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5 Signs You’re Too Tight with Money and How to Loosen the Purse Strings

You're reading 5 Signs You’re Too Tight with Money and How to Loosen the Purse Strings, originally posted on Pick the Brain | Motivation and Self Improvement. If you're enjoying this, please visit our site for more inspirational articles. If you have made money mistakes in the past which caused you to struggle financially, you may now be obsessed with earning and saving money because you’re afraid to face that stress once again. Saving money is a good thing, but anything that gets excessive i...
Tags: Featured, Money, Budgeting, Stress, Lifehacks, Self Improvement, Money And Finance


What To Do When Unexpected Expenses Pop Up

What To Do When Unexpected Expenses Pop Up is a post originally published on: Everything Finance - Everything Finance - Its all about Money!We have all gone through periods when unexpected expenses pop up out of nowhere. And we all choose to react differently to these types of situations, based on a myriad of different things at play. Part of our reaction has to do with our past history with money. Another part, that determines our reaction, has to do with our genetic chemistry. And the final pa...
Tags: Personal Finance, Marketing, Budgeting, Finances, Epic Content, Financial Situation


How to Use the Summer to Prepare Your Fall College Wardrobe

Be productive this summer by planning your fall wardrobe ahead of time.
Tags: Fall, Organization, Shopping, College, Summer, Budgeting, Personal Style


6 Easy to Forget Expenses To Include in Your Budget

Creating a budget is never easy, as it can take months or even years to perfect the process. And on top of that, life is always changing so a budget that worked a few months ago might not necessarily work now. In fact, even the most detail oriented person often have a hard time creating a budget that works. If you overspend and the budget fails, it isn’t necessarily for a lack of trying. One of the most common reasons people find budgeting so hard is because there are so many different expense...
Tags: Budget, Marketing, Budgeting, Frugal Living, David, Starbucks


How I Increased My Net Worth by $27,000 in Six Months

According to You Need a Budget (YNAB), my total net worth is currently $108,940.66.Read more...
Tags: Freelancing, Personal Finance, Savings, Budgeting, Income, Lifehacks, Financial Independence, Net Worth, Budget YNAB


What to Stock Up On Before Tariffs Cause Prices to Go Up

If there’s one message that we’ve heard over and over about the trade war, it’s that life is going to get more expensive. And that could be a reason to do some shopping right now.Read more...
Tags: Budgeting, Tariffs, Lifehacks


How My Family Spends Virtually Nothing on Clothing Each Year

How My Family Spends Virtually Nothing on Clothing Each Year is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Yes, you read that right. My family and I spend practically nothing on clothing each year. We have a monthly clothing budget of just $30 for our family of three and most months, we don’t even use it. If we did that would only add up to $360 per year.It’s funny how we got to this point because I used to shop a lot. I did so much online shopp...
Tags: Facebook, Shopping, Marketing, Budgeting, Salvation Army, Kohls, Marie Kondo, Everything Finance Everything Finance, Spend Nothing On Clothing


These Are the Only Three Money Apps You Need

How many money apps do you have? Turns out, the perfect number might be three: a budgeting app, an investment tracker, and a credit monitoring service.Read more...
Tags: Personal Finance, Apps, Money, Saving, Budgeting, Investing, Lifehacks


How to Survive a Freelance Dry Spell

If you aren’t getting as much freelance work as you used to, it’s time to start pitching again.Read more...
Tags: Freelancing, Personal Finance, Budgeting, Time Management, Lifehacks, Freelance Writing, Freelance Work


Hate Cooking? Use These Tips to Save Money and Eat Healthy

Have you ever read an article on how to save money on groceries only to find out that most of the tips are based around making all of your meals from scratch? Yes, I totally agree that the best way to have a low grocery budget is to make all of your bread, yogurt, and more from scratch, while eating more bean-based meals. However, this advice is hard to follow if you don’t particularly like spending time in the kitchen. I don’t hate cooking, but it’s something I would prefer to not to spend a l...
Tags: Marketing, Lifestyle, Budgeting, Better Yourself, Shopping Smart


