Posts filtered by tags: Equifax[x]


 

As year of free credit-report monitoring from Equifax ends, here’s what to do

People who accepted Equifax’s monitoring offer after a data breach in 2017 have been notified that the free service, TrustedID Premier, will expire at the end of January.
Tags: Business, News, Economy, Equifax


Your Money Adviser: Year of Free Credit Report Monitoring Is Ending. Here’s What to Do Now.

The free service started after Equifax’s huge breach in 2017. Consumer advocates suggest placing a security freeze — not a lock — on credit files.
Tags: News, Privacy, Credit Scores, Identity Theft, Consumer Protection, Computer Security, Equifax Inc, Equifax, Personal Finances, TransUnion LLC, Experian PLC


Warning: “GDPR Extortion” Could Hurt Your Business, Here’s What to Do!

Most US-based business leaders are at least somewhat familiar with the GDPR (EU General Data Protection Regulation.) Although this broad set of data regulations is designed to protect the privacy of citizens in the European Union, it will significantly affect US businesses as well. It will also likely lead to a new and costly cybercrime: “GDPR extortion.” How will EU-based data regulations affect businesses in the US? What is GDPR extortion? How can businesses protect themselves? These are the ...
Tags: Google, US, Sales, Research, Eu, European Union, European Commission, Gdpr, Equifax, EU General Data Protection Regulation Although


LifeLock Review – Protecting Your Identity

LifeLock is the most recognizable identity theft protection company. But does it work, and is it worth the cost? Our LifeLock review has the answers. LifeLock Identity Theft Kevin Mercadante's rating 9.5 Security Features 9.5 Program Cost 9.0 ...
Tags: Google, Personal Finance, Microsoft, Marketing, Samsung, Customer Service, Bank, LifeLock, Credit Karma, Norton, U S Postal Service, Standard, Equifax, Tempe Arizona, TransUnion, Advantage


Survey of the 2019 security landscape reveals some surprising bright spots

Chrome security engineer and EFF alumna Chris Palmer's State of Software Security 2019 is less depressing than you might think: Palmer calls out the spread of encryption of data in transit and better signaling to users when they're using insecure connections (largely attributable to the Let's Encrypt project); and security design, better programming languages and bug-hunting are making great strides. Palmer also identifies the rise of tech worker protests over unethical projects (drones, ce...
Tags: Security, Post, News, Australia, China, Palmer, Infosec, Joel, Servo, Equifax, Chris Palmer, Proof-of-work Doesn't Work (still, Chris Palmer Noncombatant


Big List of Free Consumer Data Reports (2/2): See Your Confidential Rental History, Insurance, Retail, & Employment Data

Links checked and new agencies added for 2019. Here is the second part of my big list of free consumer reports from over 50 different reporting agencies. The first part included your credit, banking, and subprime lending-related information. This part includes your housing, insurance, and employment history. Request a free copy every 12 months of what these databases have stored about you and are telling prospective landlords, insurers, or employers. Again, you may not need to check all of t...
Tags: Career, Real Estate, Wikipedia, Marketing, Insurance, LexisNexis, Ftc, Equifax, Employment Data, Contemporary Information Corp CIC, Screening Reports Inc, Automated Property Loss Underwriting System Auto, Verisk, Verisk Provide, Medical Information Bureau, Milliman IntelliScript


Marriott Says Hackers Stole More Than 5 Million Passport Numbers

Marriott has downsized its original estimate on a major data breach, but the number of people affected is still historic. The hotel group announced Friday that it now believes hackers accessed the records of up to 383 million guests, following an investigation it conducted with a forensics and analytics team. In November, it had reported an estimate of as many as 500 million guests. From a report: Even at that lower figure, the Marriott incident remains one of the largest personal data breaches ...
Tags: Facebook, Tech, Social Security, Reddit, Marriott, Equifax


What are the Credit Reporting Agencies for Businesses?

