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Leading a healthy life can help you save more money in the longterm

The COVID-19 pandemic has, for many, shone a light on how deeply health and finance are intertwined. Getty Images Living a healthy lifestyle can save you more money over time. Healthier habits can have an impact on your household finances. Here are some tips to improve your personal finances by leading a healthier life. See more stories on Insider's business page. There are a lot of different factors that go into saving money. Beyond the obviously like good financial planning, there ar...
Tags: UK, Money, Saving Money, Saving, Life, Finance, International, Trends, Investing, Nordic, Financial Advice, Health Advice, BI General Contributors, International Contributors, Finance Contributors, Qayyah Moynihan


4 personal finance books that changed my relationship to money for the better

Welcome to Personal Finance Insider, a biweekly newsletter that connects you with the stories, strategies, and tips you need to be better with money. Rachel Mendelson/Insider Here's what: Books I'm currently obsessed with I'm a book lover. You can find me reading no less than three books at any given time. Usually one is a novel and the other two are nonfiction.Picking up a nonfiction book is one of the most cost-effective ways to mentally download a ton of information about...
Tags: Personal Finance, US, Newsletter, Trends, Fidelity, Ramit Sethi, Financial Advice, Rodgers, Twitter Facebook Linkedin, Sethi, Morgan Housel, Jen Glantz, Tanza Loudenback, Instagram Stories, Stephanie Hallett, Money Advice


A survey of 2,000 Americans found they're more likely to talk about politics and relationships with their friends than money

Business Insider Americans are more likely to talk to their friends about politics and sex than money, a Master your Money poll found. Thomas Barwick/DigitalVision/Getty A taboo around money persists in America, according to a new Insider poll. Talking money with friends is unpopular across all generations, and more so among older Americans. Money is a sensitive topic, but discussing it can lead to better financial outcomes. This article is part of a series focused on millenn...
Tags: America, Trends, Atlantic, Financial Advice, Tanza Loudenback, Joe Pinsker, Pinsker, Edit Series, BI Graphics, Master Your Money, Thomas Barwick, Joanna Lin Su, Master Your Money 2021, Money taboos, Money and Relationships, Mym-polls


5 ways cutting corners can hurt the success of your franchise business

Franchisees have the luxury of a franchise support system with tools to help navigate the difficulties of running a business. Hinterhaus Productions/ Getty Images Underestimating startup costs is a one way to create risk for your franchise before it's launched. Franchisees should tap into the built-in franchise support system for advice on finance and operations. Having a business plan is the best way to cover all the financial and operational strategies for success. See more stories ...
Tags: Startups, Entrepreneur, Trends, Strategy, Startup Funding, Nordic, Franchise, Financial Advice, Contributor, Stefanie Ricchio, Contributor 2019


8 things agents need to know about filing 2020 taxes

North Carolina-based tax professional Dalaine Bradley shares what real estate agents need to know about filing taxes in the midst of a pandemic.
Tags: Radio, Income Tax, Agent, North Carolina, Irs, Financial Advice, Select, Filing Taxes, Personal Finances, Paying Taxes, Federal Income Taxes, Agent Finances, 2020 Taxes, State Income Taxes, Dalaine Bradley


Master Your Money Virtual Event: Personal finance professionals demystify credit and debt

Business Insider Insider In an upcoming Virtual Event on Tuesday, May 18 at noon ET, personal finance professionals will demystify credit and debt. The event is part of the Master Your Money series, delivering money advice, ideas, and inspiration to millennials. Click here to register for this free virtual event. To help millennials take control of their money, Insider presents "How to take control of debt, build credit, and set yourself up to build wealth," a free, live virt...
Tags: Trends, Zimbabwe, Swaziland, Wallis, Bootcamp, Financial Advice, Pierre, Fidelity Investments, Jan Mayen, Grenadines Samoa San Marino Sao Tome, Insider Inc, Libby Kane, Edit Series, Master Your Money, PFI SP, Live Digital Bootcamp


Advice for New Grads?

I got called by Insight Magazine to give some advice to new grads on what they should be doing about their finances, many years ago. It was so long ago, the magazine no longer exists. I gave some answers to the interviewer, but as usual, I was not sure I was very clear or eloquent, so now I will attempt to be more clear to those that might have read the article. Get The Heck Out of Debt You have just graduated from University, and you might be carrying upwards of $70K in debt (hopefully...
Tags: Marketing, University, Payday Loans, Financial Planning, Las Vegas, Financial Advice, Peter, Don, TFSA, University Costs, Kraft Dinner, Procrastination and Financial Planning, Paul Lowering


What lengths would you go to to pay off your debt?