20 Crazy Ways to Save Money

Our family sometimes comes up with some pretty crazy ideas to reduce spending. It’s fun to make a game of saving and talk about crazy ideas for saving money. Some of the best ideas come from my middle-school child — and even the youngest has quite a few ideas that add up over time. Here are a few of our favorite crazy (and creative!) ways to save money: 1. Check soda pop machines for loose change. Even the area around vending machines often reveals dropped coins or forgotten change. 2. Check ...
Tags: Marketing, Budgeting, Frugality, Money Tips, Crazy Ways to Save Money


How to Enjoy Summer Without Breaking the Bank

Summer is one of my favorite months as I love basking in the sun and enjoying the energy of the city. Where I live in Portland, Oregon, it’s rainy and dreary for nearly nine months of the year. But thankfully, summertime is right around the corner, and for these three months, the weather is absolutely perfect. The sun is shining, the weather is warm, and the energy of the city is completely different — it feels vibrant and alive. In years past, I’ve noticed my spending increases significantly i...
Tags: Japan, Mexico, Marketing, Budgeting, Bank, Portland Oregon, Frugality, Better Yourself, Money Tips


8 Romantic and Affordable Ways to Celebrate Your Anniversary

8 Romantic and Affordable Ways to Celebrate Your Anniversary is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Your anniversary is coming up, and you’re stumped on how to celebrate. When my husband and I got married, we immediately started settling into our new life together after our honeymoon.We also knew we wanted to pay off the rest of my husband’s credit card debt, so we hustled hard to make that happen. There wasn’t a lot of money leftover for...
Tags: Marketing, Budgeting, Everything Finance Everything Finance


Budgeting Tips to Help You Succeed

Too often, people approach the concept of a budget with the rarely kept promise to start one tomorrow. While budgeting might seem like a daunting, or at the very least, monotonous task, it’s crucial to reaching your financial goals. No matter how old you are, what your income is, or what financial goals you hope to accomplish, a budget can be the vehicle to your success. In this guide, you’ll learn how to budget from start to finish, with all the tips and tools you need to get the ball rolling. ...
Tags: Marketing, Elizabeth Warren, Budgeting, Starbucks, Money Management, Don, Dave Ramsey


5 Beauty Tips When You’re on a Tight Budget

As a woman, you definitely understand what I mean when I say that beauty doesn’t come cheap. From makeup to manicures to haircuts, maintaining your appearance can really put a dent in your budget. In a 2013 report, it was found that a woman will spend approximately $15,000 on beauty products in her lifetime. That’s a staggering number considering beauty products and services aren’t something we necessarily need to survive (although I might disagree). Even so, beauty is fun! Plus, it’s hard not ...
Tags: Marketing, Budgeting, Personal, Frugality, Better Yourself


Clix Marketing Blog’s #PPC News & Views: Friday, April 26, 2019

Happy Friday, friends, and welcome to this week’s edition of the Clix Marketing Blog’s PPC News & Views! From the Experts Metric Theory : Great post here – especially the tips for non-responsive leads. CPC Strategy  With 70% of Apple Store visitors using search to find an app, if you’re not already advertising, here’s what you need to know to get started! Search Engine Journal 6 Tips to Boost Your PPC Landing Page Experience: What should you focus on?! Speed, mobile-first design, and ...
Tags: Amazon, Budgeting, Sem, Ppc, Facebook Ads, Apple Store, Metrics, Cpc, Bing Ads, Hero Conf, Ppc News And Views, Social Media Examiner, Michelle Morgan, Search Engine Journal, Joe Martinez, PPC News amp


