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Nearly 6 million Americans — roughly equivalent to the entire population of Singapore — are threatened by eviction and foreclosure this month

A wave of evictions and foreclosures looms as protections aiding people who can't afford rent or mortgage payments run out in December and January. Angela Weiss/AFP via Getty Images Roughly 18 million Americans are behind on rent or mortgage payments as the coronavirus pandemic continues to ravage the country, inflicting job losses and other economic stressors. A new US Census Bureau survey found that one-third of those Americans expect to face eviction or foreclosure in 2021. At the e...
Tags: Real Estate, Washington Post, Cdc, Housing, Cbs News, Singapore, Trends, Atlanta, Joe Biden, Economy, Rent, Nevada, University Of Arizona, Biden, Vanity Fair, Affordable Housing


Affirm revealed its IPO paperwork. Here's a look inside the buy now, pay later frenzy, the new twist on financing that is a must have for everyone.

Klarna markets itself as a 'smoooth shopping' experience. Thomas Concordia/Getty Images Point-of-sale financing isn't new, but it's gotten renewed attention as a wave of startups like Affirm, Afterpay, and Klarna acquired millions of new users during the coronavirus pandemic. On Wednesday, Affim published its S-1, the paper detailing its planned initial public offering.  These fintechs offer consumers the ability to buy now, pay later, both online and in-store. And now, incumbents ...
Tags: Apple, Google, Amazon, Japan, UK, Etsy, Australia, France, Finance, China, US, Trends, Paypal, David, Canada, Tencent


How much money you need to make to live comfortably in every state in America

The annual income needed to live comfortably in New York is $95,724. turtix/Shutterstock The cost of living is notoriously high in the US — but it can vary widely by state. Many Americans are reconsidering their living situations amid the coronavirus pandemic. More than 51 million Americans have filed for unemployment as months of lockdowns continue.  GoBankingRates determined the "living wage" necessary to live comfortably in each US state earlier this fall. Some states, like New York, re...
Tags: Travel, Personal Finance, Utah, Florida, New York, Texas, Money, Minnesota, Mississippi, Maryland, Minneapolis, Colorado, California, Housing, Montana, Washington


October housing starts reach highest level since 2007

New residential construction increased 14.2 percent year over year in October, marking six consecutive months of annual gains, according to the U.S. Census Bureau.
Tags: Radio, Hud, Nerdwallet, US Census Bureau, Department of Housing and Urban Development, Markets & Economy, Select, Realtor.com, Housing Starts, Mortgage Bankers Assocation, New Residential Construction, October housing starts


The outgoing Trump administration just revealed its new citizenship test that's twice as long and uses exclusive terms like 'citizens' instead of 'all people'

The Trump administration just unveiled the new citizenship test required for naturalization. Spencer Platt/Getty Images The US Citizenship and Immigration Services just unveiled its new citizenship test for immigrants seeking to become US citizens.  The new 12-question civics exam is lengthier and has some updated terminology that could be construed as more difficult for test-takers to understand.  The term "citizens" also replaces "people" when it comes to some questions about representat...
Tags: Politics, News, Obama, Congress, Washington Post, Immigration, US, America, Trends, Joe Biden, United States, Washington Dc, House Of Representatives, Citizenship, West Coast, Biden


Republican Beth Van Duyne defeats Democrat Candace Valenzuela in Texas' 24th Congressional District House race

  Republican Beth Van Duyne defeated Candace Valenzuela to claim the open seat in Texas' 24th congressional district, Decision Desk HQ has projected. The district is home to portions of Denton, Dallas, and Tarrant counties.  Van Duyne was endorsed by President Donald Trump in a February 2020 tweet. Valenzuela received an endorsement from President Barack Obama in early August. See the live coverage and full results from all US House elections. Visit Business Insider's homepage for more stories....
Tags: Politics, Texas, Congress, US, Barack Obama, Trends, House Of Representatives, Mitt Romney, Dallas, Donald Trump, Fort Worth, Trump, Election 2020, Beth, US Census Bureau, Irving Texas


RESULTS: Republican Beth Van Duyne defeats Democrat Candace Valenzuela in Texas' 24th Congressional District House race

