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4 Best Places to Live for Financial Independence

It’s possible to achieve financial independence no matter where you live if you save and invest the majority of your income. But if you move to a place with a low cost of living, you won’t need as big of a nest egg to exit the workforce. Here are five of the best places for financial independence around the world.  4 Best Places for Financial Independence Worldwide Puerto Vallarta, Mexico If you’ve always dreamed of being a digital nomad, Puerto Vallarta may be the right city for you....
Tags: Personal Finance, Florida, Saving, Retirement, Marketing, US, Canada, Miami, Cost Of Living, Panama, Grand Rapids, Puerto Vallarta, Panama City Panama Panama, US Grand Rapids


How to Save Money as a One-Car Household (and Make It Work)

How to Save Money as a One-Car Household (and Make It Work) is a post originally published on: Everything Finance - Everything Finance - Its all about Money! A few months ago, we sold my husband’s car and downsized to become a one-car family. I’ve always said that my husband and I would ultimately drive both of our cars into the ground before getting a new one. Well, his car ultimately kicked the bucket first once it hit over 200,000 miles and became too expensive to maintain or repair. This has...
Tags: Saving, Marketing, Car, Family Budget, Everything Finance Everything Finance, Your Car Maintenance Auto Insurance Auto


Money Market Account VS Savings Account – What’s the Difference?

There are many different savings vehicles to choose from, but two of the most common are money market accounts and savings accounts. There are similarities between the two—both pay interest, have fixed balances, and are pretty easy to deposit money into or withdraw it out.  Either account type could accomplish your savings goals. But there are significant differences between them, and those differences could help you decide when one is more appropriate as a savings vehicle than the other. Mone...
Tags: Saving, Marketing, FDIC, United States Treasury, MMDA


How to Build Wealth and Still Have Your $3 Coffee

We all want to be wealthy, however, we’ve been duped into believing that the only way to get there is through savings. We give you some pointers that teach you how to build wealth that extends beyond the savings account and enters the realm of investing and conscious spending. Oh, and did we mention you can still have your $3-a-day coffee?  ______________________________________________________________________________ Remember those finance gurus from a few years ago (can we even say decade...
Tags: Saving, Marketing, Investing, Starbucks, Ira, Irs, Max, Robo, Ramit, VW GTI, Master Your Money, Advanced Personal Finance


Sling TV Review: How to Watch TV Without Cable

Sling TV Review: How to Watch TV Without Cable is a post originally published on: Everything Finance - Everything Finance - Its all about Money! I gave up my cable TV package at least 7 to 8 years ago and never looked back. This is when streaming services like Netflix and Hulu were just starting to gain widespread popularity. Today, there are so many streaming services available for just a few dollars per month. Getting rid of cable can be an excellent way to save money. But, it could also lead ...
Tags: Apple, Saving, Marketing, Budgeting, Netflix, SEC, Hulu, Amazon Fire TV, Sling TV, Everything Finance Everything Finance, Sling Blue, Apple TV Roku Amazon Fire TV, DecisionData


7 Creative Ways to Save Money With Amazon

7 Creative Ways to Save Money With Amazon is a post originally published on: Everything Finance - Everything Finance - Its all about Money! Almost everyone I know has an Amazon account these days. It’s convenient to order things you might need on Amazon, but it can also save you money as well. On the contrary, shopping online can be an easy trap that leads you to overspend. If you’re shopping online every day, odds are you will definitely blow your budget.  However, there are several ways to ...
Tags: Amazon, Saving, Marketing, Budgeting, Amazon Prime, Amazon Here, Amazon Warehouse, Amazon Household, Everything Finance Everything Finance, Amazon Warehouse Deals, Amazon Subscribe, Creative Ways to Save Money With Amazon, Cashback Services Rakuten, Swagbucks Rakuten, Amazon Amazon Warehouse


4 Ways Adopting a Minimalist Lifestyle Will Improve Your Finances

A lot of people get minimalism wrong – thinking that they have to get rid of everything they own. But that’s really not the truth. In a gist minimalism is eliminating things from your life that don’t serve a purpose or bring you happiness. These aren’t just material items either. They can be negative people in your life or something such as a soul-sucking job. Adopting a minimalist attitude can improve your life in many ways. You’ll be dedicated to paying attention to what brings you happiness a...
Tags: Amazon, Organization, Saving, Marketing, Save Money, Financial Goals, Minimalism, Rewards Of A Minimalist Lifestyle


