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All the Tax Credits You Can Take for 2018

Can you smell it in the air? It’s tax season, and we’re all trying to get the biggest refund possible. That means taking advantage of tax deductions and credits to lower our bill. Check out this post for the deductions you can take in 2018, and read on for information on credits.Read more...
Tags: Personal Finance, Money, Taxes, Tax credits, Lifehacks


All the Tax Deductions You Can Take for 2018

This tax season promises to be an...interesting one, with the government shutdown and new tax law provisions colliding to create a perfect storm of confusion and inefficiency. Read more...
Tags: Personal Finance, Money, Taxes, Lifehacks, Tax Season


Pick the Target-Date Fund That Aligns with Your Goals, Not Just Your Retirement Year

It might be time to rethink which target-date fund you’re investing in with a different calculation in mind.Read more...
Tags: Personal Finance, Money, Retirement, Investing, Lifehacks, Target Date Funds


How Car Title Loans Work

In life, a financial emergency can arise in many ways. Whether you are late on bills, facing an unforeseen expense from a medical emergency or damage to your home or… Read more » The post How Car Title Loans Work appeared first on Noobpreneur.com.
Tags: Personal Finance, Business, Car Title Loan


Simplify Your Investments with the 3-Fund Portfolio

One of the key questions of investing is, naturally, what exactly to invest in. You know it should be a mutual fund, right? And you’ve heard that “low cost” and “diverse” are good. But what does that actually look like? Spend a little time on personal finance message boards for help, and you’re sure to come across…Read more...
Tags: Personal Finance, Money, Investing, Lifehacks, Bogle


Injured At Work? Here’s How To Leverage Worker Compensation Benefits (Infographic)

Injuries are bad and when your household depends on your job, they become worse. As you’d need rest for recovery, any severe injury would make you take time off of… Read more » The post Injured At Work? Here’s How To Leverage Worker Compensation Benefits (Infographic) appeared first on Noobpreneur.com.
Tags: Personal Finance, Business, Legal, Infographic, Workers Compensation, Injured At Work


Most Common Medical Errors: What Patients Need To Know

Every day, millions of people in the United States seek medical attention. We all plan to enter the healthcare setting ill and come out on the other side feeling better.… Read more » The post Most Common Medical Errors: What Patients Need To Know appeared first on Noobpreneur.com.
Tags: Personal Finance, Business, Legal, United States, Medical Malpractice


How (and Why) to Start Investing Right Now 

If you’re like the average American, you’re already losing a bit of steam on your New Year’s resolutions. Rather than fret over all of the ways you’re not measuring up, though, cross an easy one off of your list, and invest a little extra money.Read more...
Tags: Personal Finance, Money, Goals, Investing, Lifehacks, Resolution


When is the Best Time to Look for New Appliances?

When is the Best Time to Look for New Appliances? is a post originally published on: Everything Finance - Everything Finance - Its all about Money! Whether we are homeowners or renters, at some point we are going to have to purchase or replace appliances in our home. Appliances are not usually something that we tend to give much thought to when we look at our monthly budget. But we should have a good plan in place for them because they can get EXPENSIVE. So when is the best time to start looking...
Tags: Personal Finance, Saving Money, Marketing, Budgeting, Finances, Cost Of Living, Everything Finance Everything Finance


How to Prevent Your Credit Card Issuer From Canceling Your Card

If you’ve had credit card debt in the past, or you have an older card you don’t really use anymore, you’ve probably read the advice that you shouldn’t actually cancel your card, rather keep it open to boost your credit score (more on how that works here). In theory, it’s a nice plan. But if you’re not actively using…Read more...
Tags: Personal Finance, Credit Cards, Money, Debt, Lifehacks, Credit Score


How Will the Government Shutdown Affect Your Wallet?

