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Stocks look 'resilient' as investors pour $120 billion into equity ETFs in the face of rising rates, BlackRock says

Craig Ruttle/AP Inflows into equity ETFs of $120 billion are outpacing inflows to bond ETFs, BlackRock said in a note Monday.  Stocks and bond yields generally have been moving higher simultaneously as the US growth picture improves.   Value and cyclical stocks are finding favor among investors, said the asset manager.  Visit the Business section of Insider for more stories. Inflows into the equity market are strong despite the spike up in rates as investors respond to economic growth pro...
Tags: Washington, Senate, US, Trends, Debt, Markets, House, Treasury, Earnings, Stocks, Bonds, John Williams, Stimulus, Equities, S&P 500, Growth


Stocks look 'resilient' as investors pour $8 billion into equity funds in the face of rising rates, BlackRock says

Craig Ruttle/AP Inflows into equity ETFs of $8 billion are outpacing inflows to bond ETFs, BlackRock said in a note Monday.  Stocks and bond yields generally have been moving higher simultaneously as the US growth picture improves.   Value and cyclical stocks are finding favor among investors, said the asset manager.  Visit the Business section of Insider for more stories. Inflows into the equity market are strong despite the spike up in rates as investors respond to economic growth prosp...
Tags: Washington, Senate, US, Trends, Debt, Markets, House, Treasury, Earnings, Stocks, Bonds, John Williams, Stimulus, Equities, S&P 500, Growth


Treasury yields spike to highest in over a year as investors weight inflation concerns against recovery prospects

Tetra Images via Getty The 10-year yield zoomed past 1.5% on Thursday, reaching a level not seen since February 2020 The pace of the selloff in bonds has "increased severely" over the past few weeks, according to a fixed-income strategist. The selloff comes as Congress is set to vote on a $1.9 trillion stimulus package  Visit the Business section of Insider for more stories. The yield on the US 10-year Treasury note surged to its highest in more than a year, with the rapid rise stoked by ...
Tags: Congress, US, Trends, Debt, Markets, Bloomberg, Treasury, Federal Reserve, Bond, Stimulus, Yield, Treasuries, Brean Capital, Carla Mozee, Treasury Inflation Protected Securities, Buchta


Treasury yields spike to highest in over a year as investors weigh inflation concerns against recovery prospects

Tetra Images via Getty The 10-year yield zoomed past 1.5% on Thursday, reaching a level not seen since February 2020 The pace of the selloff in bonds has "increased severely" over the past few weeks, according to a fixed-income strategist. The selloff comes as Congress is set to vote on a $1.9 trillion stimulus package  Visit the Business section of Insider for more stories. The yield on the US 10-year Treasury note surged to its highest in more than a year, with the rapid rise stoked by ...
Tags: Congress, US, Trends, Debt, Markets, Bloomberg, Treasury, Federal Reserve, Bond, Stimulus, Yield, Treasuries, Brean Capital, Carla Mozee, Treasury Inflation Protected Securities, Buchta


Tito’s budget tries to boost economic growth and arrest debt

Government spending has reached a record 41.7% of GDP, and the budget deficit has widened from 5.7% in 2019 to an estimated 14% The post Tito’s budget tries to boost economic growth and arrest debt appeared first on The Mail & Guardian.
Tags: Business, Government, Debt, Tax, Economy, South Africa, Revenue, Treasury, Vaccine, Gdp, Gross Domestic Product, Tito, Budget Speech, Johnson & Johnson, Finance Minister, Top Six


Snip, snip: Mboweni eyes wage bill, other future spending cuts

Last year, the finance minister noted that increased government spending has failed to promote growth over the past decade The post Snip, snip: Mboweni eyes wage bill, other future spending cuts appeared first on The Mail & Guardian.
Tags: Business, Debt, Unemployment, Gdp, Gross Domestic Product, Openaccess, National Treasury, Cosatu, Top Six, Tito Mboweni, Mboweni, South Africa (country, Unemployment Insurance Fund, COVID-19, Social Grants, Temporary Employer/Employee Relief Scheme


