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Why Elizabeth Warren's Student Debt Plan Isn't That Radical

You’ve probably heard about Elizabeth Warren’s proposed plan to cancel existing student debt, give incoming students the chance at a free college education, and fund it all with an “Ultra-Millionaire Tax” (a 2% annual tax on families with more than $50 million in wealth).Read more...
Tags: Politics, College, Elizabeth Warren, Debt, College Costs, Lifehacks, Presidential Election, Student Debt, Presidential Campaign


Calling out Cersei Lannister: Elizabeth Warren reviews Game of Thrones

Sen. Elizabeth Warren argues that Game of Thrones is primarily about women in her review of the wildly popular HBO show.Warren also touches on other parallels between the show and our modern world, such as inequality, political favoritism of the elite, and the dire impact of different leadership styles on the lives of the people.Her review serves as another example of using Game of Thrones as a political analogy and a tool for framing political narratives. None It's been a busy week for Sen. Eli...
Tags: Hbo, Education, Democracy, Government, Elizabeth Warren, Debt, Economics, Joe Biden, United States, Innovation, Warren, Donald Trump, Inequality, Bernie Sanders, Donald J Trump, Sen Elizabeth Warren


Elizabeth Warren's plan to forgive student loan debt could lead to an economic boom

Sen. Elizabeth Warren has just proposed a bold education reform plan that would forgive billions in student debt.The plan would forgive the debt held by more than 30 million Americans. The debt forgiveness program is one part of a larger program to make higher education more accessible. Student loans are a leading cause of debt in the United States. Edging out credit cards for the number two spot, 45 million Americans are into their creditors for at least 1.5 trillion dollars' worth of student l...
Tags: Facebook, Politics, Education, Labor, Elizabeth Warren, Debt, Policy, United States, New York Times, Innovation, Warren, Federal Reserve, Vox, Sam, Cato Institute, Sen Elizabeth Warren


Elizabeth Warren's latest proposal: cancel student debt, make college free

Elizabeth Warren has proposed a $1.25 trillion plan to forgive student debts and make all public college and university undergraduate education free, as well as earmarking $50B for historically Black colleges, and expanding federal grants to help pay for all students' non-tuition expenses. The plan will be funded through Warren's proposed annual wealth tax on family fortunes over $50M (this will also fund expanded public housing and universal child care). The plan joins her other progressiv...
Tags: Post, News, Education, Elizabeth Warren, Debt, Democrats, Warren, Black, Graeber, Student Debt, Trump, Sanders, Electoral College, 2020 Elections, Strike Debt, Tim Pierce


The Kids Aren’t Alright

For roughly the last decade, we’ve heard the motoring media bemoan Millennials as the generation that snubbed driving. Their inability to find and hold jobs that paid as well as their parents’ did at the same stages of life, combined with elevated costs of living and crippling student debt load, negatively impacted their purchasing power. Still, this […] The post The Kids Aren’t Alright appeared first on The Truth About Cars.
Tags: Debt, Data, Millennials, Studies, Autos, Automotive Industry, Auto Sales, Reports, Baby Boomers, Generation Z, News Blog, Gen Z, Auto Loans, Generational Gaps, Used Car Sales, Buying habits


Essential financial life skills for 21st-century Americans

Americans are swimming in increasingly higher amounts of debt, even the upper middle class.For many, this burden can be alleviated by becoming familiar with some straightforward financial concepts.Here's some essential financial life skills needed to ensure your economic wellbeing. None When it comes to Americans' finances, the statistics paint a pretty grim picture. According to Northwestern Mutual's 2018 Planning & Progress Study, Americans are facing greater challenges than ever when it comes...
Tags: Money, Finance, America, Success, Debt, Investment, Innovation, Federal Reserve, Baby Boomers, Peace Corps, Benjamin Graham, The Essays of Warren Buffett Financial


Dentistry's evidentiary vacuum allows profiteering butchers to raid our mouths for millions

Dentistry has always been medicine's poor cousin, lower in prestige and funding, with much less definitive research; this means that it's harder for someone to point at a procedure and definitively say, "That was unnecessary." At the same time, better oral hygiene and fluoridation has increased our overall dental health; and as that was happening, dental school tuition was mounting alongside all other forms of student debt. You can see where this is going: dentists are graduating from uni...
Tags: Health, Post, Texas, News, US, America, Debt, Atlantic, Butchers, Zurich, Student Debt, Dentistry, American Dental Association, San Jose California, Lund, Late Stage Capitalism