In this extract, from the anthology Upshot curated by Lauren Beukes, the author imagines rich people and voters at home deciding on his character’s fate The post What lengths would you go to to pay off your debt? appeared first on The Mail & Guardian.
Tags: Money, Opinion, Retirement, Finance, Debt, Investment, Income, Debt relief, Wage, Universal Basic Income, Financial Advice, Openaccess, Longevity, Lauren Beukes, Debt Slavery, Basic Wage


As a financial advisor, there are 5 things I'm telling my clients to do to prepare for the new year

Even in troubled times, there are always opportunities (author not pictured). Klaus Vedfelt/DigitalVision/Getty It's been a challenging year, but there's still time to strengthen your financial situation heading into 2021. In conversations with clients, I'm advising them to review household budgets, set goals for the near- and long-term, and keep investing. Also, if you're in the position to do so, consider ways to take advantage of low interest rates, like paying off student...
Tags: Trends, Budgeting, Financial Planning, US Treasury, Financial Advice, Financial Advisor, Edit Series, Master Your Money, PFI SP, Joseph Edmondson, Equitable Advisors, MYM Thrive, Fidelity-bonus-thrive-content


'The One-Month Plan to Master your Money' is a free ebook to help get your finances ready for 2021

Skye Gould/Business Insider Financial success rarely happens overnight. It begins with awareness, relies on thoughtful action, and is maintained by consistent habits. Master your Money, a series by Business Insider, is designed to help millennials take charge of their financial future. If you feel lost when it comes to your money or discouraged after a recent setback, our new ebook can help. Outlined as a four-week curriculum with three tasks per week, "The One-Month Plan to Master your Mo...
Tags: Trends, Budgeting, Financial Planning, Financial Advice, Tanza Loudenback, Edit Series, Master Your Money, PFI SP, MYM Thrive, Skye Gould Business Insider Financial, fidelity-toolkit-eBook-promo-article


Interesting Facts About Self-Directed IRA

A self-directed IRA is a type of IRA that can provide you with a chance to save for retirement, just like any other form of IRA, on a tax-advantaged basis. What makes it different, though, is the type of assets you can invest in.
Tags: Jobs, Ira, Financial Advice, Discover Career Opportunities


Saving money might be hard, but it can kick off a lifetime of financial security and even long-term happiness

Saving money isn't always easy, but it's necessary. Luis Alvarez/DigitalVision/Getty Maintaining a savings account is the foundation for financial security. Without one, all it takes is one unplanned expense or unforeseen job loss to throw you off course. If your necessary expenses are covered and there's cash left over, saving it is the best option. Plus, research shows that financial security contributes greatly to happiness. This article is part of a series focused...
Tags: Saving Money, Trends, Financial Planning, Npr, Emergency Fund, Financial Advice, Dan Buettner, Financial Security, Atlantic New York Times, Buettner, Tanza Loudenback, Luis Alvarez, Edit Series, Master Your Money, PFI SP, MYM Thrive


In the race to achieve financial success, don't lose sight of your 'why'

Welcome to Personal Finance Insider, a bimonthly newsletter that connects you with the stories, strategies, and tips you need to be better with money. iStock; Alyssa Powell/Business Insider Here's what: Don't lose sight of your 'why' During my tenure as a personal-finance reporter I've spoken to dozens upon dozens of financial experts. I've asked them in various ways for their best advice about saving money, paying down debt, developing better spending habits, and investing. Without fai...
Tags: Personal Finance, Trends, Financial Planning, Fidelity, Financial Advice, Financial Planner, Mark, Don, CFP, Kevin Matthews, SJ, Tanza Loudenback, Money Advice, Behavioral Finance, Brian Portnoy, Alyssa Powell


The benefits of talking about money can't be ignored, and we should do more of it

Welcome to Personal Finance Insider, a bimonthly newsletter that connects you with the stories, strategies, and tips you need to be better with money. Alyssa Powell/Business Insider Here's what: Let's talk about money Chances are, if you're reading this, you want to learn about money. But when was the last time you talked about money with someone? Anyone besides the cashier at the grocery store in the last week? The last month? Six months? Money can be a really uncomfortable, emotionall...
Tags: Personal Finance, US, Trends, Financial Planning, Financial Advice, CFP, SJ, Tanza Loudenback, Money Advice, IP Graphics, Alyssa Powell, PFI Newsletter, Elizabeth Aldrich, Tanza, Gerald Grant Jr, Gerald Grant III