The budget-balancing act takes centre stage

Finance Minister Tito Mboweni has the difficult task of kick-starting a stalled economy while also cutting on spending The post The budget-balancing act takes centre stage appeared first on The Mail & Guardian.
Tags: Business, Taxes, Debt, Budget Deficit, Gross Domestic Product, National Treasury, FNB, Nedbank, Top Six, Dondo Mogojane, PricewaterhouseCoopers (PwC, Tito Mboweni, South Africa (country, COVID-19, Covid-19 Vaccine, Public Sector Wage Bill


Why You Shouldn't Make Monthly Payments on Your Paused Student Loan (Even If You Can)

If you live with student loans, you’ve likely been paying close attention to our government’s ongoing debates about enacting public student loan forgiveness—to the tune of $50,000, $10,000, or none at all. The context is familiar: the average American student loan debt hovers around $30,000, and was a repayment crisis…Read more...
Tags: Money, Finance, Debt, Economy, Loans, Lifehacks, Debt relief, Student Debt, Interest, Student Loan, Public Service Loan Forgiveness, Business Finance, Student Loans In The United States, Repayment Plan


3 takeaways from Realogy’s year-end results

The real estate holding company is downsizing its office footprint, creating a more integrated transaction experience and reducing debt.
Tags: Debt, Radio, Mortgage, Industry News, Realogy, Select, Guaranteed Rate, Ryan Schneider, Debt Ratio, Charlotte Simonelli, Realogy Title


10-year Treasury yield nears highest in a year as recovery prospects strengthen

Tetra Images via Getty The yield on the 10-year Treasury note was nearning 1.374%, which would mark the highest level since February 2020.  Yields have been surging as investors sell off bonds on expectations that recovery in the US economy will lead to higher inflation.  Bonds are looking undervalued against stocks, says Bank of America  Visit the Business section of Insider for more stories. The 10-year Treasury yield pushed close to its highest level in a year on Monday, as the outlook...
Tags: US, Trends, Debt, Markets, Bank Of America, Bloomberg, Inflation, Treasury, Stocks, Recovery, Bonds, Treasuries, Conference Board, Global Financial Crisis, Carla Mozee, Yields


Driven by Mortgages, U.S. Household Debt Hits New High

Source: StatistaU.S. household debt climbed to a record high of $14.6 trillion at the end of 2020, as mortgage debt surpassed $10 trillion for the first time. According to the New York Fed’s latest Household Debt and Credit Report, mortgage debt increased by a whopping $183 billion over the past three months alone. The increase was mainly driven by a record volume of mortgage originations, as many households took advantage of historically low mortgage rates to refinance their mortgages and ev...
Tags: Infographic, Debt, Mortgages, Radio, Statista, New York Fed, General Interest, Mortgages U S Household Debt Hits New High


Should I Buy a House Now?

With 10.1 million people out of work, why is the housing market hotter than it’s been in years? In December 2020, the median sales price of an existing single-family home was $314,300.  This represents a 13.5% increase from the prior December and is also the highest median price range for a December on record. If so many people are out of work in the financial crisis of the Covid-19 pandemic, how can others afford to buy a house? Answer: low interest rates. The average APR on a 30-year...
Tags: Real Estate, Marketing, Debt, Hoa, TCO, Ramit, Master Your Money, Finance Basics, TCO Total Cost of Ownership Additional


The numbers don’t lie: Tito Mboweni must focus on the long game, experts say

Experts offer their advice about what Finance Minister Tito Mboweni should focus on in next week’s budget speech The post The numbers don’t lie: Tito Mboweni must focus on the long game, experts say appeared first on The Mail & Guardian.
Tags: Business, Budget, Government, Debt, Tax, Poverty, Economy, Development, Unemployment, Revenue, Treasury, Experts, Gdp, Gross Domestic Product, Vaccines, Inequality


Why two startups are betting on debt instead of equity

When there’s a need for capital, not every startup goes the venture route. Boast.ai , a company that plugs into business systems and automatically finds them R&D tax breaks, announced Wednesday it has raised a $100 million credit facility from Brevet Capital to advance those R&D incentives. And proptech startup States Title announced it has closed on $150 million in debt financing from HSCM Bermuda , which had previously invested in the company.  States Title has developed paten...
Tags: Startups, Funding, Tech, Debt, Lennar Corp, Boast, Brevet Capital, Recent Funding, States Title, HSCM Bermuda, Max Simkoff, Boast.ai, Lloyed Lobo, Simkoff, State Title, North American Title Company NATC