All aboard! We’re navigating you through uncharted water. Here’s how the longest government shutdown in American history may impact your wallet and what you can do about it. Table of Contents Impact on Tax Returns Tips for Government Employees Affected Tips for Government Retirees General Tips to Budget for Emergency Scenarios Bottom Line A s of this weekend, we’ve now reached the longest government shutdown in U.S. history. The last government shutdown of this magnitude was in the m...
Tags: Personal Finance, New York, Budget, News, Congress, Washington Post, Washington, Marketing, House, Npr, Ira, Instacart, Irs, Cnbc, Opm, Yahoo Finance


Ask Yourself These Questions About Your Retirement Income

How much money you need in retirement depends on a host of variables beyond how much professionals suggest you save each year. Each person will need a different nest egg, depending on the priorities, lifestyle and other assets.Read more...
Tags: Personal Finance, Money, Retirement, Savings, Goals, Lifehacks


A 7-Step Guide to Building Your Ultimate Emergency Fund

L ast year, a survey conducted by Bankrate found that showed most Americans have less than $1,000 saved for emergencies. What would you do if you lost your job and had less than $1,000 to your name? Odds are, you’d start racking up debt or ask someone to borrow money until you can get back on your feet. That’s why having an iron-clad emergency fund is so important. In this article, I’ll give you our seven steps to building the ultimate emergency fund. Let’s first start with establishing long...
Tags: Personal Finance, Videos, Marketing, Financial Planning, Credit Card, FDIC, Bankrate, Dave Ramsey, CIT Bank, Avalanche Method, Money and Life


Should You Update Your Income With Your Credit Card Issuer?

If you have a credit card you’ve likely received a number of emails and mailers—or been prompted when you log in to your account online—asking you to update your salary information on an annual basis. It might seem intrusive, but issuers ask because the Credit Card Act of 2009 requires them to verify a cardholder’s…Read more...
Tags: Personal Finance, Credit Cards, Money, Privacy, Lifehacks


LifeLock Review – Protecting Your Identity

LifeLock is the most recognizable identity theft protection company. But does it work, and is it worth the cost? Our LifeLock review has the answers. LifeLock Identity Theft Kevin Mercadante's rating 9.5 Security Features 9.5 Program Cost 9.0 ...
Tags: Google, Personal Finance, Microsoft, Marketing, Samsung, Customer Service, Bank, LifeLock, Credit Karma, Norton, U S Postal Service, Standard, Equifax, Tempe Arizona, TransUnion, Advantage


How to Prevent Market Dips From Tanking Your Retirement

For those with decades until retirement, the market’s swings are just a part of the investing process. As long as your asset allocation is in line with your risk tolerance, you can more or less sit back, ignore daily movements and turn off CNN when things get rocky. But for new retirees and those just a few years…Read more...
Tags: Personal Finance, Money, Retirement, Cnn, Stocks, Lifehacks


Ask Your Student Loan Servicer to Ungroup Your Loans

One way to pay off your student loans faster is to, well, make extra payments. But rather than applying additional funds to interest payments only, you can request that they be applied to the principal balance. We’ve written about how to go about doing that here.Read more...
Tags: Personal Finance, Money, Debt, Student Loans, Lifehacks


Has Your Student Loan Servicer Given You the Wrong Info About Your Loans?

One piece of advice Lifehacker gives in pretty much every post about student loans is to make sure you’re tracking all of your payments and double-checking that your servicer hasn’t messed up any of your information or repayment progress. It’s become so commonplace for these institutions to mess up the process they’ve…Read more...
Tags: Personal Finance, Money, Consumer Rights, Student Loans, Lifehacks, Consumer Protection


January Money Challenge: Establish Your Financial Foundation

In 2019, we’re bringing back monthly financial challenges on Two Cents (you can see 2017's version here). Each is meant to help us focus on a different aspect of our money, and, ideally, develop small changes into measurable differences in our financial lives.Read more...
Tags: Personal Finance, Money, Lifehacks, Money Challenge, Money 2019, Establish Your Financial Foundation


What to Know About Marginal Tax Rates

You may have heard that over the weekend newly minted Congresswoman Alexandria Ocasio-Cortez said in an interview with 60 Minutes that there’s precedent for wealthy Americans at the “tippy tops”—in this case, those earning over $10 million—to pay a marginal tax rate “as high as 60 percent or 70 percent.” Read more...
Tags: Personal Finance, Money, Taxes, Lifehacks, Tax Rates, Alexandria Ocasio Cortez, Congresswoman Alexandria Ocasio Cortez


How to Get the Best Car Insurance Cover

Quite recently, we came across a customer who was completely lost in the hectic scramble of picking a car insurance policy. Here’s what she wrote, “I was in the market… Read more » The post How to Get the Best Car Insurance Cover appeared first on Noobpreneur.com.
Tags: Personal Finance, Business, Car Insurance


Is a Gym Membership REALLY Worth it for You in the Long Run?