  Republican Beth Van Duyne defeated Candace Valenzuela to claim the open seat in Texas' 24th congressional district. The district is home to portions of Denton, Dallas, and Tarrant counties.  Van Duyne was endorsed by President Donald Trump in a February 2020 tweet. Valenzuela received an endorsement from President Barack Obama in early August. See the live coverage and full results from all US House elections. Visit Business Insider's homepage for more stories. Republican Beth Van Duyne defea...
Tags: Politics, Texas, Congress, US, Barack Obama, Trends, Live, House Of Representatives, Mitt Romney, Dallas, Donald Trump, Fort Worth, Trump, Election 2020, Beth, US Census Bureau


Fluent Helps Minority and Women-owned Small Business

Fluent the performance marketing company has announced the launch of its initiative to support minority and women-owned businesses to succeed in today’s digital economy. Through the initiative, Fluent would leverage its proprietary platform and performance marketing solutions to help brands. This is so they can connect and engage with customers in a scalable and efficient manner.  Fluent’s Business Empowerment Program will help businesses to reach more customers, deliver custom offers ...
Tags: US, Sales, North America, US Census Bureau, Latina, Small Business News, COVID, Business Empowerment Program, Fluent Business Empowerment Program Fluent, Minority Owned Business to Recover Minority, Fluent Helps Minority


JP Morgan agrees to pay at least $800,000 in back wages to settle a lawsuit that accused the bank of underpaying at least 93 women

A man walks into the JP Morgan headquarters at Canary Wharf in London Reuters JPMorgan Chase & Co. agreed to pay at least $800,000 in back wages to 93 women as part of a 2017 lawsuit that accused the company of paying women less money than men in the same positions. The company will also allocate $9 million over five years for compensation adjustments.  Visit Business Insider's homepage for more stories. JPMorgan Chase & Co. agreed to pay at least $800,000 in back wages as part of a settle...
Tags: Lawsuit, London, News, Finance, US, Trends, Canary Wharf, Jp Morgan, Usa Today, Gender Pay Gap, Settlement, Jamie Dimon, Jpmorgan, JPMorgan Chase Co, REUTERS JPMorgan Chase Co, US Census Bureau


RESULTS: Everything you need to know about Texas' 24th Congressional District House race between Republican Beth Van Duyne and Democrat Candace Valenzuela

  Candace Valenzuela and Beth Van Duyne square off to claim the open seat in Texas' 24th congressional district. The district is home to portions of Denton, Dallas, and Tarrant counties.  Van Duyne was endorsed by President Donald Trump in a February 2020 tweet. Valenzuela received an endorsement from President Barack Obama in early August. Polls closed at 7 p.m. local time.  See the live coverage and full results from all US House elections. Visit Business Insider's homepage for more stories. ...
Tags: Politics, Texas, Congress, US, Barack Obama, Trends, Live, House Of Representatives, Mitt Romney, Dallas, Donald Trump, Fort Worth, Trump, Election 2020, Beth, US Census Bureau


LIVE RESULTS: Everything you need to know about Texas' 24th Congressional District House race between Republican Beth Van Duyne and Democrat Candace Valenzuela

  Candace Valenzuela and Beth Van Duyne square off to claim the open seat in Texas' 24th congressional district. The district is home to portions of Denton, Dallas, and Tarrant counties.  Van Duyne was endorsed by President Donald Trump in a February 2020 tweet. Valenzuela received an endorsement from President Barack Obama in early August. Polls closed at 7 p.m. local time.  See the live coverage and full results from all US House elections. Visit Business Insider's homepage for more stories. ...
Tags: Politics, Texas, Congress, US, Barack Obama, Trends, Live, House Of Representatives, Mitt Romney, Dallas, Donald Trump, Fort Worth, Trump, Election 2020, Beth, US Census Bureau


LIVE RESULTS: Democrat Jill Schupp looks to unseat Rep. Ann Wagner in Missouri's 2nd Congressional District

  Four-term incumbent Rep. Ann Wagner will face Democrat Jill Schupp in Missouri's 2nd Congressional District. Wagner has twice as much cash on hand as Schupp. Schupp is endorsed by the Democratic Congressional Campaign Committee and is a part of its "Red to Blue" program to fill the seat with a Democrat. Polls began closing in the district at 7 p.m. local time. See the live coverage and full results from all US House elections. Visit Business Insider's homepage for more stories. Four-term incu...
Tags: Politics, US, Trends, Live, Democrats, Missouri, House Of Representatives, Luxembourg, Donald Trump, Republican National Committee, Trump, Democratic, Election 2020, Wagner, Jefferson, Missouri House