Money mistakes cause vicious debt cycle

People earning up to R20 000 spend 60% of their salaries paying off arrears, a recent report reveals The post Money mistakes cause vicious debt cycle appeared first on The Mail & Guardian.
Tags: Business, Saving, Debt, Investment, Inflation, Openaccess, Financial Literacy, South African Reserve Bank, Top Six, South Africa (country, Sam Beckbessinger, Balloon Payments, Benay Sager, DebtBuster, Nominal Income, Tsungai Masendeke


Love and Money: Combining Finances After Marriage

It’s no secret that money talk is considered taboo, even in modern times.  You’re more likely to bump into a neighbor and get into a heated discussion about the latest in politics. Or to a good friend, divulge some personal things you and your partner discovered on the romantic front. But money? Nope, no. Heck no.  It turns out, we don’t even like talking about money to our significant other. In fact,  money is the number 1 thing  we fight about.  In an episode on Ramit’s Instag...
Tags: Credit Cards, Scripts, Instagram, Marketing, Debt, Mindset, Phil, Phillip, Angie, Angela, Ramit, Master Your Money, Finance Basics, Angie When Ramit


Investors should look to bonds and emerging-market stocks instead of holding cash as inflation climbs, UBS says

boonchai wedmakawand/Getty Images Inflation risks and central banks signaling rates are on hold will eat into cash returns, says UBS. The firm says investors should consider sovereign debt outside of the US in their search for yield. There's an "excess" in cash being held by private investors, UBS argues. Visit the Business section of Insider for more stories. Investors with an "excess" amount of cash should consider reducing those holdings in the face of rising inflation and seek yield i...
Tags: Money, US, Trends, Cash, Debt, Markets, Credit Suisse, Ubs, Treasury, Stocks, Bonds, Biden, Stock Market, Stimulus, Yield, Labor Department


Let’s Talk About Debt, Baby

You’ve been dating for six months now, and it’s feeling right. He gives you butterflies when he walks into the room. You think he could be “the one.” The problem is that you’ve been withholding some information from him. You’re not sure if you should even be bringing up such a topic so early on in a relationship – and quite frankly, this secret has the potential to make your new love interest run for the hills. You have $90,000 in student loan debt and $45,000 in credit card debt. You’re not qu...
Tags: Marketing, Lifestyle, Debt, Don, Money Beliefs


Abandoned flats cost Eskom R840-million

The budget for the Wilge Residential Development was R160-million but, when the project stopped, the bill was R840-million The post Abandoned flats cost Eskom R840-million appeared first on The Mail & Guardian.
Tags: Debt, Fraud, National, Eskom, Top Six, South Africa (country, Kusile Power Station, Tender Fraud, Wilge Residential Development


7 Financial Reasons Why You Should Live in a Tiny House

The American Dream has always been based on the idea of homeownership and that bigger is better. If you need confirmation of this fact, then look no further than last year’s statistics that show how the average American home is 2,400 square feet. It averaged 2,000 during the housing boom years in the early 2000s and even less if you go back in history. But even though average home sizes are increasing, there’s a small but growing trend in the opposite direction: tiny houses. Documentaries on ti...
Tags: Housing, Marketing, Lifestyle, Debt, House, Frugality, the American dream


World leaders: Global recovery requires multilateral cooperation

Addressing the Covid-19 health and economic crisis requires international relations based on cooperation, the rule of law, collective action and shared principles The post World leaders: Global recovery requires multilateral cooperation appeared first on The Mail & Guardian.
Tags: Opinion, France, Angela Merkel, Debt, Senegal, G20, Globalisation, United Nations, European Commission, Carbon Emissions, Who, World Health Organisation, Vaccines, Exclusive, UN Climate Change Conference, International Relations


Realogy continues to tap into the market to reduce debt

The holding company has been using the economic conditions created by COVID to shed its label as an over-leveraged company.
Tags: Debt, Radio, Compass, Apollo, Industry News, Apollo Global Management, Realogy, Brokerage, Select, Ryan Schneider


Expected family contributions for college loans might be going away, thanks to COVID-19

Nestled somewhere in the 5000-page COVID relief bill signed earlier this month, there was also a significant change to the Free Application for Federal Student Aid (FAFSA) form: the deceptively-named Expected Family Contribution is being replaced by a "Student Aid Index." — Read the rest
Tags: Post, News, Debt, Higher Education, Student Loans, Colleges, Student Debt, Fafsa, Debt Traps, Debt Crisis, Free Application for Federal Student Aid FAFSA, Student Loan Crisis


