Posts filtered by tags: TransUnion[x]


 

$4 billion Credit Karma's CEO reveals how a single meeting in 2008 saved the company from going under

Kenneth Lin, Credit Karma's CEO, spoke to Business Insider about how a meeting with a TransUnion executive in 2008 was critical to the startups' future.  Lin met with TransUnion's John Danaher to convince the credit agency to continue working with Credit Karma after it had issued a 30-day notice terminating the two companies business relationship. Lin was named one of Business Insider's 10 people transforming finance.  See the full list of 100 people transforming business here. As the CEO of ...
Tags: UK, San Francisco, Trends, Hawaii, Pizza Hut, Credit Karma, Danaher, Lin, TransUnion, John Danaher, Kenneth Lin, Kenneth Lin Credit Karma, TransUnion Interactive


Payfone amasses $24 mln

New York and Colorado-based Payfone, a digital identity authentication network, has raised $24 million in funding. TransUnion led the round with participation from Synchrony, MassMutual Ventures and Wellington Management LLP. Source: Press Release
Tags: New York, Colorado, Trends, MassMutual Ventures, TransUnion, VC Deals, Payfone, Wellington Management LLP


How to Make Your Business Credit Score Amazing – From an Expert

Most small business owners don’t realize. But their personal and business credit scores affect their company. And credit has become a 100-year-old business filled with all the mystery of a cold case. Business credit scores remain separate from your personal score. But three large credit bureaus manage all personal credit. They include Equifax, Experian and TransUnion. And significant consumer protections exist to protect your information from access without your permission. Also specific laws r...
Tags: Sales, Small Business Loans, Experian, Steve, Equifax, TransUnion, Equifax Experian, Dun Bradstreet Equifax, Steve Ely


What is Credit Monitoring?

According to a 2018 study from Javelin Strategy & Research, more than 16.7 million Americans were victims of identity theft or fraud in 2017. That figure represents a record high number of identity theft victims that year, but the year before was also another record high. Amounts stolen in 2017 added up to $16.8 billion in losses for consumers, much of which was the direct result of data breaches. However, fraudsters and thieves are becoming more and more sophisticated in their techniques, meani...
Tags: Marketing, Social Security, Department Of Justice, Experian, LifeLock, Ftc, Credit Karma, Monitoring, Federal Trade Commission FTC, Experian Equifax, Equifax, TransUnion, Javelin Strategy Research, Identity Force, Best Credit Monitoring Companies, Identity Guard Identity Guard


What is Credit Repair?

If you’re struggling with bad credit and can’t seem to turn your situation around, it may be time to seek out professional help. Credit repair companies promise to help you have incorrect information removed from your credit reports — for a fee, of course. Credit repair companies also provide important counseling and advice that can help you repair your credit for good. Unfortunately, credit repair agencies don’t have the best reputations, and they can’t do anything for you that you can’t do you...
Tags: Marketing, Credit Scores, Ftc, Lendingtree, Federal Trade Commission FTC, Experian Equifax, Lexington Law, Equifax, TransUnion, Experian Transunion, Credit Repair, CreditRepair, Credit Repair If, National Consumer Reporting Association, Credit Repair Companies, Lexington Law Lexington Law


Ad-tech execs are betting big on OTT but worry that ad fraud and measurement challenges will hold back advertisers

Ad-tech companies are moving into over-the-top advertising to chase money moving from TV to streaming TV. However, ad fraud and measurement challenges are making their way into OTT, according to chatter at an industry event this week. Some expect fraud to become a bigger problem in OTT than it has on desktop and mobile. Execs also questioned the value of trying to see if TV ads drive sales, which marketers have asked for but requires a lot of work from vendors. Visit Business Insider's   homep...
Tags: New York, Nbc, Trends, Hulu, Stx Entertainment, Ott, McDonald, Buckley, TransUnion, Doubleverify, Tru Optik, Spotx, Oracle Data Cloud, Sean Buckley, Amobee Oracle Data Cloud, Robin Opie


“Well-Behaved Women Seldom Make History”

By using that headline I am in no way encouraging bad behavior. But the quote, by historian Laurel Thatcher Ulrich, underscores that to succeed we women may have to find the work-around, to take the path less traveled, to march to the beat of our own drum. But we’re good at that.  Women’s History Month wraps up this week. To help entrepreneurial women start and scale their businesses, here are some stats, advice, programs, updates and more. By Rieva Lesonsky   1—Women’s History Month Nydia M. ...
Tags: Facebook, Asia, Hong Kong, Europe, Business, New York, Congress, France, China, Women, Digital, America, Bank Of America, United States, Paris, Middle East