6 Painless Ways to Save Money for a Vacation

Normally I’m not one who’s up for traveling. However, here in southern Ohio it has snowed nearly every day for the past three weeks, the temperature has remained in the single digits on most days, and the roads are too bad to drive on. Saying that I’m suffering from cabin fever is a bit of an understatement. While I’m stuck in the house crossing my fingers that winter will soon come to an end, I’m also dreaming about warm places. And, since I don’t have much of a vacation budget, I’ve been sche...
Tags: Marketing, Budgeting, Ohio, Budget Travel, Make Money, Painless Ways to Save Money for a Vacation


Easy Ways to Cut Your Monthly Spending

Easy Ways to Cut Your Monthly Spending is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Last year our monthly expenses increased quite a bit since our housing costs went up by around 40%. It was a huge jump for us, but we already live below our means so we knew we could handle it.Still, I didn’t want to be house poor and be scraping by just to pay the bills. It feels great when you can afford your basic expenses and have a little extra to enjoy as ...
Tags: Marketing, Budgeting, Earth, Netflix, Starbucks, Hulu, Everything Finance Everything Finance, Cut Your Monthly Spending


Spending Diary: The Most Commonly Ignored Personal Finance Advice?

After finishing The Index Card: Why Personal Finance Doesn’t Have to Be Complicated by Helaine Olen and Harold Pollack, I found it to be a solid all-around personal finance book that joins others like If You Can by William Bernstein and The Richest Man in Babylon by George Clason in the category of “recommended books about money that are short and easily digestible”. All good ideas for gifts for recent graduates. They don’t shy away from what I think is the most commonly-ignored financial advi...
Tags: Book Reviews, Marketing, Budgeting, Frugal Living, Italy, Babylon, Harold Pollack, Helaine Olen, William Bernstein, George Clason, Cape Cod Waffle Cut Sea Salt


5 Things You Should Be Able to Do by the Time You’re 27

The soul skills you'll need to survive your 20s.
Tags: Money, College, Relationships, Friends, Budgeting, Self Confidence, Time You, College Life


The Personal Finance Index Card: Book Version Differences

After rediscovering the young adult versions of fitting personal finance advice on an index card, I decided to go back and read the book The Index Card: Why Personal Finance Doesn’t Have to Be Complicated by Helaine Olen and Harold Pollack. (I was able to find it via library eBook.) I noticed that the book version of the “index card” was slightly different. The original card had 9 items, but two of them were merged away into each other (401k/IRAs) and (Pay Attention to Fees/Buy Index Funds...
Tags: Amazon, Credit Cards, Real Estate, Retirement, Book Reviews, Marketing, Insurance, Budgeting, Investing, Harold Pollack, Helaine Olen


Are You Afraid to Spend Money?

One of the very real fears people have is that of spending money. This is especially true after you have been in a frugal mindset for a long period of time. When you are so used to pinching every penny, it’s common to become scared to start spending more money. While this isn’t always a bad thing, it can contribute to a scarcity mindset and prevent you from taking full advantage of your financial resources. Retirees Aren’t Spending What They Could A study published in the Journal of Financ...
Tags: Marketing, Lifestyle, Budgeting, Spending, Money Beliefs


Unbudgeting: Budget Without Budgeting

Unbudgeting is an alternative to traditional, personal budgeting. Think of it as a way to budget for people who hate budgeting. Do you prepare a budget for your household? If not, you’re in the majority. Nearly 3 out of 5 people don’t, according to a U.S. Bank Possibility Index study. We must confess: we don’t […] The post Unbudgeting: Budget Without Budgeting appeared first on Bigg Success. [click the title link above to read our full post]
Tags: Personal Finance, Podcast, Budget, Careers, Budgeting, Personal Development, Audioblog, Bigg Success, George Krueger, Mary-lynn Foster, The Bigg Success Show, The Professor And Mary-lynn