Is a Gym Membership REALLY Worth it for You in the Long Run? is a post originally published on: Everything Finance - Everything Finance - Its all about Money! We all know that with the New Year, comes the infamous New Year’s Resolutions. And more often than not, they include getting into better shape. This undoubtedly equates to joining a gym. But, is getting a gym membership really going to be worth it for you in the long run? What’s Your Why? If you have made a New Year’s Resolution to get i...
Tags: Personal Finance, Craigslist, Money, Savings, Marketing, Budgeting, Finances, Everything Finance Everything Finance, Facebook Marketplace Free, American Society of Training and Development That


Try a 52-Week IRA Challenge in 2019

Two Cents readers are likely familiar with the 52 week money challenge—you increase your savings by $1 every week for a year. The first week you save $1, the next week you save $2, and so on, until you’ve accumulated $1,378 by the end of the year.Read more...
Tags: Personal Finance, Money, Retirement, Savings, Investing, Challenge, Ira, Lifehacks


Non-Financial Goals That Can Help You Save Money

Between 401(k)s, 529s, IRAs, high-yield accounts and apps that do the work for you, there’s no shortage of ways to save money. And using these accounts and apps effectively is key to long-term financial health.Read more...
Tags: Personal Finance, Money, Saving Money, Goals, Lifehacks


Stores in These States Must Give You Cash for Your Gift Cards

Everyone’s been in a situation where they’ve used a gift card and are left with a tiny amount of money left—it’s not enough for another purchase, and you don’t really want to buy something else with only a $1.43 discount, but you don’t want to discard the gift card either. That’d be like throwing away money.Read more...
Tags: Personal Finance, Money, Lifehacks, Gift Cards


Survey Finds Reverse Mortgage Appeal Higher Among Those Under 50

Around 15% of Americans say they would consider a reverse mortgage once eligible, according to a new survey released Thursday, with responses varying widely depending on age. Among respondents — investors between the ages of 35 and 64 who were polled by Kiplinger and digital wealth management company Personal Capital — 31% of those under 50 said they would consider a reverse mortgage, while only 10% of those over 50 reported that same sentiment. The figures compare with a historically low pe...
Tags: Personal Finance, Featured, Retirement, Finance, Kiplinger, Personal Capital


The Basics of Parent PLUS Loan Forgiveness

The terms and conditions of qualifying for student loan forgiveness can be confusing. Just take these stats: As of summer 2018, only 289 of nearly 29,000 people who applied for Public Service Loan Forgiveness were approved. That’s a 99 percent rejection rate.Read more...
Tags: Personal Finance, Money, College, Student Loans, Lifehacks, Public Service Loan Forgiveness, Reader Q


Stop Paying Unnecessary Fees in the New Year 

Welcome to 2019. We’re all better, more responsible people now, and doesn’t that feel great? We’re getting our spending under control, excelling at our hobbies and setting up better boundaries with technology.Read more...
Tags: Personal Finance, Money, Fees, Lifehacks, Resolutions, 2019


A Beginner’s Guide To Investment And Fund Management

A managed fund is something that has been developed to typically aid small investors. The management side of things is usually taken care of by insurance companies and financial experts. The fund itself is a mutual fund with investors in various kinds of securities in order to reduce the amount of risk of loss when in a downturn. Minimising risk is an essential component when it comes to investment management. There are lots of different types of managed funds. Let’s take a look at some of the...
Tags: Personal Finance, Finance, Marketing


How to Prepare for a No-Spend Month

If you’re planning to follow along with the handful of Lifehacker staffers participating in a No-Spend January, you’ll want to do a bit of preparation before you dive in.Read more...
Tags: Personal Finance, Money, Saving Money, Lifehacks, Resolutions, 2019