Money mistakes cause vicious debt cycle

People earning up to R20 000 spend 60% of their salaries paying off arrears, a recent report reveals The post Money mistakes cause vicious debt cycle appeared first on The Mail & Guardian.
Tags: Business, Saving, Debt, Investment, Inflation, Openaccess, Financial Literacy, South African Reserve Bank, Top Six, South Africa (country, Sam Beckbessinger, Balloon Payments, Benay Sager, DebtBuster, Nominal Income, Tsungai Masendeke


A 'frugalist' software developer who saves 60% of his income explains how he lives on about $1,000 a month

Oliver Noelting, a self-described "frugalist." Joana Schlutter / frugalisten.de German software developer Oliver Noelting lives on just $1,047 a month with his young family. Noelting saves 60% of his income with the aim of achieving financial freedom. He said the key lies in a "top-down" approach and one key question. Visit Business Insider's homepage for more stories. "Sitting in the same office from 9 a.m. to 5 p.m. every day until I can retire at 67? My job is fun, but I didn't want tha...
Tags: Personal Finance, Money, Saving Money, Saving, Life, Finance, Frugal, Careers, Trends, Frugality, BI International, Business Insider Deutschland, PFI Related Content Module, Saving Habits, Saving Hacks, Jeevan Ravindran


5 Financial Benefits of Being a One Car Family

Although becoming a one car family isn’t possible for everyone, if you can manage it, you’ll save a ton of money. Owning one vehicle is expensive, let alone two or three. Between maintenance and insurance, your spare car could be costing you hundreds of dollars per month.  If you could save that money or use it to pay down your debt instead, you’d be able to accomplish your financial goals even faster. Read on if you want to learn more about the numerous financial benefits of being a one c...
Tags: Personal Finance, Family, Saving, Marketing, Budgeting, Save Money, AAA, Pay Off Debt, How To Save More Money


2020 Year End Tax Moves You Can Start Making Now

$aving to Invest With year-end around the corner most people are far more focused on holiday shopping rather than on reducing their tax liability. But the fact is that unless you make tax saving... Read the rest of the post...
Tags: Saving, Marketing, Tax, Credit, Cutting, Taxes and Retirement, Deduction


Conscious Spending Plan: How to Budget by Looking Into the Future

So, you’ve been thinking of drawing up a brand new budget to reign in your spending.  But there’s a problem. You  start a new budget  with the best of intentions only to forget to follow through or you simply get annoyed with it. Maybe you’ll try again next month, right? The cycle goes on and on, and you’re left disappointed and broke.  This is common for many people, but why? Budgets fail because they’re unsustainable. Why are they unsustainable? Because they focus entirely on need...
Tags: Saving, Marketing, Netflix, Spending, ROTH IRA, AirPods, Tiller Money, Master Your Money, Molina s Cantina, Finance Basics, Rich Don


How to Beat the Eat at Home Challenge

For some, the eat at home challenge is not a challenge at all. We’ve got no place better we can go and eating at home seems to be the most cost-effective way to cut back during the COVID financial slump that many of us are seeing. But eating at home doesn’t mean that everyone is eating home-cooked meals. Ordering in is pretty tempting, and we can get away with it by telling ourselves that we’re supporting the restaurant industry. Which, to be honest, isn’t a bad goal. It’s just not that cost-fri...
Tags: Personal Finance, Saving, Marketing


Which is Cheaper: Keg or Canned Beer?

My wife and I throw a party every Memorial Day weekend. We supply our guests choices of soft and alcoholic beverages including beer. During party planning each year my wife and I discuss whether to buy cases of canned beer or a keg. The perception is getting a keg is similar to buying in bulk, therefore it’s cheaper. But is keg or canned beer cheaper? I decided to breakdown the math and compare the cost of a keg of domestic light beer to buying the same beer in cans. Note: Prices may vary by l...
Tags: Personal Finance, Saving Money, Saving, Time, Marketing, Css, Beer, Party, Costco, Mailchimp, Sam s Club, Cost Analysis, Cost Comparison, Blue Apron Review Save Money