Building a business credit score is essential for every small business. According to a survey done by Manta in 2016, 72% of small business owners do not even know their credit score. Many are not even aware they have a separate business credit score. Borrowing money to grow your business is only one reason to focus on building your business credit score; the other is that without a strong credit score, you may miss out on business opportunities. Your credit score determines whether others decid...
Tags: Sales, Small Business Loans, Fico, Manta, SBA, Dun Bradstreet, Equifax, EIN, Ansonia, ChexSystems, Better Business Bureau BBB, Dun Bradstreet PAYDEX, Cortera, Equifax Equifax, Credit Reporting Agencies for Businesses, Major Business Credit Reporting Agencies Many


How to Dispute Something on Your Equifax Credit Report

If you have a mistake on your Equifax credit report, you need to take action. Find out here how to dispute inaccurate information.
Tags: Finance, Article, FBN, Equifax, Motley Fool, Fbn/markets, Fox-business/markets, Equifax Credit Report, 221dbc22-fd39-5bb9-9d76-d35cfb4dc5db


Targeting Phishing Attacks: Security Best Practices to Protect Your Business

By Mike Petsalis Email gets a bad rap. It’s treated as a cumbersome messaging system that was invented to work on the system that came before the internet, and has been rumored to be “dead” or dying for years now. Yet, it is still used extensively wherever communication is necessary for normal business operations. Its openness is what makes it useful, but also insecure. Fortunately, email security and the measures organizations can take to stop email threats have advanced sufficiently to still m...
Tags: Google, Security, Facebook, England, Technology, Office, Sales, Cyber Security, Fbi, Social Security, Email Security, Facebook Twitter LinkedIn, BEC, U S Office of Personnel Management, Equifax, National Health Service NHS


Congressional Report on the 2017 Equifax Data Breach

The US House of Representatives Committee on Oversight and Government Reform has just released a on the 2017 Equifax hack. It's a great piece of writing, with a detailed timeline, root cause analysis, and lessons learned. Lance Spitzner also commented on this. Here is my testimony before before the House Subcommittee on Digital Commerce and Consumer Protection last November. [Author: Bruce Schneier]
Tags: US, Reports, Data Breaches, House of Representatives Committee, Bruce Schneier, Equifax, Breaches, National Security Policy, Equifax Data Breach, Lance Spitzner, House Subcommittee on Digital Commerce


Equifax, Western Union, Priceline settle with New York attorney general over insecure mobile apps

New York’s attorney general has settled with five tech and financial giants, requiring each company to implement basic security on their mobile apps. The settlements force Credit Sesame, Equifax (yes, that Equifax), Priceline, Spark Networks, and Western Union to ensure data sent between the app and their servers are encrypted. Specifically, the attorney general said their apps “could have allowed sensitive information entered by users — such as passwords, social security numbers, credit card nu...
Tags: New York, Tech, House, Federal Trade Commission, Credit Karma, Western Union, Underwood, Equifax, Wi Fi network, Barbara Underwood, Equifax Western Union Priceline, Credit Sesame Equifax, Equifax Priceline Spark Networks


Targeting Phishing Attacks: Security Best Practices to Protect Your Business

By Mike Petsalis Email gets a bad rap. It’s treated as a cumbersome messaging system that was invented to work on the system that came before the internet, and has been rumored to be “dead” or dying for years now. Yet, it is still used extensively wherever communication is necessary for normal business operations. Its openness is what makes it useful, but also insecure. Fortunately, email security and the measures organizations can take to stop email threats have advanced sufficiently to still m...
Tags: Google, Security, Facebook, England, Technology, Office, Sales, Cyber Security, Fbi, Social Security, Email Security, Facebook Twitter LinkedIn, BEC, U S Office of Personnel Management, Equifax, National Health Service NHS


Democrats Want Internet Companies to Be Liable for Data Loss Like Banks and Hospitals

Should we hold companies like Equifax and Facebook responsible for the protection of our personal information in the same way we hold banks and hospitals responsible? Should we expect the same level of control over data we’ve given to Google as we do with information shared with our doctor or lawyer?Read more...
Tags: Google, Facebook, Science, Privacy, Policy, US Senate, Equifax, Brian Schatz, The Data Care Act


Equifax how-it-was-mega-hacked damning dossier lands, in all of its infuriating glory

'Entirely preventable' theft down to traffic-monitoring certificate left expired for 19 months A US Congressional report outlin]ing the breakdowns that lead to the 2017 theft of 148 million personal records from Equifax has revealed a stunning catalog of failure.…
Tags: Software, US Congressional, Equifax


Congressional Republicans say Equifax breach was "entirely preventable," blames "aggressive growth strategy" but reject measures to prevent future breaches

Equifax doxed 145 million Americans, dumping their most sensitive financial data into the world forever, with repercussions that will be felt for decades to come. A Congressional panel convened to evaluate the causes of the breach has , endorsed by the Republicans on the committee: Equifax, in a drive to attain fast growth, acquired companies at a rate that exceeded its ability to securely integrate them; it neglected its IT, resulting in a critical vulnerability remaining unpatched for 1...
Tags: Post, News, Congress, House, Committee, Congressional, Equifax, Breaches, The Doxing Of America