Democrat Jill Schupp looks to unseat Rep. Ann Wagner in Missouri's 2nd Congressional District

  Four-term incumbent Rep. Ann Wagner will face Democrat Jill Schupp in Missouri's 2nd Congressional District. Wagner has twice as much cash on hand as Schupp. Schupp is endorsed by the Democratic Congressional Campaign Committee and is a part of its "Red to Blue" program to fill the seat with a Democrat. See the live coverage and full results from all US House elections. Visit Business Insider's homepage for more stories. Four-term incumbent Rep. Ann Wagner will take on Democrat Jill Schupp in...
Tags: Politics, US, Trends, Democrats, Missouri, House Of Representatives, Luxembourg, Donald Trump, Republican National Committee, Trump, Democratic, Election 2020, Wagner, Jefferson, Missouri House, US Census Bureau


Everything you need to know about Texas' 24th Congressional District House race between Republican Beth Van Duyne and Democrat Candace Valenzuela

  Candace Valenzuela and Beth Van Duyne square off to claim the open seat in Texas' 24th congressional district. The district is home to portions of Denton, Dallas, and Tarrant counties.  Van Duyne was endorsed by President Donald Trump in a February 2020 tweet. Valenzuela received an endorsement from President Barack Obama in early August. See the live coverage and full results from all US House elections. Visit Business Insider's homepage for more stories. Democrat Candace Valenzuela faces of...
Tags: Politics, Texas, Congress, US, Barack Obama, Trends, House Of Representatives, Mitt Romney, Dallas, Donald Trump, Fort Worth, Trump, Election 2020, Beth, US Census Bureau, Irving Texas


The 12 Texas cities everyone in the country is moving to

Between 2010 and 2019, 259,857 more people moved to San Antonio than moved away. Eric Gay/ Associated Press Texas is one of the battleground states in this year's election, and the Lone Star State has already surpassed its voter turnout from the 2016 election. Texas' population has been growing rapidly for years, and millions of people have moved there from other parts of the US. The city of Frisco, located in the Northeast region, is a case in point: almost half of the city's population i...
Tags: Texas, Australia, Montana, Washington, Milwaukee, US, America, Trends, Strategy, Joe Biden, Features, Cities, Hawaii, Dallas, Moving, Houston


Asian Americans were hit hardest by unemployment brought about by the COVID-19 pandemic, a new study shows

KLH49 Researchers at University of Kansas found that Asian Americans were "more negatively affected by the lockdown than any other racial group, net of education, immigration status, and other covariates," according to the study. ChangHwan Kim, a sociology professor at University of Kansas and co-author of the study, said the pattern of unemployment is more common among Asian Americans with less education. "Usually Asian Americans are immune to this job decline because Asian Americans are...
Tags: Science, News, Trends, Fbi, Unemployment, Kim, Wuhan, University of Kansas, US Census Bureau, Tuttle, Wuhan China, Pandemic, Asian Americans, Coronavirus, Lauren Frias, COVID-19


Trump and Biden are both betting on the suburbs to win the 2020 election, but only one of them understands what that means

Biden and Trump both want to lock down the suburban vote, but it turns out suburbia is ill-defined. Getty Donald Trump and Joe Biden are both trying to secure the suburban vote ahead of the presidential election, with Trump specifically appealing to an exclusionary, antiquated view of suburbia. Suburbia is a key battleground in the election, distinct from liberal-leaning cities and conservative-leaning rural areas. However suburbia is ill-defined and still lacks a federal definition, makin...
Tags: Twitter, Obama, US, America, Trends, Bloomberg, Joe Biden, Harvard University, Queens, Hud, Biden, Donald Trump, Montgomery, Ucla, Michael, Trulia


3 things you should know if you're thinking of a starting a business right now, according to a business coach

Find fun ways to set yourself apart. DragonImages/Getty Kimberly Lucht is a business coach who helps women make their first six figures doing what they love.  During the pandemic, more budding entrepreneurs have decided to finally start their own businesses. It can be a great time to get a business started, provided you dodge common pitfalls. Ensure you're providing people with the things they need, create a seamless experience, and be sure to add value — and bring some surprise — to a cus...
Tags: Business, Trends, Strategy, US Census Bureau, Etheridge, Business Owner, Starting A Business, Contributor 2019, Original Contributor, Kimberly Lucht, Alexandra Etheridge