Mountain Ridge Associates’ Tips for Living Debt-Free

Going into debt is very easy, but when it comes to paying it off, many tend to struggle. Almost every American adult has debt, and while loans are not always bad, one needs to be very responsible to avoid falling into a messy debt trap. You may find yourself borrowing frequently because it’s so easy to access, but eventually this mindset catches up. The question is, in the midst of all this, is it possible for a person to live a debt-free life? The answer to this will depend on how willing you a...
Tags: Sales, Debt, How To, Mountain Ridge Associates, Mountain Ridge Associates While


What to Do If Your Credit Card Application Was Rejected

No one likes to admit that they’ve been rejected for a credit card, but it happens to more of us than you might think.Read more...
Tags: Credit Cards, Debt, Lifehacks, Credit Score


If You Can't Afford an Unexpected Tax Bill, Try Paying in Installments

One of the worst things about paying taxes is that you often don’t know what your tax bill is going to be until right before the deadline.Read more...
Tags: Taxes, Debt, Lifehacks, Irs


The two hidden intellectual moves behind the "progressive" argument against free college

Pete Buttigieg is one of the prominent members of the progressive wing of the Democratic party who opposes free college tuition, on the ground that the "benefits" of college accrue to those who attain a degree and that it's unfair to ask the majority, who don't attend college, to subsidize the minority who do. As sociologist (and economics critic) Elizabeth Popp Berman writes in the Washington Post, these objections only make sense in the context of two major, economics-driven shifts in h...
Tags: Post, News, Education, Washington Post, Debt, Democrats, Margaret Thatcher, Graeber, Student Debt, Central Park, Thatcher, Democratic Party, Berman, Tina, J W Mason, Pete Buttigieg


7 Financial Moves to Make in Your 20s

We know that public education today is short on the subject of financial literacy, so unless parents are teaching kids about finances, many youngsters are finding out about good financial decisions the hard way — through making mistakes. I just turned 30, and I wish I had done quite a few things differently. The following are 7 financial moves to make in your 20s that I wish I had made. If you want to increase the chances of prosperity down the road, do it, and remember to teach your kids: ...
Tags: Credit Cards, Marketing, Lifestyle, Debt, Ira, Start, Peace Corps, Sallie Mae, ROTH IRA, Kids and Money


TD Bank Study Reveals Medical Professionals Worry Student Debt Will Negatively Impact the Home Buying Process

TD Bank launches new product aiming to alleviate the unique challenges facing homebuyers in the medical field Cherry Hill, NJ – March 21, 2019 (PRNewswire) Almost a quarter of medical professionals who own homes say their student debt made buying a home more difficult, according to a new survey by TD Bank. Of those that don’t own a home but plan to, one in six are worried that student debt will make the process more difficult. Today, TD Bank announces the launch of a new Medical P...
Tags: Florida, New York, Medical, Toronto, Debt, Radio, Home Buying, Carolinas, Real Estate News, TD Bank Group, TD Bank, TD Bank America s Most Convenient Bank, Northeast Mid Atlantic Metro D, TD Auto Finance TD Bank, The Toronto Dominion Bank of Toronto Canada, North America The Toronto Dominion Bank


Apple launches credit card, gaming service

Made from laser-etched titanium, Apple's new credit card appears to use the company's San Francisco typeface, not Silian Rail. The Verge: Daily cash back of 2% on purchases with external vendors; and 3% cash back on purchases from Apple ... APR rates start at 13.24 percent, up to 24.24 percent. Also announced today was Apple Arcade, the company's new game service. The name's perfectly sweet; it's great that games are getting a place of their own outside the App Store, which is a terrible place t...
Tags: Apple, Post, News, San Francisco, Debt, App Store


Think About How Much Money You'll Save to Pay Off Debt

There’s no shortage of tips on how to save money and pay down debt: think about how your savings will benefit your future self, make it automatic, use an app to streamline the process, etc. But a new study—called “Amount and time exert independent influences on intertemporal choice,” published in Nature Human BehaviourRead more...
Tags: Personal Finance, Money, Savings, Debt, Lifehacks