Dutchess Partners Guide to Properly Budgeting Your Finances

For most people, the word “budget” is a four-letter word with two extra letters thrown in just to add insult to injury. Forget about trying to figure out how to properly budget your finances. Who wants to do that? Well, if you’re determined to get your money situation in order, then you will be among those who do. It’s a good time to do it, too. The Low-Down on Credit Card Debt in America According to an article on the Motley Fool website, as of November 2018, $5,551 was the amount of c...
Tags: Business, Sales, America, Budgeting, Credit Card Debt, Dave Ramsey, Dutchess Partners Guide, Motley Fool Could, Dutchess Partners


5 Money-Saving Tactics You Can Implement in 5 Minutes or Less

Everyone seems strapped for time these days. And a lot of us are also strapped for cash. With so many responsibilities to manage, it can be hard to find time to make budget cuts and save money. If you’re running low on time and money, you’ll definitely want to check out these tips that you can implement in five minutes or less. 1. Do an Electricity Check During the rough Ohio winter months, my electric bill tends to skyrocket. I’m always looking for ways to cut this cost. Aside from having...
Tags: Marketing, Budgeting, Ohio, Frugality, Money Tips


How to Save 50% of Your Income

Saving money doesn’t come easily to some people. How much you can save depends heavily on your budget. Some people feel like they don’t have enough left over to save each month.Others may have committed to saving a fixed amount of their income like 10% of every paycheck which is great. Over the past few years, I’ve been obsessed with this super saver method of saving 50% or more of your income.While this may sound intimidating, some people actually manage to do this. Saving an aggressive amount ...
Tags: Amazon, Savings, Marketing, Budgeting, Financial Goals, Save 50% of Your Income


US Household Spending Breakdown: Top 20% vs. Bottom 20%

Engaging Data has another neat visualization tool up, How do Americans Spend Money? US Household Spending Breakdown by Income Group, using household spending data from the US Bureau of Labor Statistics. Below is a screenshot of this interesting visualization technique (the full version is more interactive). The biggest contrast is seen when comparing the spending breakdown of the top 20% of income earners with the bottom 20%. (Click to enlarge.) There are a lot of complex interactions g...
Tags: Family, Marketing, US, Budgeting, Income Group, US Bureau of Labor Statistics Below


Why is NOW the Best Time to Buy a New Vacuum?

Why is NOW the Best Time to Buy a New Vacuum? is a post originally published on: Everything Finance - Everything Finance - Its all about Money! There comes a time in everyone’s life when it is simply just time to retire the old vacuum. Whether we like it or not, our vacuum needs to be efficient and effective. Once they no longer do what they are supposed to do, then we have to begin the hunt for a replacement. They can get EXPENSIVE if you aren’t careful!But, there are a few ways to prevent your...
Tags: Amazon, Money, Shopping, Marketing, Budgeting, Finances, Ibotta, Honey, Everything Finance Everything Finance, Amazon Honey


Budgeting: How to turn your finances 180 degrees

It's good to take stock of things periodically. Here I compare our personal finance goals from six years ago, to today, and hit on the biggest game-changer: budgeting … Blogging has a lot of benefits. In one sense, it's a public journal: a place to document what's going on. The journaling part is valuable for the blogger, of course, but it also has the chance of being valuable for anyone else willing to read it. (By the way … thank you for reading!) Sometimes I was bold enough to pos...
Tags: Budgeting, Frugality, Dave Ramsey, Financial Peace University


The Most Common Sacrifices Investors Make to Reach Their Financial Goals

According to a Wells Fargo/Gallup survey of U.S. investors, 78% say they are at least fairly disciplined in reaching their financial goals. About 50% of investors say they will have to sacrifice a “fair amount” or “a lot” to reach their financial goals, while the other half only expects to sacrifice “only a little” or “nothing”. Investors are defined as adults with $10,000 or more invested in stocks, bonds or mutual funds, either within or outside of a retirement savings account. In what area...
Tags: Career, Family, Retirement, Marketing, Budgeting, Wells Fargo Gallup