2019's Dirty Dozen tax scams repeat last year's list

Unfortunately for taxpayers and the Internal Revenue Service, there's nothing new under the sun when it comes to tax scams. Fortunately for taxpayers and the IRS, the tax agency and its Security Summit partners are still on top of the most common scams that continue to pop up in some form year-round. These 12 schemes, which have been dubbed the Dirty Dozen tax scams, get added attention, of course, during the main tax filing season. During these hectic days from Jan. 1 — yes, some folks are rea...
Tags: Chuck, Taxes, Social Security, Sam, Irs, Federal Trade Commission, Ftc, Internal Revenue Service, Equifax, The IRS, TransUnion, Child Tax Credit IR, IRS Sometimes the IRS


Experian Boost Review

Are you looking for a quick way to boost your credit score to get better deals on loans and save money? Then you might want to know what Experian Boost is all about and how it can be of help to you. Your credit score has the potential to affect almost every aspect of your life. Hence, if your credit score is bad, it’s beneficial to find a way to improve it before it gives you grief. There are several tried-and-tested methods of improving credit, including paying down your debts, paying your bill...
Tags: Marketing, United States, Credit Scores, Experian, Equifax, TransUnion, Experian Boost Review, Experian Boost


Non Sequiturs: 03.10.19

* "I Thought I Could Be A Christian And Constitutionalist At Yale Law School. I Was Wrong." So writes Aaron Haviland, a 3L at Yale Law School. [The Federalist] * But if you can survive YLS as a conservative, you might thrive in the world beyond -- just ask Senator Josh Hawley (R-Mo.), who's now a powerful voice on judicial nominations. [Bench Memos / National Review] * How often does the Notorious RBG see a brief citing the Notorious BIG? Check out this fun read, filed in the Supreme Court on ...
Tags: Twitter, Supreme Court, Law, Scotus, Washington Post, Georgia, Rap, Sentencing, Free Speech, Fastcase, Alex Spiro, Yale Law School, TransUnion, Nancy Gertner, Stephen Cooper, Non-Sequiturs


MyEquifax.com is yet another security disaster

One would think that having one of the most high-profile breaches in recent memory would make a company take security to heart, but Equifax is full of surprises. The latest is that its MyEquifax.com site, to which the company invites those affected by its poor security practices to freeze and unfreeze their credit, itself has extremely poor security. It’s all documented by security researcher Brian Krebs, who discovered the issue not in some special investigation but in the process of signing up...
Tags: Security, Startups, Privacy, Credit, Brian Krebs, Experian, Equifax, Krebs, TransUnion, Credit Reporting, Equifax hack


Fastcase Partners With TransUnion To Offer Public Records Search And Analytics

Legal research service Fastcase is announcing today a partnership with TransUnion that will give its subscribers access to public records information and analytics for individuals and businesses via TransUnion’s TLOxp platform. The partnership will provide Fastcase subscribers with single sign-on access to information such as addresses, phones, places of employment, professional licenses, criminal records, bankruptcies, liens, assets, relatives, associations, and more. Lawyers can use the inform...
Tags: Law, Uncategorized, Fastcase, Bob Ambrogi, TransUnion, Steve Errick, Errick


120 Data Brokers Just Registered In Vermont Under a Landmark Law

tedlistens writes: Vermont's newly enacted data broker law is the only law of its kind in the U.S. so far, and it's forced any company collecting data on its citizens to register with the state. Fast Company wrote about the limitations of the law and compiled a list of the companies, what they do, and tips for opting-out if possible. The Vermont law only covers third-party data firms -- those trafficking in the data of people with whom they have no relationship -- as opposed to "first-party" d...
Tags: Google, Tech, Vermont, Amazon Facebook, TransUnion, Equifax Experian, Acxiom Oracle, state Fast Company, Spokeo ZoomInfo White Pages PeopleSmart Intelius


myFICO Family Ultimate 3B Plan – Excellent Way to Monitor Credit for Your Whole Family

You probably already keep an eye on your own credit. But what about your spouse or your kids? The myFICO Family Ultimate 3B Plan takes care of this for you. FICO Family Ultimate 3B Abby Hayes's rating 9.3 Cost 8.5 Technology 9.5 ...
Tags: Apple, Marketing, Customer Service, Social Security, Credit, LifeLock, Fico, Bureau, Abby Hayes, TransUnion, Equifax Experian, Credit Sesame These services, Customer Service FICO


How to Track Credit Score Changes + Free Credit Monitoring (No Credit Card Required)