Why Even High-Income Earners Are Not That Far From The Edge of Poverty

$aving to Invest Despite earning more than $100,000 in household income many people still feel that they are living month-to-month and that a loss of employment or sudden medical emergency could... Read the rest of the post...
Tags: Saving, Marketing, Wealth, Income, Credit, Personal Finance and Money


Money can't buy happiness, but how we adjust 3 financial 'levers' can drastically affect how we feel

As individuals, we have a lot of control over how much we earn, spend, and save or invest. FS Productions/Getty Research shows that outside of genetics, more of our happiness is determined by factors we can control than factors we can't. When it comes to our money, we have control over how much we earn, spend, and save or invest. Adjusting these inputs can make a big difference in financial security and achieving goals. This article is part of a series focused on millennial f...
Tags: Saving, US, Trends, Healthcare, Spending, Financial Planning, Don, Portnoy, American Psychological Association, Kali, SJ, Sonja Lyubomirsky, Earning, Lyubomirsky, Tanza Loudenback, Behavioral Finance


10 Practices to Increase Self-Discipline

If you look at financially successful people, you’ll often find one trait in common: self-discipline. It takes a great deal of self-discipline to be successful in any endeavor. That makes finding the best practices to increase self-discipline important. One thing that I’ve noticed over and over is that improving your discipline in one area of your life often spills into every other area. If you want to harness your self-discipline here are ten easy practices to help. Just try taking one of thes...
Tags: Facebook, Saving, Marketing, Elizabeth George, Increase Self Discipline, Practices To Increase Self Discipline, Standards To Increase Self Discipline


Schoola Review

In the past year, there have been a few online secondhand clothing shops that have caught my eye. I’m one of those people that always purchase my clothing secondhand and love to shop online I’ve been trying them out. Which is why I’m writing this Schoola review. To be honest, my reviews are mixed. There are a couple of online consignment shops that I absolutely love and one that has become my go-to places for clothes. Then, there are others that just completely miss the mark. With that in mind, ...
Tags: Saving, Marketing, Schoola Review, Schoola, Secondhand Clothing


Kids in the UK are now spending more money on 'Fortnite' and 'Roblox' than candy and books

LPETTET/Getty Images Childrens’ spending habits in the UK have shifted to online games such as "Roblox" and "Fortnite" since lockdown began, away from sweets and books, a pocket money app has reported. Kids are also saving 14% more money than they did in 2019 — that’s £104 ($135) a year, RoosterMoney. Lego, Roblox, and Apple are the top three brands that children save up for, the study found. Visit Business Insider's homepage for more stories. Online video games "Fortnite" and "Roblox" ha...
Tags: Apple, UK, Kids, Money, Children, Saving, Trends, Fortnight, Online Games, PIGGY BANK, Tech Insider, Roblox, Fortnite, UK Weekend, Kate Duffy, RoosterMoney Lego Roblox


Here's how to keep your spending in check when everything starts to reopen

You can avoid spending more if you maintain frugal habits. Westend 61/Getty Images When the pandemic shuttered businesses everywhere, people were forced to reevaluate their spending habits and stick to a tighter budget.   Now as the economy gradually reopens, it's more critical than ever to be intentional about maintaining those frugal habits to keep your finances in check.  Determine how, where, and why you want to spend money, and allow yourself to enjoy things that you believe are worth...
Tags: Personal Finance, Money, Saving, Trends, Strategy, Finances, Spending, Nordic, Pat, Tiffany Aliche, Mecham, Contributor, Aliche, Jesse Mecham, University of YouTube, Contributor 2019


Saving To Help With Your Startup

If you aspire to be a small business owner, but lack the cash necessary to realise your idea, then you might turn to several different means of funding. You might look to friends or family members to lend you the money, or to high-street or online lenders. You might re-mortgage your house. For many would-be entrepreneurs, however, the safest way of finding the money is to save it, little by little, over the course of months and years. Until the business becomes profitable, you’ll be wise to eco...
Tags: Startups, Saving, Funding, Others, Startup Advice


Buying Used Furniture Vs New – Worth It or Just Gross?