5 Tips for Saving Money When You Have Low Income

Most of us want to save money so we can build wealth and plan for the future. We have goals we want to reach (like traveling) or things we want to buy (like a dream home). However, this can seem impossible when you’re surviving on low income. According to CNN, 25 million American households are living paycheck to paycheck. When money is tight, saving any amount can be the last priority on your list. You’re just trying to get by. So how do you save more money when you’re making minimum wage? How...
Tags: Motivation, Saving Money, Marketing, Debt, Investing, Cnn, David, Frugality, Irs, Make Money, EITC, Better Yourself


What's wrong with blaming "information" for political chaos

David Perell's 13,000 word essay, "What the Hell is Going On?" presents a reassuring -- and contrarian -- view on how our current dysfunction in politics, media, and business has come to pass, drawing on orthodox economic theories about "information asymmetry" in a way that makes the whole thing seem like a kind of adjustment period between a middling old world and a fine new one. I think Perell is wrong. His theory omits the most salient, obvious explanation for what's going on (the creati...
Tags: Post, News, Education, America, Debt, Ronald Reagan, Thomas Piketty, Fda, Trump, Perell, Late Stage Capitalism, Oligarchy, Guillotine Watch, Monopolism, David Perell, Epistemological Crisis


Targeting payday lenders, Branch adds pay on-demand features for hourly workers

Branch, the scheduling and pay management app for hourly workers, has added a new pay-on-demand service called Pay, which is now available to anyone who downloads the Branch app. It’s an attempt to provide a fee-based alternative to payday lending, where borrowers charge exorbitant rates to lenders on short term loans or cash advances. Borrowers can often wind up paying anywhere from 200 percent to over 3,000 percent on short term payday loans. The Pay service, which was previously only availabl...
Tags: TC, Money, Finance, America, Tech, Debt, Economy, United States, Credit, Loans, Payroll, Target, Taco Bell, Siddiqi, Siddiqui, Atif Siddiqi


China's "pawn shops" have loaned $43B, mostly secured by real-estate

In reports of China's looming debt crisis, it's common to see references to the "shadow finance" or "shadow banking" system, but it's not always clear what these terms mean. One concrete -- and growing -- example of the shadow banking system is the Chinese "pawn-shop" industry, who have $43B in outstanding loans, mostly made to business-owners for working capital, and largely secured by real-estate holdings. These are essentially payday loans for businesses, and come with exorbitant intere...
Tags: Post, Business, News, China, Debt, Economics, Beijing, Shanghai, Graeber, Bloomberg News, Bubblenomics, Mmt, Shadow Banking, 30 Percent Apr


How Paying Your Credit Card Minimum Puts You in a Debt Spiral

If you have a credit card, you should, theoretically, know how missing a payment or paying off less than your total balance each month can lead to a debt spiral. The interest rate on credit cards is very high compared to other financial products, and it compounds when you don’t pay your balance off in full each month.Read more...
Tags: Credit Cards, Debt, Lifehacks, Compound Interest


20% of gamblers attempt suicide — why don't we take the addiction more seriously?

Gambling addiction has been shown to have the same pharmacological effects as opiates. Eighty-five percent of all gambling revenue comes from slot machines. Casinos are designed to disorient and confuse patrons, from the lighting and carpeting to the key of machine sounds. None The smell is the first assault even though the triggers for sensory overload occur concurrently. That is by design. As the fog of cigarette smoke invades your nostrils (and clothing; look forward to those dry cleaning bil...
Tags: Gaming, Suicide, America, Neuroscience, Debt, Economics, BBC News, Innovation, Addiction, Las Vegas, Vegas, Trump, Derek, Cirque Du Soleil, Rutgers University, Chris Hedges


Parents Are Buying Loads of Cars for Their Adult Children

It looks as though more parents are increasingly paying for the transportation needs of their (sometimes very old) children. Thanks largely to abandoning the important job of parenthood, a Bank of America survey a discovered small portion of adults between age 23 and 37 are now able to put away legitimate savings. However, the prevalence […] The post appeared first on The Truth About Cars.
Tags: Debt, Bank Of America, Data, Millennials, Used Cars, Studies, Autos, Automotive Industry, Statistics, Auto Sales, Reports, Baby Boomers, News Blog, Auto Loans, Sign of the Times, Studies & Reports


4 Things You Should Do With Extra Money ASAP

According to a recent report by CareerBuilder, 78% of Americans who work full-time live paycheck to paycheck. That number is staggering. I know it’s tempting to splurge a little and spend on things you’ve never had the opportunity to before whenever you have extra money to spare at the end of the month, but consider investing the sum instead before all of it is gone. Thinking about the long term is hard, especially when it comes to finances, but life does get easier the earlier you start laying...
Tags: Retirement, Marketing, Lifestyle, Planning, Debt, David, Ira, Emergency Fund, Irs, Don, CareerBuilder, ROTH IRA, Roth IRA A Roth IRA


How Often Should You Talk About Your Budget for Maximum Effectiveness?