People want to protect their data privacy, but most don't have a clear understanding of what that means

Mistrust in data privacy systems stems from a lack of understanding and misaligned expectations. Laurence Dutton/Getty Images Many people who want to keep their data private don't have a clear understanding of what differential privacy means — a technique widely adopted by companies like Google, Apple, and Microsoft to protect everyone's personal data. Differential privacy disguises individuals' information by introducing random errors to make it difficult to determine or use someone's ide...
Tags: Google, Technology, Microsoft, Opinion, Trends, Strategy, Data, Data Privacy, Nordic, Online Safety, Trump, Boston University, Microsoft Research, Google Apple, US Census Bureau, Microsoft Google


5 charts show just how badly Latino and Black communities have been impacted by the economic fallout from the coronavirus

Some 58% of Hispanic/Latino people are worried about losing their jobs, compared to 50% of Black people and 40% of white people. Spencer Platt/Getty Images The coronavirus pandemic is not impacting Americans equally.  Hispanic/Latino and Black Americans are feeling the economic consequences significantly more than white Americans, per a new survey conducted by the Harris Poll on behalf of the American Staffing Association.  For example, 65% of Hispanic/Latino respondents are worried about ...
Tags: News, Congress, US, Trends, Mortgages, Economy, Features, Bureau of Labor Statistics, Race issues, Usa Today, Inequality, Forbes, US Census Bureau, Facebook COO Sheryl Sandberg, American Staffing Association, Spencer Platt Getty


A new study found immigrants in the US create more jobs than they take. Here's a breakdown of why they're more entrepreneurial than US-born workers.

Information packs are distributed by the U.S. Citizenship and Immigration Services following a citizenship ceremony at the John F. Kennedy Presidential Library in Boston. Reuters Immigrants are creating more jobs than they take, says Benjamin Jones and his colleagues at the Kellogg School of Management.  Their study found immigrants created companies — both large and small — at a higher rate than US-born entrepreneurs. Immigrant founders drove up the demand for labor, increased wages, and ...
Tags: Google, Elon Musk, US, Trends, Tesla, United States, Silicon Valley, Jones, Ben Jones, U S Citizenship and Immigration Services, US Census Bureau, Kellogg, Benjamin Jones, Sergei Brin, Jessica Love, Javier Miranda


If you have one of these 10 jobs, you're more likely to get divorced

Bad news for bartenders and gaming managers. Getty Statistician Nathan Yau used data from the 2015 US Census Bureau's American Community Survey to determine which jobs had the highest and lowest divorce rates. Financial stability, overall satisfaction, and workplace atmosphere all can be important factors. Gaming and casino managers had the highest divorce rates, while actuaries had the lowest. Visit Business Insider's homepage for more stories. There are a lot of factors that affect the n...
Tags: US, America, Trends, Getty Images, Chemical, Reuters, Yau, Nathan Yau, Center for Disease Control, US Census Bureau, Cavan, American Community Survey, JULIE JACOBSON, George Rinhart Corbis, Christopher Furlong Getty, Leah Thomas


The battle for 2020 goes through the suburbs, but it's not even clear what the suburbs are these days

Biden and Trump both want to lock down the suburban vote, but it turns out suburbia is ill-defined. Getty Donald Trump and Joe Biden are both trying to secure the suburban vote ahead of the presidential election, with Trump specifically appealing to an exclusionary, antiquated view of suburbia. Suburbia is a key battleground in the election, distinct from liberal-leaning cities and conservative-leaning rural areas. However suburbia is ill-defined and still lacks a federal definition, makin...
Tags: Twitter, Obama, US, America, Trends, Bloomberg, Joe Biden, Harvard University, Queens, Hud, Biden, Donald Trump, Montgomery, Ucla, Michael, Trulia


Pandemic anxiety and depression are getting to all of us — and young adults are especially at risk