3 steps a millennial couple took to pay off $118,000 of student-loan debt in just one year

Karen Akpan owed over $69,000 in student-loan debt, while her husband owed $40,000. Karen Akpan Millennial couple Karen and Sylvester Akpan paid off $118,000 of student-loan debt in one year. Akpan told Insider she was inspired by Dave Ramsey's "gazelle intensity" method. They took 3 steps: selling their house to buy an RV, creating a budget, and increasing their income. Visit Business Insider's homepage for more stories. For Karen Akpan, 2020 ended on a high note. She and her husband, Syl...
Tags: Personal Finance, College, Savings, US, Trends, Wealth, Debt, Karen, Student Loans, Student Debt, Sylvester, Ramsey, Trotter, Dave Ramsey, Arts & Culture, Hillary Hoffower


How One Late Student Loan Payment Affects You

Have you ever wondered what would happen if you made one late student loan payment? Not being late every month, or every few months, but just once? Perhaps you envision being scolded by some Sallie Mae rep, incurring devastating fees, or taking an immediate hit on your already fragile credit score. And while these…Read more...
Tags: Republished, Shutterstock, Money, Debt, Student Loans, Credit, Loans, Lifehacks, Credit Reports, Sallie Mae


As housing market blazes, Realogy seeks $400M in capital

The company announced a new senior note offering Wednesday, with the goal of paying down other debts.
Tags: Debt, Housing Market, Radio, Industry News, Realogy, Brokerage, Select, Offering, Ryan Schneider, Senior Notes


7 Lessons My Kids’ Puzzles Taught Me About Financial Independence

“It always seems impossible until it’s done.” – ­Nelson Mandela That’s what I thought when my kids opened the gift they got this past Christmas. You see, my friend gave us two puzzles as presents. A 1,000 piece monster for my 11-year-old, and a 500 piece head-scratcher for my 8-year-old. My kids opened the boxes right away, spreading all 1,500 pieces all over the house. Meanwhile, I was at the back looking like Albert Einstein because my hair started graying out immediately from the thought o...
Tags: Saving Money, Marketing, Debt, Nelson Mandela, Albert Einstein, Fed, Financial Freedom, Money Beliefs, Money Stories, Helen Rowland Amen


New York's largest health system is reportedly suing 2,500 patients over unpaid medical debt even though most hospitals suspended their claims during the coronavirus pandemic

Northwell Health, New York's largest health system, reportedly sued 2,500 patients over unpaid medical bills during the coronavirus pandemic. Al Bello/Getty Images Northwell Health, New York's largest health system, sued 2,500 patients last year over unpaid medical debt, The New York Times reported. New York Attorney General Letitia James halted the state's collection of medical debt through December 31, 2020. Richard Miller, Northwell's chief business strategy officer, told the Times ...
Tags: New York, News, US, Trends, Debt, Hospitals, New York Times, Healthcare, The Times, Manhattan, Times, Andrew Cuomo, Medical Debt, Lenox Hill Hospital, Northwell Health, NYU Langone


Want Americans to graduate college? Make it affordable.

Many of the fastest-growing jobs in the U.S. require a postsecondary education, while college tuition rates continue to climb. Recent research finds that making college more affordable improves bachelor degree attainment. Aid recipients who benefit most are students from historically underrepresented groups. The benefits bestowed by a college degree are well-known. Degrees open access to job opportunities and, with them, economic stability. The average earning potential of a college graduate is...
Tags: Education, Finance, Youth, America, Debt, Society, Mit, Teaching, United States, Innovation, Community, Nebraska, Department Of Education, Foundation, Urban Institute, Baum


5 Simple Ways to Regain Control of Your Finances

You’re busy – I get it. You have a lot of stuff going on, and spending time on your finances seems like another huge responsibility to add to your already full plate. But whenever you take a look at your wallet, you wonder where all of your money went. You haven’t looked at the details of your credit card bill in months, and you have a pile of unopened bills lying on the kitchen table. You keep telling yourself that you’ll get around to creating a budget, but you never do it. You want to dig yo...
Tags: Marketing, Budgeting, Debt, Investing, Nike, Money Management, Money Tips