How Often Should You Talk About Your Budget for Maximum Effectiveness? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Let’s face it. We are all busy! Some more than others and it can vary day to day. But being “busy” isn’t a good enough excuse to not talk about your household budget with your partner. After all, if we want to live our best lives, and have our happiest households, then we simply must have our finances in order. Budget Talk As a co...
Tags: Personal Finance, Budget, Money, Saving Money, Groceries, Savings, Marketing, Budgeting, Debt, Finances, Cost Of Living, Emergency Fund, Bloody Mary, Paying Off Debt, Family and Kids, Everything Finance Everything Finance


When 'Now' Isn't the Best Time to Invest

Ask a financial professional when the “best” time to invest is, and they’ll tell you: yesterday. Assuming you didn’t start yesterday, the next best answer is today.Read more...
Tags: Credit Cards, Debt, Investing, Student Loans, Student Loan Debt, Lifehacks, Emergency Fund, Compound Interest


Financialization is wearing out its welcome

On the eve of Apple issuing a credit card (and following Carl Icahn's 2013 advice that "Apple should be a bank"), we seem to be reaching the end of financialization's dominance over the economy, a trend that started in the 1970s and has risen ever since -- but the tricks are wearing thin. See for example, the notorious Brazilian corporate raiders 3G bought out Kraft-Heinz and tried its usual MO of goosing profits by squeezing suppliers, paying its bills late, and cutting costs at the expense of...
Tags: Apple, Post, News, Ge, Debt, Paris, OECD, Graeber, Carl Icahn, Kraft Heinz, Late Stage Capitalism, Bubblenomics, Eschatology Watch, Financial Engineering, Party Like Its 2008, Grifter Capitalism


Affirm’s latest partnership brings its alternative financing to Walmart’s U.S. stores and website

Financial technology company Affirm, which offers consumers an alternative to cash and credit when paying for large purchases, has scored a notable new partner: Walmart. The companies announced this morning that Affirm’s financing options would be made available in over 4,000 Walmart Supercenters across the U.S., and will roll out to Walmart.com in the weeks ahead. Customers will be able to check their eligibility for an Affirm loan online before heading into Walmart to shop, and then receive th...
Tags: Personal Finance, TC, Money, Finance, San Francisco, Tech, Debt, Walmart, E-commerce, Customers, Paypal, Artificial Intelligence, Millennials, Credit, Payments, Loans


Affirm’s latest partnership brings its alternative financing to Walmart’s US stores and website

Financial technology company Affirm, which offers consumers an alternative to cash and credit when paying for large purchases, has scored a notable new partner: Walmart. The companies announced this morning that Affirm’s financing options would be made available in more than 4,000 Walmart Supercenters across the U.S., and will roll out to Walmart.com in the weeks ahead. Customers will be able to check their eligibility for an Affirm loan online before heading into Walmart to shop, and then recei...
Tags: Personal Finance, TC, Money, Finance, US, San Francisco, Tech, Debt, Walmart, E-commerce, Customers, Paypal, Artificial Intelligence, Millennials, Credit, Payments


Schedule an Extra Student Loan Payment on the Day the Interest Is Lowest

Understanding your loan’s interest cycle is one of the keys to ridding yourself of student loan debt. And an extra payment or two every now could help you lower your balance significantly—assuming your timing is right.Read more...
Tags: Personal Finance, Money, College, Debt, Student Loans, Loans, Lifehacks, Interest


Know How and When Your Student Loan Interest Rate May Change

If you have student loans, one of the keys to paying off your balance is understanding your interest rate and how it works. Read more...
Tags: Personal Finance, Money, College, Interest Rates, Debt, Student Loans, Loans, Lifehacks, Interest