The pandemic seems to be affecting the mental health of young Americans. Kiyoshi Hijiki/Getty Images October 10 is World Mental Health Day, highlighting the importance of caring for your mental health. The pandemic in particular is taking a toll on people's mental health.  The US Census Bureau has been conducting an experimental survey to learn more about the pandemic's effects on US households, including frequency of feeling symptoms of anxiety and depression. Younger adults were more lik...
Tags: News, Cdc, US, Trends, Features, Mental Health, OECD, World Economic Forum, MetLife, US Census Bureau, Census Bureau, National Center for Health Statistics, SAMHSA National Helpline, Coronavirus, Madison Hoff, Young Americans


Drug companies are recruiting Black Americans to participate in COVID-19 vaccine trials, trying to break down decades of mistrust

A volunteer receives an injection from a medical worker. Siphiwe Sibeko/Pool via AP Black Americans have been affected by the coronavirus at a disproportionate rate, but many have been wary to participate in vaccine trials. The mistrust, experts told Insider, stems from decades of medical experimentation on Black Americans. At least two pharmaceutical companies developing vaccines — Moderna and Pfizer — have been trying to recruit more Black participants in their trials. Some HBCUs, includ...
Tags: Science, News, Cdc, Stanford, US, Trends, Georgia, Cnn, Racism, Trials, Pfizer, Donald Trump, Anthony Fauci, Business Insider, Trump, University of Wisconsin Madison


Why listening to your customers’ needs is key to outlasting the pandemic

Did you know we’re hosting a discussion on the importance of technology in times of economic and societal uncertainty at TNW2020 this year? Check out our session on ‘Innovating to survive’ here. Back in April, experts from the International Monetary Fund warned global lockdowns are likely to push us into the worst economic slump in years. They weren’t wrong. A recent survey by the US Census Bureau found a third of businesses reported experiencing an enormous negative effect from the COVID-19 pan...
Tags: Startups, International Monetary Fund, US Census Bureau, Growth Quarters


The increase in the number of people starting their own businesses in the US has surged to a 13-year high

Alistair Berg/Getty Images The increase in applications for new businesses in the US hit a 13-year high, according to an analysis of US Census Bureau data from the Wall Street Journal. Applications have increased as a result of small businesses across the country being forced to close their doors, both in-person and virtually, as a result of the coronavirus pandemic, according to the report. Launching and growing a startup is risky, and roughly 50% survive their first 5 years, according t...
Tags: Congress, US, Careers, Trends, Bureau of Labor Statistics, House, Wall Street Journal, PPP, University Of Maryland, Stimulus, Journal, Forbes, Small Business Administration, US Census Bureau, BLS, Navy Federal Credit Union


3 boxes to check before you buy homeowners insurance, according to a financial planner

The author, CFP Malik S. Lee. Martine Beher Photography Whether you're getting homeowners insurance for the first time or just updating your policy, there are three boxes you need to check before signing on the dotted line. First, be sure your policy covers all your valuables, from your jewelry and cash to your deeds and letters of credit. You should also purchase enough insurance to cover the replacement cost of your home (or slightly more) and consider getting an umbrella policy to cover...
Tags: Trends, United States, Simmons, US Census Bureau, Aon, Malik S Lee, Malik S Lee Martine Beher, LaTanya G Simmons


The US cities with the most million-dollar homes

Still from Netflix's "Selling Sunset." Netflix Million-dollar homes are most likely to be found on the East or West coasts of the US, according to a recent study. In November, LendingTree the 50 largest metro areas in the US by the percentage of owner-occupied homes valued at $1 million or more. Four California cities top the list. In each, more than 10% of homes are valued over $1 million. Visit Business Insider's homepage for more stories. America's coasts are bursting with millio...
Tags: Real Estate, California, Washington, Life, US, America, San Francisco, Trends, Features, Netflix, West, San Jose, Portland Oregon, Lendingtree, East, PHOENIX Arizona


Trump told a crowd of nearly all white supporters that they have 'good genes'

President Donald Trump at a campaign event at the Bemidji Regional Airport in Bemidji, Minnesota, on September 18. Tom Brenner/Reuters President Donald Trump has exhibited an obsession with the notion that certain people have superior genes for a long time. Trump on Friday told a crowd of nearly all white supporters that they have "good genes" and referenced the "racehorse theory." "You have good genes. You know that, right? You have good genes. A lot of it is about the genes, isn't it, do...
Tags: Politics, News, Minnesota, Nazis, America, Trends, Cnn, Gop, Ford, Ivy League, Nazi, Donald Trump, Henry Ford, Trump, Steve Silberman, James Fallows