Equifax Breach Was Just as Infuriating and Dumb as You Thought, New House Report Finds

House Republicans spent 14 months investigating the 2017 Equifax breach only to reach the same conclusions that virtually everyone else with a brain did in the immediate aftermath of the company’s disclosure. The breach was “entirely preventable,” lawmakers found, and the credit reporting agency’s shit management did…Read more...
Tags: Security, Science, Privacy, House, Equifax


Equifax breach was ‘entirely preventable’ had it used basic security measures, says House report

A House Oversight Committee report out Monday has concluded that Equifax’s security practices and policies were sub-par and its systems were old and out-of-date, and bothering with basic security measures — like patching vulnerable systems — could’ve prevented its massive data breach last year. It comes a little over a year after Equifax, one of the world’s largest credit rating agencies, confirmed its systems had fallen to hackers. Some 143 million consumers around the world were affected — mos...
Tags: Congress, Tech, Canada, House, Homeland Security, Smith, Richard Smith, Committee, U K, Equifax, Wyatt, House Oversight Committee, David Webb


House Panel Issues Scathing Report On 'Entirely Preventable' Equifax Data Breach

An anonymous reader quotes a report from The Hill: The Equifax data breach, one of the largest in U.S. history, was "entirely preventable," according to a new House committee investigation. The House Oversight and Government Reform Committee, following a 14-month probe, released a scathing report Monday saying the consumer credit reporting agency aggressively collected data on millions of consumers and businesses while failing to take key steps to secure such information. "In 2005, former Equifa...
Tags: Tech, House, Richard Smith, House Oversight And Government Reform Committee, Equifax, Equifax Data Breach, Republicans Equifax


Top FTC official is so such a corporate shill that he has conflicts of interest for 100 companies, including Equifax and Facebook

Andrew Smith is Trump's chief of the FTC Consumer Protection Bureau, in charge of investigating companies that abuse Americans -- but he can't, because he has previously provided services for over 100 of America's largest companies, including Facebook, a whack of payday lenders, Amazon, American Airlines, Amex, BoA, Capital One, Citigroup, John Deere, Equifax, Expedia, Experian, Glaxosmithkline, Goldman Sachs, Jpmorgan, Linkedin, Microsoft, Paypal, Redbubble, Twitter, Sotheby's, Transunion, Ube...
Tags: Facebook, Post, News, America, Social Security, Smith, Donald Trump, Ftc, Trump, Andrew Smith, Public Citizen, Equifax, Makena, Senate Commerce, Cambridge Analytica, Amazon PayPal


Marriott’s poor data breach response is putting victims at risk of phishing

Last Thursday, Marriott sent out millions of emails warning of a massive data breach — some 500 million guest reservations had been stolen from its Starwood database. One problem: the email sender’s domain didn’t look like it came from Marriott at all. Marriott sent its notification email from “email-marriott.com,” which is registered to a third party firm, CSC, on behalf of the hotel chain giant. But there was little else to suggest the email was at all legitimate — the domain doesn’t load or h...
Tags: Tech, Williams, Marriott, Starwood, CSC, Troy Hunt, Equifax, Nick Carr, Jake Williams, Nick Sweeting


Marriott’s breach response is so bad, security experts are filling in the gaps — at their own expense

Last Friday, Marriott sent out millions of emails warning of a massive data breach — some 500 million guest reservations had been stolen from its Starwood database. One problem: the email sender’s domain didn’t look like it came from Marriott at all. Marriott sent its notification email from “email-marriott.com,” which is registered to a third party firm, CSC, on behalf of the hotel chain giant. But there was little else to suggest the email was at all legitimate — the domain doesn’t load or hav...
Tags: Tech, Williams, Marriott, Starwood, CSC, Troy Hunt, Equifax, Nick Carr, Jake Williams, Nick Sweeting


PayU ties up with analytics firm Equifax; questions, questions

Naspers-backed PayU has partnered with analytics firm Equifax to study users’ transactional behavior. Both the companies said that this association would “enable financial institutions to get an insight into their consumers’ transactional behavior” but do not specify if this data... ...
Tags: Travel, News, Finance, Credit, Naspers, Equifax, Digital Payments, Payu, Digital Lending


