for range, both models get a rating of 770 kilometers - around 478 miles - according to the European WLTP standard. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    The EQS will likely get a lower rating from the US EPA, but anything close to 478 miles would put it well ahead of nearly every other battery-powered car on the market. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    Plugged into a DC fast-charger, the EQS can go from 20% to 80% battery in 31 minutes. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    Judging by the numbers alone, Mercedes is diving into the electric market guns blazing, delivering an EV that can go toe-to-toe with lauded models like the Porsche Taycan and Tesla Model S. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    Mercedes also pulled out all the stops for the EQS’ interior. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    The centerpiece of the EV's cockpit is a massive, 56-inch wide screen that spans the entire width of the car. [EMBARGO 12pm 4/15 DNP] 2022 Mercedes-Benz EQS 2022 Mercedes-Benz EQS.


    The "MBUX Hyperscreen" is actually a single piece of glass with three OLED displays underneath: a 12.3-inch instrument cluster, a 17.7-inch center screen, and a 12.3-inch display for the passenger. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    That all comes on the upper-trim 580. The 450+ gets a more conventional center display instead of the Hyperscreen. [EMBARGO 12pm 4/15 DNP] MBUX hyperscreen night 2022 Mercedes-Benz EQS.


    Mercedes' latest driver-assistance suite comes standard, including adaptive cruise control, lane-keep assist, and automatic parking. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    Lavish features like heated leather seats and 64-color ambient lighting also come standard. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    A long list of add ons are available, including doors that open and close electronically, an "Executive Rear Seat Package" with massaging seats and a tablet, and a heads-up display. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    Buyers can also add a gesture control feature that lets them do things like close the doors by waving their hands. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    In addition to the two models hitting the market this fall, Mercedes has plans for a performance model with 630 horsepower. [EMBARGO 4/15 12pm ET DNP] 2022 Mercedes-Benz EQS. 2022 Mercedes-Benz EQS.


    Read the original article on Business Insider

    [Author: (Tim Levin)]

    Thu, 15 Apr 2021 12:08:31 +0000 BlogLikes - Find Most Popular Blogs Transportation Tech Insider News Auto Industry Mercedes-Benz Mercedes-Benz EQS Electric Vehicles Electric Cars
    'Voter suppression' or 'voter fraud'? A Quinnipiac poll shows Democrats and Republicans are totally split on which is the real threat Table top voting booths are stored at the Allegheny County Election Division warehouse on the Northside of Pittsburgh, Friday, Nov. 6, 2020.

    AP Photo/Gene J. Puskar

    Republicans and Democrats in the United Sates are split on whether they think voter fraud or suppression is a bigger issue, according to a new Quinnipiac poll.

    The poll, published on Thursday, found that 49% of the Americans questioned said voter suppression was a bigger issue, while 42% said voter fraud was a bigger issue.

    When broken down by party lines, 83% of Democrats said voter suppression while only 13% said voter fraud, and 82% of Republicans said fraud and 11% said suppression.

    The poll was published amid a Republican-led push for legislation on voter restriction in several sates.

    Read the original article on Business Insider

    [Author: (Kelly McLaughlin)]

    Thu, 15 Apr 2021 12:06:13 +0000 BlogLikes - Find Most Popular Blogs Politics News Speed Voting Election Voter Fraud Voter suppression
    Microsoft Edge’s new Kids Mode is the must-have feature it’s been missing ]]> Thu, 15 Apr 2021 12:00:39 +0000 BlogLikes - Find Most Popular Blogs Computing Features Chromium browser Edge Google Chrome Microsoft Edge Web Browsers The OnePlus 9 Pro and iPhone 12 Pro are strikingly similar, but in a good way ]]> Thu, 15 Apr 2021 12:00:15 +0000 BlogLikes - Find Most Popular Blogs Android Apple Mobile iPhone 12 Pro Oneplus Oneplus 9 Pro