Updated 2019. As noted, the government requires the credit bureaus to provide you a free credit report once every 12 months. However, the services listed below provide you a free credit score updated throughout the year either daily, weekly, or monthly. Most offer additional data taken directly from your credit reports, while some even offer free daily credit monitoring or free identity protection services. As of 2019, all three major credit bureaus are covered: TransUnion, Equifax, and Experia...
Tags: Credit Cards, Marketing, Debt, Credit Karma, Isaac, WalletHub, Equifax, TransUnion, Deals & Offers, Credit Sesame, VantageScore, Transunion Equifax, WalletHub WalletHub, Credit Karma CreditKarma, VantageScore Score


LifeLock Review – Protecting Your Identity

LifeLock is the most recognizable identity theft protection company. But does it work, and is it worth the cost? Our LifeLock review has the answers. LifeLock Identity Theft Kevin Mercadante's rating 9.5 Security Features 9.5 Program Cost 9.0 ...
Tags: Google, Personal Finance, Microsoft, Marketing, Samsung, Customer Service, Bank, LifeLock, Credit Karma, Norton, U S Postal Service, Standard, Equifax, Tempe Arizona, TransUnion, Advantage


Big List of Free Consumer Data Reports (1/2): See Your Confidential Credit, Banking, and Payday Lending Data

All info double-checked and updated for 2019. Since these are available every 12 months, it is a good idea to check these near or around the same time each year. A lot of companies make their money by collecting and selling data – your personal data. In the past, it was often difficult if not impossible to see what they were telling prospective lenders, landlords, even employers about you. Under the FCRA and/or FACT Acts, many consumer reporting agencies (CRAs) are now legally required to ...
Tags: Real Estate, Free, Wikipedia, Marketing, Insurance, Banking, LexisNexis, Ftc, TransUnion, FCRA, Newyear, Credit Related Experian Equifax, SageStream LLC, Payment Reporting Builds Credit PRBC Microbilt, United States Free, ChexSystems


MissionOG taps Saunders as senior adviser

Philadelphia-based MissionOG, a B2B high-growth venture firm, has named Ted Saunders as a senior adviser. Currently, Saunders is chairman and CEO of Community Choice Financial. PRESS RELEASE PHILADELPHIA (PRWEB) DECEMBER 13, 2018 MissionOG, a leading B2B high-growth investment firm, announced today that it has expanded its leadership team with the addition of Ted Saunders as a senior advisor. With the addition of Mr. Saunders, MissionOG further broadens its experience within the targeted investm...
Tags: Trends, People, Philadelphia, Saunders, TransUnion, PRWEB, Gene Lockhart, FactorTrust, Community Choice Financial, Ted Saunders, Community Choice Financial PRESS, Checksmart Financial Before, Conn 's Inc


Bad Consumer Security Advice

There are lots of articles about there telling people how to better secure their computers and online accounts. While I agree with some of it, this article contains some particularly bad advice: 1. Never, ever, ever use public (unsecured) Wi-Fi such as the Wi-Fi in a café, hotel or airport. To remain anonymous and secure on the Internet, invest in a Virtual Private Network account, but remember, the bad guys are very smart, so by the time this column runs, they may have figured out a way to hac...
Tags: Usps, Social Security, Brian Krebs, Social Security Administration, Irs, SSA, Bruce Schneier, TransUnion, Equifax Experian, Security Awareness, Security Education


An In-Depth Look At Business Credit

When you think of credit scores, the first thing that comes to mind is a personal credit score. Many have no clue about business credit scores, including how to establish one, how to access their individual business score, and the impact these scores have on their businesses. A recent report showed 72% of small business owners have no information regarding their scores, and another 60% don’t know where to find any. Lenders usually consider your creditworthiness after you apply for either a pers...
Tags: Startups, Irs, Others, LLC, Experian Equifax, Dun Bradstreet, TransUnion, Business Credit


Prosper to Launch ‘Digital HELOC’ in 2019

On the heels of a host of new equity-tapping products coming into the market, San Francisco-based peer-to-peer lending firm Prosper has announced the launch of a digital Home Equity Line of Credit (HELOC) offering to be launched in 2019. Aiming to simplify a notoriously difficult and prolonged application process that often leads to consumer frustration, Prosper says it is attempting to respond to an increasing trend of consumers looking to access lines of credit based on increasing home valu...
Tags: News, Finance, San Francisco, TransUnion, Reverse Mortgage, David Kimball, HELOC


Millennials, Gen Z Love Banking Brands That Champion Financial Wellness

Millennials and Gen Z consumers will reward financial institutions that help them actively avoid the pitfalls of credit with greater loyalty. The post Millennials, Gen Z Love Banking Brands That Champion Financial Wellness appeared first on The Financial Brand.
Tags: Finance, Millennials, Gen Y, TransUnion, Gen Z, Segmentation Strategies


