Posts filtered by tags: Financial Responsibility[x]


 

How Often Should I Replace My Cell Phone?

We all know people who buy the new Android or iPhone as soon as it’s released. Some need to have the latest technology while others buy it as a new (very expensive) toy. But how often should you consider cell phone replacement? A multitude of things contribute to the decision of replacing a mobile device.  A few are listed below. Battery Life Battery life is already a major complaint of many phone users, so when it begins to degrade it becomes a major factor in wanting to ditch the current ph...
Tags: Technology, Saving Money, Marketing, US, Financial Responsibility, Boost Your Cell Phone Signal, Amazon Recommends, Better Camera Sometimes


How Often Should I Replace My Cell Phone?

We all know people who buy the new Android or iPhone as soon as it’s released. Some have a need to have the latest technology while others buy it as a new (very expensive) toy. But how often should I replace my cell phone? A multitude of things contribute to the decision of replacing a mobile device.  A few are listed below. Battery Life Battery life is already a major complaint of many phone users, so when it begins to degrade it becomes a major factor in wanting to ditch the current phone. ...
Tags: Technology, Saving Money, Marketing, Samsung Galaxy, Financial Responsibility, Boost Your Cell Phone Signal


Always Check Your Itemized Receipt!

I’ve never seen my wife open up her purse and hand a complete stranger $60. Think about what it would be like to open up your wallet or purse, take out three crisp to the touch twenty dollar bills and just hand them to someone for no reason at all. Had my wife not double checked her receipt from the salon, that’s exactly what she would have done. My wife had gone to her favorite salon for some services. When I picked her up, I asked for the receipt so I could enter it into the account register....
Tags: Marketing, Financial Education, Financial Responsibility


Teens And Money: Struggle Can Teach Financial Responsibility

Raising a responsible, financially savvy teenager can be challenging. There are conflicting interests at every turn. Finding a balance between the want for them to have everything they need and want, allowing them to be independent, and just sitting them down and teaching them skills to be successful to be an adult can be extremely difficult. In preparation for heading off to college in just a few short months, my son has compiled a list of things he wants to buy for his dorm room, and for gene...
Tags: Marketing, Teenagers, Kids And Finances, Financial Responsibility


Teens And Money: What Should Teenagers Pay for?

Teaching teenagers about personal finances includes requiring them to pay for some things on their own. As a parent, part of me would like to pay for everything my son needs, allowing him to use his own funds to have as much fun as possible before taking on the responsibilities of an adult. But a bigger part of me knows that I need to find a balance between requiring him to use the income stream from his part time job to pay for his financial responsibilities, and continuing to provide the supp...
Tags: Personal Finance, Marketing, Teens And Money, Brock Follow Clever Dude, Kids And Finances, Financial Responsibility


September Update: $10,000 Debt Repayment

In June I announced my mission to pay off $9,888.00 in debt by the end of the year.  I’ll be utilizing every means necessary to do it, including: Reducing weekly spending Re-starting my mystery shopping side hustle Pick up extra writing jobs Temporarily halt deposits into our emergency fund / savings I’m three months in, and making significant progress towards my goal.  Here’s this month’s breakdown: Minimum Monthly Payment The minimum monthly payment for the current billing cycle was $130....
Tags: Budget, Marketing, Debt, Debt Repayment, Interest, Brock Follow Clever Dude, Financial Responsibility


Cash Vs. Convenience

I tried something a little different this weekend, attempting to spend only cash.  I found that sticking to cash only spending can be difficult, as temptation to ditch the greenbacks in my wallet in favor of swiping plastic can rear it’s ugly head at any time. I ran into just such a scenario in Walmart over the weekend. In a bit of a hurry as I entered the self-checkout area at Walmart, I headed towards the only open register. I got within ten feet of it and noticed the red background indicating...
Tags: Budget, Marketing, Cash, Walmart, Spending, Credit, Convenience, Debit, Financial Responsibility


July Update: $10,000 Debt Repayment Update

In June I announced my mission to pay off $9,888.00 in debt by the end of the year. I’ll be utilizing every means necessary to do it, including: Reducing weekly spending Re-starting my mystery shopping side hustle Pick up extra writing jobs Temporarily halt deposits into our emergency fund / savings It’s the middle of the month, and as promised it’s time for my very first update. Let’s take a look at the breakdown of how we did this month! Minimum Monthly Payment The minimum monthly payment...
Tags: Marketing, Debt, Debt Repayment, Financial Freedom, Brock Follow Clever Dude, Financial Responsibility


Do You Waste Money On Cell Phone Upgrades?

Think about the last time you upgraded your cell phone. Did you have to upgrade, or did you get caught up in the shiny glow of a new handset? If the upgrade happened out of pure consumerism, was it a conscious decision? There’s a big difference between shelling out your hard earned cash on a new toy and knowing it vs being made to think you need to upgrade your phone. Cellphone salespeople will try to convince you an upgrade is a necessity. I witnessed this over the weekend when my wife and I...
Tags: Cell Phones, Frugality, Brock Follow Clever Dude, Financial Responsibility, Phone Upgrade


Teens And Finances: 4 Reasons You Should Have Access To Your Teen’s Bank Accounts

  When my son got his first part-time job, we opened both a checking and savings account for him. Since he’s a teenager, the bank required an adult be added as a secondary signer on the accounts. I added myself, which allows his accounts to be visible within my login to our bank’s online portal. Having access to my son’s accounts through the bank’s online tools has proven to be benficial in many ways. Monitor Spending With the click of a few buttons, I can view the transaction history of h...
Tags: Teenagers, Savings Account, Teens And Money, Checking Account, Brock Follow Clever Dude, Kids And Finances, Financial Responsibility