Master your Money Live Digital Bootcamp: Personal finance professionals share advice on how to take control of your money

Skye Gould/Business Insider In an upcoming Live Digital Bootcamp, two personal finance professionals will discuss steps and share ideas for taking control of your money once and for all. The conversation is part of the Master your Money series, delivering money advice, ideas, and inspiration to millennials. During BI's Master your Money Live Digital Bootcamp, the experts will talk about optimizing your money systems, reducing stress around money, tips for building good habit...
Tags: Trends, Zimbabwe, Swaziland, Wallis, Business Insider, Financial Advice, CFP, Pierre, Fidelity Investments, Tanza Loudenback, Dell Technologies, Jan Mayen, Grenadines Samoa San Marino Sao Tome, Insider Inc, Edit Series, Master Your Money


Financial Advice Trusted Adviser launches, and more daily news

Financial Advice has launched its Trusted Adviser mark although the public launch is scheduled for February 2021 to coincide with the new regime. The Trusted Adviser mark looks to recognise and award advisers that meet the set requirements. “The Trusted...
Tags: Financial Advice


Harness that back-to-school energy for your money

Welcome to Personal Finance Insider, a bimonthly newsletter that connects you with the stories, strategies, and tips you need to be better with money. iStock; Alyssa Powell/Business Insider Here's what: 'Tis the season No, not the holiday season (yet!). 'Tis the season to reset, get organized, and set intentions for the rest of the year, back-to-school style.Even though many students aren't convening on physical campuses this year, you can still leverage the new-year, new-me mindset. I ...
Tags: Personal Finance, Trends, Budgeting, Investing, Financial Planning, Financial Advice, Don, Kevin Matthews, Tanza Loudenback, Alyssa Powell, Personal Finance Insider, PFI Newsletter, Tanza, Three Black, Olivia Christensen


Why Should You Invest In Monthly Income Plans?

You can trace the beginning of saving money in your life into childhood when you used to keep money in a piggy bank. Your parents were always telling you about the value of savings, especially while dealing with tough times. Once you start earning and paying for things from your pocket, you realize how crucial difficult it can become to save a part of your earnings every month. Building a habit of saving money instils financial discipline in life, which can benefit you in the long run.If the id...
Tags: Personal Finance, Startups, Savings, Life Insurance, Others, Financial Advice, Monthly Income Plan


Life Lessons You Learn When You Take Financial Risks

If you want to make serious money in this world, you have to take ownership of capital – or in old-fashioned language, the means of production. When you do, you’re faced with a choice. You can either leave your money in a diversified portfolio and wait for the economic tide to deliver returns. Or you can go into the hectic world of trading and try your hand at timing the market.  Academic economists strongly recommend that you don’t do that . They point out that beating the market con...
Tags: Startups, Others, Financial Advice, Financial Management, Managing Risk, Visio Lending


Where to Find Free Financial Advice During the Pandemic

Managing your finances is hard enough when times are good. Now that many of us are dealing with uncertainty, unemployment, and anxiety about ... well, everything, it’s become even more difficult to decide what to do with our money—if we even have enough brain space to deal with our finances after we deal with all of…Read more...
Tags: Budgeting, Financial Planning, Lifehacks, Financial Advice, Coronavirus


Jocko Willink Takeover — On Quitting, Relationships, Financial Discipline, Contrast Baths, and More (#395)

“You might have to make some tactical retreats in order to win the long war, but never quit on your strategic vision. Never quit on getting to the ultimate place where you want to go.” — Jocko Willink Jocko Willink (@jockowillink) takes over the show for a special episode. Jocko is one of the scariest human beings […]
Tags: Relationships, Lifestyle, The Tim Ferriss Show, Financial Advice, Navy SEAL, Jocko, JOCKO WILLINK, Jocko Willink Jocko Willink @jockowillink, Jock Willink


3 Reasons You Should Never Let Your Employer Choose Where To Invest Your 401(k)

by Pamela Yellen, founder of Bank On Yourself Among employers offering 401(k) retirement plans today, 90 percent automatically put employees’ money into a Target Date Fund (TDF). And according to a report from MarketWatch, as of 2018 more than half of all 401(k) accounts had fully 100 percent of their assets in TDFs. From my new book “Rescue Your Retirement: Five Wealth-Killing Traps of 401(k)s, IRAs and Roth Plans — and How to Avoid Them” I look at three reasons not to let your employer pick y...
Tags: Startups, Retirement, New York Times, Financial Planning, Bank, Retirement planning, Marketwatch, Financial Advice, Government Accountability Office, TDF, Center for Retirement Research at Boston College, Professionalisms, Pamela Yellen, 401(k, Bank On Yourself Among, Bank On Yourself