Hackers get data of up to 500 million guests of Marriott’s Starwood hotels dating back to 2014

The information of as many as 500 million guests at Starwood hotels has been compromised and Marriott said that it’s discovered that unauthorized access to data within its Starwood network has been taking place since 2014. It could be among the largest data breaches on record. The company said Friday that credit card numbers and expiration dates of some guests may have been taken. For as many as two-thirds of those affected, data exposed could include mailing address, phone number, email address...
Tags: Sport, Soccer, Hilton, Marriott, Starwood, Sheraton, Sorenson, Arne Sorenson, Equifax, Ted Rossman, Jeff Flaherty


Massive hack at Marriott’s Starwood hotels snares info from 500 million guests

The information of as many as 500 million guests at Starwood hotels has been compromised and Marriott said that it’s discovered that unauthorized access to data within its Starwood network has been taking place since 2014. It could be among the largest data breaches on record. The company said Friday that credit card numbers and expiration dates of some guests may have been taken. For as many as two-thirds of those affected, data exposed could include mailing address, phone number, email address...
Tags: Sport, Soccer, Hilton, Marriott, Starwood, Sheraton, Sorenson, Arne Sorenson, Equifax, Ted Rossman, Jeff Flaherty


DHS plans to use credit-scores to judge who may become a citizen

The US Department of Homeland Security has published a new proposed rule that would make people ineligible for US citizenship if their credit-scores were poor. Notionally, the rule-change is meant to prevent immigrants from becoming burdens on the welfare system (migrants do not make disproportionate use of any public welfare system). However, the credit reporting bureaus are notoriously inaccurate and arbitrary in the credit-scores they assign; if you have a lot of assets but do not borro...
Tags: Post, News, China, US, America, Dhs, Migration, Usausausa, Credit, Federal Trade Commission, US Department of Homeland Security, Equifax, Josh Lauer, Citizen Scores, Poor Tired Huddled Masses, Celso Flores


Here’s how we take back control over our digital identities

The data reckoning has arrived. We’re already too familiar with the breach headlines: Equifax, Under Armour, Target. But in 2018, social media brands came under the spotlight as well: half a million accounts’ data were inadvertently exposed in Google+, and another 29 million users’ data in the Facebook breach this fall. The repercussions of these breaches go far beyond just one service because social authentication is used with thousands of connected apps. How often have we all clicked “Sign-in ...
Tags: Google, Startups, Facebook, Contributors, Equifax


Facebook hack proves we need new user authentication methods

Just when you thought Facebook has put the worst of its troubles behind, the social media giant revealed on Friday that it had experienced a new security incident that possibly affected 90 million users. However, unlike previous scandals, in which malicious actors used legitimate features of the Facebook app and APIs for their evil ends, this was a hack involving a security flaw that allowed hackers to hijack user accounts. Facebook is far from being the first company to expose user accounts to ...
Tags: Startups, Facebook, Equifax, Syndication


Argent, a smart crypto wallet app with a banking look, raises $4M from Euro VCs

One of the biggest problems for the mainstream adoption of crypto is the need for memorizing seed phrases, the inability to get your cryptocurrency back if something goes wrong, the list goes on. Until major issue like this are solved, crypto is going to remain a pretty elite game. Argent is a project which recently won the prestigious inaugural user experience prize at Devcon4 by addressing many of these issues. It’s a crypto wallet that lets you also port your ID around (much like a Google or...
Tags: Apple, Google, TC, Europe, Tech, Cryptocurrencies, Blockchain, Creandum, Index Ventures, Julien, BCG, Itamar, Gerald, Equifax, Cambridge Analytica, Amazon Visa


Companies keep losing your data because it doesn't cost them anything

Data breaches keep happening, they keep getting worse, and yet companies keep collecting our data in ever-more-invasive ways, subjecting it to ever-longer retention, and systematically underinvesting in security. Why does this keep happening? Because it's affordable. In 2014, Home Depot breached more than 50,000,000 credit-cards; in 2016, they paid less than $0.34/customer in restitution. There are longer-term reputational costs associated with breaches, but these are not generally factor...
Tags: Google, Facebook, Post, Business, News, Law, United States, Equifax, European General Data Protection Regulation, Depraved Indifference, Surveillance Capitalism, Binding Arbitration, It's The Economy Stupid, Zuboff, Anthem eBay JPMorgan Chase Home Depot, Erik Sherman Motherboard