Is your dilapidated sofa finally kicking the bucket? Are you moving? Perhaps, it’s time for some new furniture. But here’s the dilemma: You’re on a budget. So buying used furniture vs new is next on your mind. What are the pros and cons? When is it worth it…and when is it just gross? We’re going to explore all of that in today’s article. I was curious to hear from real shoppers from all incomes and walks of life. Therefore, I conducted an informal survey on social media by asking one simple ques...
Tags: Personal Finance, Florida, Saving, Marketing, Spending, Buy Secondhand Furniture, Buying Used Furniture Vs Used, Furniture Budget, New Versus Used Furniture, Save Money On Furniture


My partner and I have lived 4,000 miles apart for 3 years. Here's what we do to keep our long-distance relationship alive — and how we can afford it.

Sarah Bence with her partner Dan on a trip to Prague in 2016, when they both lived in England. Sarah Bence Sarah Bence is American and has been dating her British partner for seven years, after they met while Bence was studying abroad in England. They've been long-distance for the last three years.The couple tries to take turns visiting each other every three months, but it's not always easy to coordinate time off, and frequent international travel can add up quickly and create a financial ...
Tags: Travel, Usa, UK, England, London, Couples, Saving, Life, Relationships, Advice, India, Careers, Trends, Strategy, Budgeting, Prague


5 Easy Ways to Save $100 This Month

5 Easy Ways to Save $100 This Month is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Who couldn’t use an extra $100? With so much uncertainty during these times and in the future, I know more people are looking to save what they can. Traditional personal finance advice does not always apply when we’re being faced with a global pandemic. We want to focus on how you can save $100 this month.Saving 15% or even 10% of your income may be more difficult ...
Tags: Facebook, Saving, Marketing, Budgeting, Everything Finance Everything Finance, Facebook Marketplace, Easy Ways To Save, Easy Ways to Save 100 This Month


Life Insurance Reality Check – Do You Have Enough For a COVID World?

My neighbor and I were talking this weekend and he asked me this question, “Andy, do you think I have enough life insurance coverage from my employer, given Coronavirus/COVID risks if I have to... Read the rest of the post...
Tags: Saving, Marketing, Insurance, Life Insurance, Quote, Andy, Term, Personal Finance and Money, Whole, Life Insurance Reality Check


The Power of Compounding – $1 Million Now or Penny Doubling for a Month

I recently saw an interesting video that asked a number of regular people if they would rather have a million dollars now or take a penny now and double the amount every day for the next 30 days. As... Read the rest of the post...
Tags: Saving, Time, Marketing, Interest, Personal Finance and Money, Compounding


7 Easy Travel-Saving Hacks For Family Vacations

7 Easy Travel-Saving Hacks For Family Vacations is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Taking family vacations is one of my favorite things to do. This year, social distancing efforts have made it difficult to travel but things are slowly opened up. While any bigger trips I had planned have been either postponed or canceled, I still may plan to do something small where we can keep our distance from others since my family and I are getting...
Tags: Saving, Marketing, Budgeting, Vacation, Vegas, Don, Everything Finance Everything Finance, Holiday Club Vacations


How to Hire a Financial Advisor Who Won’t Rip You Off

Let’s face it: Money management is hard, and most of us aren’t as good at it as we could (or should) be. From taxes to investing to debt-busting, there’s a lot that goes into financial planning. And while we’re all for learning to do it yourself, there are a number of reasons to enlist the help of an advisor.Read more...
Tags: Personal Finance, Money, Saving, Budgeting, Investing, Financial Planning, Lifehacks, Editors Picks, Financial Advisors, Financial Goals, Financial Plan, Certified Financial Planners


5 Affordable Ways to Learn a New Language

5 Affordable Ways to Learn a New Language is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Have you ever wanted to learn a new language? In high school, I was grateful to get to study Japanese for a few years. I was apart of an accelerated language arts program at my school and I had to choose between the option of studying Spanish or Japanese.Studying the Japanese language and culture was so rewarding. Taking this class even allowed me to obtain e...
Tags: Saving, Marketing, Budgeting, Duolingo, Babbel, Everything Finance Everything Finance, Duolingo Duolingo, Babbel Babbel, Innovative Language Innovative Language


Should You Focus on Cutting Expenses or Growing Your Income?

If your expenses and your income don’t match up, you have two options: cut back on your spending, or figure out a way to earn more money.Read more...
Tags: Personal Finance, Money, Saving, Budgeting, Spending, Job Search, Lifehacks