Credit Karma acquires Noddle from TransUnion and expands to the UK

Credit Karma, the US startup with 85 million users that offers credit reports and a platform to browse and buy other financial services, has made an acquisition to help it kick-start its first overseas expansion beyond the US and Canada: it has acquired Noddle, a UK-based credit reporting service with 4 million users, from TransUnion. Financial terms of the deal are not being disclosed, but Valerie Wagoner, Credit Karma’s VP of International (who had previously been at Twitter), said that it wil...
Tags: TC, Twitter, UK, US, Tech, Canada, United Kingdom, Credit Karma, Equifax, Wagoner, TransUnion, Callcredit, John Danaher, Noddle, TransUnion Financial, Valerie Wagoner Credit Karma s VP of International


Equifax Extends Free Credit Monitoring -- But Outsources It To Experian (slashdot)

An anonymous reader quotes Krebs on Security: A year after offering free credit monitoring to all Americans on account of its massive data breach that exposed the personal information of nearly 148 million people, Equifax now says it has chosen to extend the offer by turning to a credit monitoring service offered by a top competitor -- Experian. And to do that, it will soon be sharing with Experian contact information that affected consumers gave to Equifax in order to sign up for the service......
Tags: News, Experian, Experian Equifax, Equifax, Krebs, TransUnion, EditorDavid, TrustedID, TrustedID Premier Equifax


Equifax Extends Free Credit Monitoring -- But Outsources It To Experian

An anonymous reader quotes Krebs on Security: A year after offering free credit monitoring to all Americans on account of its massive data breach that exposed the personal information of nearly 148 million people, Equifax now says it has chosen to extend the offer by turning to a credit monitoring service offered by a top competitor -- Experian. And to do that, it will soon be sharing with Experian contact information that affected consumers gave to Equifax in order to sign up for the service......
Tags: Tech, Experian, Experian Equifax, Equifax, Krebs, TransUnion, TrustedID, TrustedID Premier Equifax


The Best Free Credit Score Apps

Your credit score determines the interest rate that lenders charge you for debt (and whether you can secure a loan at all). That means your credit score affects everything major you buy—your car, your house, and even your education. It makes sense not only to track your credit score but also take the necessary steps to improve it. These apps will help you do both. Will Checking My Credit Score Impact My Credit Score? No. Checking your credit score is usually a “soft request” or a “soft pull,”...
Tags: Crafts, Credit Karma, Equifax, TransUnion, VantageScore, Credit Score Impact My Credit Score


Another Massive Credit Reporting Database Breached By Criminals (techdirt)

Lots of companies like gathering lots of data. Many do this without explicit permission from the people they're collecting from. They sell this info to others. They collect and collect and collect and it's not until there's a problem that many people seem to feel the collection itself is a problem. The Equifax breach is a perfectly illustrative case. Lenders wanted a service that could rate borrowers quickly to determine their trustworthiness. This required a massive amount of data to be collec...
Tags: Google, News, US, Chicago, United States, Social Security, Postal Service, Forbes, Tony, Permalink, Tim Cushing, Equifax, TransUnion, Da Boss, Berkland


TransUnion: Home Equity Borrowing Poised to Skyrocket

With home equity continuing to increase and a need for more debt consolidation tools, home equity lending is poised for strong growth in the coming years, a new TransUnion study revealed today. To make the most of this growth lenders must understand specific consumers’ needs to tailor their messages, the study “Emerging Opportunities in Home Equity Lending” emphasized. The study offered detail on the rising home equity numbers, pointing out that levels are approaching $15 trillion after hovering...
Tags: News, Retirement, Finance, TransUnion, Mellman, Reverse Mortgage, Joe Mellman


You Can Improve Your Credit With Credit – But Be Careful

Sometimes, the only way to improve your credit is to get a new credit card and use it responsibly. Yet, one of the worst things you can do when you have bad credit is apply for more credit cards. However, there is some debt you shouldn’t let get out of hand. Like credit card debt. The average American family has over $15,500 in credit card debts. Runaway credit card debt can have lasting consequences that will affect your family’s financial security in the long run. It could, potentially, make...
Tags: Marketing, Credit, Experian Equifax, TransUnion, Finances & Money, Improving Credit, Credit Score Rehab Takes Time Save


Back-to-Business Basics: Get a Great Start on the Upcoming Year

By Steve Cohen When autumn rolls around it marks a new beginning as kids make their way back to school. This time of year is also one of the best times to get back to business basics and prepare for success in the upcoming year. To help you, I worked with my team at Excelsior Growth Fund to put together this list of essential business items that you should review. Each of these is critical to small business success and updating and improving them today means that when 2019 rolls around, you’ll b...
Tags: Business, Money, Credit Karma, Right Now, Steve Cohen, Equifax, TransUnion, Excelsior Growth Fund