Expecting The Unexpected: How To Prepare For Financial Emergencies

It’s perfectly natural to think “that will never happen to me,” but unexpected emergencies do happen, and it is crucial to be prepared for them. There are some precautions you can take before, during and after a financial emergency to ensure you stay on track and financially afloat. Create an Emergency Fund. Prevention is better than cure, especially when it comes to your finances. Try to set aside a certain amount of your income each month to prepare for the unexpected. Ideally, this s...
Tags: Startups, Others, Financial Advice


The Good, The Bad, & The Ugly Of US Mobile Banking Experiences In 2019

Mobile apps have become the touchpoint of choice for millions of people to manage their finances. To find out how effectively banks are meeting customers’ expectations, Forrester regularly reviews the mobile apps of leading banking brands around the world. As part of our most recent set of reviews (in February and March of this year), […]
Tags: Marketing, US, Customer Experience, Banking, Financial Services, Chief Digital Officer, Forrester, Digital Strategy, Mobile Banking, Age Of The Customer, Digital Business, Digital Banking, Financial Advice, Mobile Strategy, Digital Experience, CMOS


What stops us from following financial advice? We may be more biased than you think

While improving consumers’ financial literacy has finally received the attention it deserves among policymakers, many people still lack the knowledge to make informed financial decisions. Thus, when it comes to financial matters, the majority of households turn to advisors.Clearly, however, advisors’ recommendations—however beneficial they might be—do not translate into informed financial decisions if clients do not act on them. So what makes people follow financial advice once they have sought ...
Tags: Books, Gender, Featured, Finance, Economics, Journals, Social Sciences, Financial Advice, Business & Economics, Demography, Virtual Issue, Financial Literacy Month, Andreas Walter, Oscar Stolper, Review of Financial Studies


The Easiest Money Transfer Options For Sending Overseas

There are many reasons why you might need to send money overseas. Perhaps you are doing business with an overseas company, expanding your own business outside of your home country, or maybe you’re just helping out a friend who’s traveling or lives abroad. Whatever your reasons, you’ll be glad to hear that sending money abroad is now easier than ever before. Money can often be transferred immediately, giving both parties the peace of mind that they need when it comes to making payments, borrowin...
Tags: Startups, Paypal, Money Transfer, Transferwise, Western Union, Others, Financial Advice, OFX


4 Banks With Fantastic Savings Interest Rates

If you have a savings account from a local bank, chances are that you aren’t earning much money each year. While it’s beneficial and smart to have a savings account, wouldn’t it be better if you were earning money on the dollars that you’re putting away? Instead of settling for the interest rate that your local bank is offering, you’d be quite surprised at how much money you could be making with a high-yield account. A savings account is a great way to make passive money. Put funds into the acc...
Tags: Personal Finance, Startups, Savings, Barclays, American Express, Goldman Sachs, Others, Marcus, Financial Advice, FDIC, CIT Bank, Barclays Online Savings, Barclays ATM, Goldman Sachs Marcus, CIT Bank Savings Builder, Banks With Fantastic Savings Interest Rates


Démarrage D’entreprise Québec: 5 Financial Mistakes To Avoid

From your first ever paycheck to your very last one, you’re constantly making decisions about your finances. Your choices today about how to spend, save, or invest will significantly affect your life in the future. If you’re an entrepreneur, your choices are even more crucial because they don’t just affect your financial well-being, they also impact your brand and your employees. Understanding your finances will go a long way into making sure that you avoid potential missteps. Here are the 5 mo...
Tags: Startups, Others, Financial Advice, Business Advice, Business Finance


7 Ways To Discuss Finances With Your Spouse

The honeymoon period is over, and it’s time to have some serious conversations about money with your spouse. But what’s the best way to go about it? The difficult reality is that finances can break relationships. In fact, studies show that finances are the second-most common reason marriages end, right after infidelity. However, the silver lining is that couples who take the time to discuss money and establish solid financial plans have a higher net worth than those who don’t. Here are seven wa...
Tags: Personal Finance, Startups, Money Matters, Others, Financial Advice, Don


5 Tips to Get a Headstart on a Good Financial Future

Here are five ways that you can get a head start on financial planning so that you can have the future that you want.
Tags: Jobs, Financial Advice, Discover Career Opportunities